I love when the GOYIM try to trade stocks or make money moves
"Dude, just stfu. Take positions? Assume the position. You are CATTLE. Sit down and shut up, GOY." 😭
Hasan Piker gets called out by Nick Fuentes for supporting the Kurds and advocating for an independent state of Kurdistan, all while Hasan admits they are Marxist terrorists.
“Dave Ramsey Exposes Why Building a Credit Score Is Basically a Never-Ending Cycle of Debt”
Tucker Carlson: People say you have to have a credit card to build a credit rating. If you don't have a credit card, you don't get a credit rating.
Dave Ramsey: The FICO score has 100% to do with debt the type of debt, how much debt you have, and whether you pay it on time.
It has nothing to do with your financial well-being. Nothing to do with your net worth.
You could inherit a million dollars tomorrow, and your credit score doesn't change one point.
Your boss could give you a million-dollar raise, and your FICO score doesn't change one point.
So the logic is almost humorous.
"I need a FICO score, so I'm going to get a credit card and take out a car loan."
"Why do I need a FICO score?"
"So I can get into debt."
So, you get into debt to build a FICO score so you can get into more debt.
Tucker Carlson: So that you can get into debt...
Dave Ramsey: Exactly. I've not had a FICO score in 38 years, and I own several hundred million dollars worth of real estate.
Yet I could walk into an apartment complex, offer to write a cheque and buy the whole complex, but they might not rent me an apartment because I don't have a FICO score.
That's how inept this measure of financial well-being is.
Tucker Carlson: I'm looking at it as a very sinister system intentionally created to enslave people with debt.
Dave Ramsey: It is. The ridiculous logic that we, the people, have fallen for allowed them to do that.
Tucker Carlson: But what about buying a house? People say if they don't have a good credit rating, they won't be able to get a home loan.
Dave Ramsey: Bad information. You can get a home mortgage with a zero credit score. It's called manual underwriting.