@DealsDhamaka@moonwithteeth Well, yes, but it is also impacting people who are ready to shift but not in the right place, right age, etc. Its impacting a whole lot of decently good people as well. Lets not brush it off saying it impacts only those who are not ready. Its very unfair out there
@EgoEraser99@moneyworks4u_fa I think the problem is with people being stuck with old winners. Yes, things may turn around but only if these companies do really well in future. So based on current outlook, no valuations are not cheap
@DealsDhamaka I work in IT, so I hope IT services do really well, but I am still not certain. If we are betting on Indian IT services now, its more on hope than actual foreseeable logic(Other than cycle will turn). OpenAI and Anthropic ceos will say things bcos they want to be listed!
@hsinha1445@Iamsamirarora Yes, FDEs are being talked about by the likes of OpenAI, Anthropic a lot, but they are finding it difficult and coming to IT Service companies for help,as Service companies (SCs) who manage client infra and apps know the setup much better- but these SCs dont have enough tech dept
@contliving@moneyworks4u_fa Yeah, but is it fair to compare a flexi cap with a Nifty 50? Nifty 500 or bsee 500 maybe a better comparison for Flexicap no?
@saybwala Oh Yeah. Was in the middle of the Nala Sarovar lake on a boat near Ahmedabad when a heavy thunderstorm started with lightning bolts. Super lucky to be alive still! Son who was 6 (now 20), still fears Thunder after that experience
@shamikiscooking@AnkitFinAlpha If you want to be super sure about a good return- yes, 7 years minimum, but one needs to take those risks if u really need that fillip badly. If one cant take that risk, yes, keep the Equity portion really low
@shamikiscooking@AnkitFinAlpha 10 years is a bit much. If someone has a goal 5-6 years away, one can have a 60% equity+ 40 debt portfolio which can reduce equity after year 4 to just 10%...
@contliving@PKPatel_GJ2 Somehow, I am not sure how good the NPS fund managers for equity are... plus there is that % that will go into annuity at retirement
@vishal230679@SanaSecurities Of the 6-9 months put 70% of that into liquid or arbitrage. Put the remaining into Conservative Hybrid fund, which has the potential to earn a little more. Bcos even in an emergency- u dont need the entire amount on day 1, so u can wait for a couple of days from the CH Fund
@vishal230679@SanaSecurities Equity savings has around 35-65% in equity and hence can be volatile. So if the value of your fund goes down when you need that emergency fund, you can be in trouble. For emergency funds, therefore, no risk- Just use Arbitrage or liquid fund. One strategy I use 1/2