@RamseyShow @Migacooper thank you so much Mr. Ramsey! My wife and I are gazelle intense to live like no one else. With your help we can finally see the light at the end of the tunnel and it’s not a train.
@DaveRamsey starting the total money makeover. I lose my taxes every year for a military credit card that I had forgotten about that is in collections. Should my wife and file separately and use her refund towards our current debt snowball. 35638 current debt. 12278 collections