Mjadala wa UTT upo interesting. Ila here is my two cents!
Kama pesa yako umeipata as Tsh na unategemea kuitumia as Tsh badae, kuweka UTT ni bonge la investment over time.
Kama pesa yako umeipata as USD na unataka kuibadili iwe Tsh afu uinvest then uje tena uirudishe kwa USD baadae. unafanya biashara kichaa.
Kiufupi, kama pesa ulizonazo zitahitaji u convert now or later, check stability na inflation ya hizo currency mbili kabla uja invest.
Nataka nionyeshe power ya compounding over time kwa kutumia hii UTT kwa wenye Tsh.
Kila mwezi mtu akaamua kuweka 100k, au 200k au 300k au 500k depends na uwezo wako. Yaan kila mwezi weka bila kutoa, usikose ata mara moja. Baada ya mda utaona faida ya compounding interest. sifa hapa ni consistency!!
Frem 1 - 4 nimeeka result uone kiasi utachokua nacho after your desired period. the more unaeka ndo unapata zaid, and the longer utasubir ndo utavuna zaid!
Interest: wanatoa avg annual interest ya 12 - 13%.
Risk: do your own research, sijaona kama wana insurance na pia proof yao ya reserve sijaiona (auditing).
Hi Kevin, we were celebrating Chelsea finishing 10th in the League, 33 points behind Arsenal, after spending £1 billion on players who wouldn’t get on our bench and whose only European football next season will be on a beach in Marbella. Thanks for asking!