Builder of Ameritrade, Allstate Financial, Bank of the West Wealth Mgmt.
Securities Trader 25 years, Veteran US Army Officer/Helicopter/Airplane Pilot!
Buying a house doesn’t make financial sense and hasn’t for 4 years now
Unless you plan to stay for 7+ years and can avoid paying transaction fees, you’ll likely be at a wash or loss in real terms when it comes time to sell
This has become a major problem in the corporate world.
White men are becoming completely neutered due to DEI policies that heavily favor women and diversity.
I’ve experienced it myself.
Wages and salaries for gov't workers are 23.6% higher than their private sector counterparts, but the real difference in cost of employment is benefits, which are a whopping 82.2% higher for gov't workers:
Bill Maher just got steamrolled on his own show.
For years, he’s called January 6 an “insurrection” without pushback. But not this time.
Rep. @WesleyHuntTX came locked and loaded.
Maher called Trump’s military parade “vaguely fascist.” What happened next was glorious.
Hunt unleashed his military pride and made Maher eat his own words.
By the end, Maher had no choice but to back down… and thank Hunt for his service.
It’s one of those moments you’ll want to watch again and again.
🧵 THREAD
🚨 Four men have officially pleaded GUILTY to a $550 MILLION USAID fraud scheme
And democrats pretended like @elonmusk's exposure of the agency was just a conspiracy theory
They used YOUR tax dollars to buy NBA tickets, country club weddings, and laundered MILLIONS in cash through corrupt entities.
One defendant "exploited his position at USAID to line his pockets with bribes in exchange for more than $550 million in contracts."
We need even MORE of this! 🔥
This chart from @nickgerli1 is essential context for anyone thinking about buying a home right now, and it reinforces the argument I made recently in my post “So you’re thinking about buying a house soon? Here’s why you should wait.”
What we’re looking at here is 135 years of U.S. home price history, adjusted for inflation using the Case-Shiller index. The takeaway is clear: today’s prices aren’t just elevated, they’re historically anomalous. The index is now 90% above its long-term average, and the only comparable spike (2006) ended in a catastrophic reset. There’s simply no precedent for this kind of sustained deviation from the mean holding up without a major correction or multi-year stagnation.
And this isn’t just about valuations, it’s about the broader macro backdrop. In every prior period where prices spiked this far above trend, it was followed by a hard repricing or a prolonged grind lower, especially once credit conditions tightened and employment dynamics shifted. We’re now in an environment of high rates, eroding affordability, and weakening consumer balance sheets, exactly the kind of stress cocktail that undermines frothy housing markets.
If you’re planning to buy, it’s not about waiting forever it’s about letting the cycle do its work. By mid to late 2026, we may enter a window where prices either soften or stagnate under the weight of macroeconomic reality. That could be the moment to act, not now, while you’re competing against history and policy-induced scarcity.
In 25 years, Tom Osborne:
🔴 Never won less than 9 games, 15 times won 10 or more
🔴 Won 13 conference titles
🔴 11 orange bowl trips
🔴 produced 20 1,000 yard rushers and 19 1st round draft picks
🔴 3 Natties, and 60-3 in 5 years, is still one of if not the greatest runs in history
Pretty good for a kid from Hastings