Fair Credit Charity

Registered charity with the mission to alleviate poverty through better credit solutions for lower income households. We own and oversee @FairForYouCIC.

[Fair Credit Charity @FairCreditChty]

What do people on low incomes really want from #FinancialEducation? And how can we make that education accessible and relevant?

Based on new data, our new whitepaper looks at these and other questions. You can read it here 👉
https://t.co/34Z7b8b5ZN
#FinancialLiteracy

[Fair for You @FairforYouCIC]

Many of our customers access benefits; it's the only way of getting by.

But we frequently hear from them that the benefits system is hard to navigate and makes them feel stigmatised.

Last week, our CEO attended @turn2us_org's launch of its report 'From Stigma to Support'.
(1/2)

[Fair for You @FairforYouCIC]

🧵 @hmtreasury has published a new Financial Inclusion Strategy.

While Fair for You and the @FairCreditChty welcome the new strategy, we are concerned that it risks overlooking the role of CDFIs.

(1/3)

#FinancialInclusion

[Fair Credit Charity @FairCreditChty]

Today is the start of Talk Money Week, led by @MoneyPensionsUK.

How often do you talk openly about money?

We know that it can be a tough topic. But we also know that talking about it can help make you feel more in control, and less isolated.

#TalkMoney

[Fair Credit Charity @FairCreditChty]

When did you last chat honestly about your finances?

This is the start of Talk Money Week, led by @MoneyPensionsUK. We know that money is often a tricky topic and that credit in particular can be an emotive issue.

How will you be joining the conversation during #TalkMoney Week?

[Fair Credit Charity @FairCreditChty]

Fair credit is vital. Fair credit works.

This new report from the Centre for Responsible Credit (@responsiblecred) highlights again the many positive impacts - both financial and non-financial - that ethical lending can have on low-income or financially-excluded customers.

[Fair for You @FairforYouCIC]

🔟 10 years
💷 100,000 customers
💜 £797m in social value

Three numbers of which we are very proud.

As today's new report from @responsiblecred shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.

[Fair Credit Charity @FairCreditChty]

The Fair Credit Charity will now be chaired by Jonathan Moore, who is a former CEO and board member at two credit unions, and has been a trustee since 2022.

Thank you, Tom, for all you have done!

Read more reflections from Tom in a recent Q&A 👇
https://t.co/YNd8bbPMCP?

[Fair Credit Charity @FairCreditChty]

The Fair Credit Charity and @FairforYouCIC today say a fond farewell to Tom Levitt (@sector4focus), who has played an important leadership role in these two organisations since we were set up in 2015.

(1/4)

[Fair Credit Charity @FairCreditChty]

Since the charity and lender launched in 2015, Fair for You has provided ethical microloans to 100,000 families, enabling them to buy essential items, avoid hardship, and stay away from exploitative lenders or loan sharks.

Tom has chaired the charity since its creation.

(3/4)

[Fair for You @FairforYouCIC]

Watch this space - if you thought our rebrand at the end of last month was exciting, you ain't see nothing yet...

We've got some exciting news coming up next week, which will help us achieve even more scale in our mission to change lives through better lending.

Stay tuned...

[Dynamic Boards @DynamicBoardsUK]

🚀 Fair Credit Charity ~ Trustee

👀 Looking for candidates with experience in the following areas:
• Public Affairs, Campaigning; and/or
• Financial Services Regulation

More info: https://t.co/4wHPlszGqG

[Fair Credit Charity @FairCreditChty]

💪 Are you up for this challenge?

🔎 We are looking for a new trustee to support our vision of everyone having access to fair credit – that is, loans with reasonable interest rates, no hidden penalties and flexible repayments.

🗓️ 2 May 2025

🔗https://t.co/MIB4xpEWim

[Fair Credit Charity @FairCreditChty]

🇬🇧 We believe in a financial system which supports everyone - including migrants - to achieve their potential and contribute to the UK economy and to local communities.

Our new report outlines what is going wrong - and the opportunities to get it right 👉 https://t.co/BC3HF76i20

[Fair Credit Charity @FairCreditChty]

Another reminder of the vital importance of fair credit. Sadly, not enough of the people who really need it, have access to it.

#PIP #PersonalIndependencePayment #FinancialInclusion

[Fair for You @FairforYouCIC]

"Current PIP payments leave claimants with no financial buffer if they have to replace an essential household item."

Thank you to @NickDjourno from @Daily_Express for asking our views on changes to this key benefit. Read our CEO Simon's comments below 👇
https://t.co/2I1fnn1IBI

[michael sheen 💙 @michaelsheen]

Thanks to everyone who watched the documentary tonight. You can find more info about the campaign here @FBfACampaign and a lot of great organisations who can help with the issues raised. #michaelsheengiveaway #FairBankingAct

[Fair for You @FairforYouCIC]

Thank you @michaelsheen for being such a strong, passionate advocate for financial inclusion.

(If you've not seen it yet, check out his new documentary on Channel 4, including explanation of why a Fair Banking Act would be a gamechanger.)

#FairBankingForAll

[Fair Credit Charity @FairCreditChty]

🆕 The Fair Credit Charity's new report, published today, is based on insights from migrants to the UK and highlights the impact of #FinancialExclusion.

📈 It also argues for wider access to tailored, responsible credit for this group.

▶️ https://t.co/AEwaTD32rU

(3/3)

[Fair Credit Charity @FairCreditChty]

What are migrants' experiences of applying for credit? And should access to ethical credit for this group be a policy concern?

Arriving in a new country – even for affluent migrants with jobs, housing and other arrangements already made – can be a challenging, scary time.

(1/3)

[Fair Credit Charity @FairCreditChty]

And for those arriving without such privileges, or whose move was not a matter of choice, it will be harder still to find any level of security, in particular financial security.

(2/3)

[Fair Credit Charity @FairCreditChty]

More great news from Fair for You CIC, again supported by @Fair4AllFinance.

In the words of Simon Dukes, CEO of both the Fair Credit Charity and @FairforYouCIC: "Responsible and affordable lending changes lives, and this partnership with Iceland is proof of that."

[Richard Walker @icelandrichard]

The Iceland Food Club is back with @FairforYouCIC - applications now open for interest-free micro loans to help ease the burden for people this Christmas. We’ll open further windows during school hols in ‘25. Proud to say we’ve helped over 30,000 families save more than £2m in interest so far!