Fair for You

We support financially-excluded households to buy essential items, avoid hardship, and build their financial resilience. Owned and overseen by @FairCreditChty.

[Fair for You @FairforYouCIC]

It's been another exciting year for Fair for You - partnerships, awards, a relaunch, a rebrand, lots of social impact, an anniversary, and more.

Here, our CEO looks back on 2025, and gives his thanks to everyone who has been part of it...

#SocialEnterprise #FinancialInclusion

[Fair for You @FairforYouCIC]

It's been another exciting year for Fair for You - partnerships, awards, a relaunch, a rebrand, lots of social impact, an anniversary, and more.

Here, our CEO looks back on 2025, and gives his thanks to everyone who has been part of it...

#SocialEnterprise #FinancialInclusion

[Fair for You @FairforYouCIC]

The report clearly lays out this reality — and provides recommendations for reframing the system, ensuring dignity and respect, through the #TimmsReview.

After all, just because you've got a bit less money than others, it doesn't mean you don't deserve to be treated well.

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[Fair for You @FairforYouCIC]

Many of our customers access benefits; it's the only way of getting by.

But we frequently hear from them that the benefits system is hard to navigate and makes them feel stigmatised.

Last week, our CEO attended @turn2us_org's launch of its report 'From Stigma to Support'.
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[Fair for You @FairforYouCIC]

📖 You can find the full strategy here: https://t.co/SrdwMggTFc

💭 And read Simon's full thoughts on LinkedIn here: https://t.co/6kdDp5ja4w

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[Fair for You @FairforYouCIC]

🧵 @hmtreasury has published a new Financial Inclusion Strategy.

While Fair for You and the @FairCreditChty welcome the new strategy, we are concerned that it risks overlooking the role of CDFIs.

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#FinancialInclusion

[Fair for You @FairforYouCIC]

Our CEO Simon Dukes says:

"With millions of adults seeking credit, yet being declined despite affordability, we urge Government to establish a national fund to leverage public, private, and social investment at the scale required to achieve genuine financial inclusion."

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[Fair Credit Charity @FairCreditChty]

Today is the start of Talk Money Week, led by @MoneyPensionsUK.

How often do you talk openly about money?

We know that it can be a tough topic. But we also know that talking about it can help make you feel more in control, and less isolated.

#TalkMoney

[Fair for You @FairforYouCIC]

For our 10th anniversary, we commissioned an impact report from @responsiblecred.

It shows customers improving their finances, feeling less anxious and depressed, and better able to afford healthy food and essentials.

Watch the video or read more: https://t.co/XdzhbNoVXa

[Fair for You @FairforYouCIC]

The bond will remain open, meaning that more investors can take advantage of this 8%, IFISA-eligible investment opportunity - and enable us to support even more families with ethical loans.

Find out more 👉 https://t.co/pvAaEwSJgr
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[Fair for You @FairforYouCIC]

🎯 What's better than hitting a target?
🗓️ Doing so several weeks before deadline.

We're delighted that our bond offer on Ethex has now exceeded its £500,000 target by 27%, with almost two months left to run.

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[The Armchair Trader @armchairtweets]

Fair for You launches 8% bond on Ethex to expand Scottish operations.

This move follows the success of FfY's 2024 bond offer, which attracted more than 130% of its £500,000 target.

https://t.co/2nYl4DAkBJ

#bonds

[Fair for You @FairforYouCIC]

This includes customers feeling more in control of their finances, improving physical and mental health, and more.

This has been achieved with total investment of £17m, equating to social returns of £46 for every £1 invested.

Read the full report 👉 https://t.co/KKscfFe4VU

[Fair for You @FairforYouCIC]

🔟 10 years
💷 100,000 customers
💜 £797m in social value

Three numbers of which we are very proud.

As today's new report from @responsiblecred shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.

[Fair for You @FairforYouCIC]

We were delighted to win Best Lending Programme at last night's #PAY360Awards, organised by @ThePAssoc.

Thanks to our friends at EML for you hard work on this partnership, and to all our amazing staff.

Congratulations also to those nominated and victorious in other categories.

[Fair for You @FairforYouCIC]

Farewell, Tom - it's been quite the journey!

Simon Dukes, chief executive of Fair for You and @FairCreditChty, says: “Tom Levitt is truly a pioneer of affordable credit and financial inclusion. We bid him farewell with very best wishes, and huge gratitude.”

[Fair Credit Charity @FairCreditChty]

The Fair Credit Charity and @FairforYouCIC today say a fond farewell to Tom Levitt (@sector4focus), who has played an important leadership role in these two organisations since we were set up in 2015.

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[Fair for You @FairforYouCIC]

We're pleased to be able to respond to high customer demand for essential household tech like laptops, fridges and washing machines, and to give households with lower incomes another way to spread the cost of essential purchases.

#retail #FinancialInclusion
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[Fair for You @FairforYouCIC]

We’re delighted to announce that @currys is the latest major retailer to partner with Fair for You.

Our customers can now spend their Fair for You Shopping Card loan online or in the electronics retailer’s nearly 300 UK stores.
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[Fair for You @FairforYouCIC]

Every investment, big or small, helps us make a real difference for people experiencing financial exclusion.

Our CEO Simon Dukes (in video above) would love to tell you more at Ethex’s online Cuppa Club next Wednesday. Register here: https://t.co/PN3VyCrOP5

[Fair for You @FairforYouCIC]

🦋 It's often known as the 'butterfly effect' - small things can lead to big changes.

Our loans of £25-£350 can make a huge difference to peoples' lives...

...and now you can invest in us from just £50 through our new Ethex bond, helping us to support even more customers.

[Fair for You @FairforYouCIC]

It follows the runaway success of our 2024 bond offer, which exceeded its target by 30%.

Find out more here: https://t.co/pvAaEwSJgr

[Fair for You @FairforYouCIC]

Who doesn't love a good sequel?

Fair for You is delighted to launch its second bond offer on the ethical investment platform Ethex today.

This new bond gives ethically-minded investors the chance to earn a potential tax-free 8% return, while helping combat financial exclusion.