First State Bank of St. Charles

An independent community bank proudly serving individuals and businesses since 1867. This page is moderated between 9 am and 5 pm CST, M-F.

[First State Bank of St. Charles @FSBfinancial]

June is National Homeownership Month—a time to celebrate the dream of owning a home and help future homeowners take the first step. Not sure how much home you can afford? Try our Home Affordability Calculator and start exploring your options today. https://t.co/uPaqbXHzz4

[First State Bank of St. Charles @FSBfinancial]

In observance of the Memorial Day holiday, our banking and mortgage centers are closed today, Monday, May 25. You may still access your deposit accounts anytime through Digital Banking or at any First State Bank ATM. https://t.co/vZOqMbNEmx

[First State Bank of St. Charles @FSBfinancial]

Our limited-time CD Specials can help your money grow with confidence. Visit First State Bank online at https://t.co/hlBoyeiVsu or stop by a banking center to get started.

#SaveSmarter #CDRates #FirstStateBank

[First State Bank of St. Charles @FSBfinancial]

📣 We’re hiring a Quality Control Underwriter at First State Bank Mortgage!

If you have mortgage underwriting and quality control experience and strong attention to detail, apply today at https://t.co/4WgmRMjsaE.

#NowHiring #MortgageJobs

[First State Bank of St. Charles @FSBfinancial]

From first savings lessons to first debit cards, moms help shape smart financial habits that last a lifetime. 💛

Happy Mother’s Day to all the amazing moms and mother figures who guide and support their families every day.

[First State Bank of St. Charles @FSBfinancial]

We’re proud to celebrate Gerry Phillips, Senior Loan Officer at our Lake Ozark office, named Best Mortgage Lender – Best of the Lake 2026.

Work with an award-winning lender: https://t.co/0FfjXD7HPh

#BestOfTheLake #LakeOfTheOzarks

[First State Bank of St. Charles @FSBfinancial]

We’re honored to be recognized as Best Bank 2026 by St. Louis Small Business Monthly.

At First State Bank, we’re committed to helping individuals, families, and businesses move forward with confidence.

Thank you for choosing local.

[First State Bank of St. Charles @FSBfinancial]

Welcome Randy Robinett to First State Bank Mortgage! 👏

Senior Mortgage Lender now serving our Lee’s Summit office.

Apply with Randy: https://t.co/KtRwLM7Jhz

[First State Bank of St. Charles @FSBfinancial]

A calm voice. A fake sense of control.

Scammers charm you before they steal from you.

📞 Snap out of it. Real banks never ask for your personal details.

Hang up. Call the number on the back of your card. Learn more: https://t.co/mPaZxfxCzx
#BanksNeverAskThat

[First State Bank of St. Charles @FSBfinancial]

Help Set Your Child Up for Success with Next Generation Checking 💳

From first paychecks to college expenses, they get tools to manage money with confidence—right from their phone.

Learn more: https://t.co/a2ALiQkZtR

Under 18 requires a parent/guardian.

[First State Bank of St. Charles @FSBfinancial]

Match Day means new beginnings for future doctors! Starting residency and planning a move? You may be able to buy sooner than you think. Our Medical Professional Home Loan offers flexible options with low to no down payment. Learn more: https://t.co/5i3p6YSJO6

[First State Bank of St. Charles @FSBfinancial]

First State Bank of St. Charles has earned the BankSafe Trained Seal for educating its frontline staff using AARP BankSafe training focused on fraud prevention awareness.

[First State Bank of St. Charles @FSBfinancial]

Mary Alsup-Niedergerke, EVP at First State Bank, is recognized among women advisors for #WomensHistoryMonth.

Her name will appear at the NASCAR Cup Series Cook Out 400 on March 29.

Learn more: https://t.co/xoNZCDgHTL

[First State Bank of St. Charles @FSBfinancial]

First State Bank is hiring a VP of Commercial Lending at our Chesterfield, MO location. Help grow relationships with local businesses and manage a commercial loan portfolio.

Learn more and apply: https://t.co/Sus2OMFGlM

[First State Bank of St. Charles @FSBfinancial]

We’re hiring a Branch Manager for our 5th Street Branch.

Lead a team, build strong customer relationships, and make a real impact in your community. Apply now: https://t.co/PqqM0gJMj2

#Hiring #BankCareers #Leadership

[First State Bank of St. Charles @FSBfinancial]

Spring is around the corner, and today's low mortgage rates are creating opportunity. Whether you’re:
• Buying a home
• Using equity for renovations
• Refinancing to lower your rate or payment

Now is the time to explore your options. Get started at: https://t.co/5i3p6YSJO6

[First State Bank of St. Charles @FSBfinancial]

Happy Presidents’ Day! Our banking and mortgage centers are closed today, Monday, February 16, in observance of the holiday. You can still access your deposit accounts anytime through Digital Banking or at any First State Bank ATM. https://t.co/vZOqMbNEmx

[First State Bank of St. Charles @FSBfinancial]

Coming soon…eligible homebuyers may be able to lower their interest rate by up to 1.5% below current market rates. Want to see if you will qualify? Talk with a First State Bank Mortgage loan officer to learn more. https://t.co/USPfQvnfjH

[First State Bank of St. Charles @FSBfinancial]

First Responders: Your path to homeownership starts here! Qualified police, firefighters, EMTs, paramedics & 911 dispatchers may be eligible for NO down payment and NO borrower-paid PMI. Contact us to earn more: https://t.co/USPfQvnfjH

[First State Bank of St. Charles @FSBfinancial]

Happy Holidays from all of us at First State Bank! Wishing you and your family joy, peace, and prosperity this season. ❄️✨