Maturity is when you stop complaining & making excuses. Stop blaming others for what’s going on in your life. It’s easy to look for scapegoats. But a mature person realizes that whatever happens is mostly a result of choices you've made. Take control of your life! Be accountable!
Many don’t realise this.
RM3k vs RM2k salary is not just a RM1k or 50% difference.
It is a huge 3x difference in real financial power.
Assuming one needs RM1.5k to cover basic living.
• The RM2k earner has RM500 left
• The RM3k earner has RM1,500 left
After essentials are paid, that extra RM1k triples what you can actually save, invest, build emergency funds with, or use to improve your circumstances.
This is why small income increases at the lower end are disproportionately powerful. They multiply your options.