Longevity planning isn't just about how long we live, it's about protecting what matters if life changes. Brain health is part of that conversation. If this is something you've been wondering about, let's talk.
Learn more: https://t.co/p5mjyoM41D
A common discussion point with clients in preparing for what is guaranteed...death and taxes. Having these conversations and preparing in advance can save thousands of dollars. https://t.co/cT0Swpkg7I
This week I visited beautiful Vancouver, Canada for the Raymond James Ltd National Business Conference. It was great sharing the stage with Neil Linsdell to present our latest market outlook. Thank you, Neil for the engaging Q&A session that followed!
Great time at the LaDue Ladies Lunch celebrating the achievements of some incredible ladies from the community. Congratulations to this year's scholarship recipients!
Happy Mother's Day to all the incredible moms out there - your love, strength, and sacrifices never go unnoticed. You are truly appreciated today and every day!
It’s an uncomfortable feeling not knowing whether a 5% drawdown will turn into a 25% bear market, but some things in life are unknowable. Actually, most things are. All we can do is construct and calibrate our portfolios so that we can optimize risk-adjusted returns without losing too much sleep. It helps knowing that the markets have always recovered from drawdowns, usually quickly but sometimes slowly, but its during drawdowns when our reptilian brains threaten to overrule our rational minds.
For many investors, risk is the permanent loss of capital, but another way to think of it is as a time factor: knowing that the markets have always recovered, will they do so before we need to draw on our savings? That’s where portfolio constructions and the efficient frontier come in, as well as regular portfolio rebalancing.
For now, the S&P 500 is down 7.8% from its recent all-time high. Since 1927, corrections of 5% have happened 57% of the time, while 10% drawdowns have happened 37% of the time. In fact, we had one just last summer following a growth scare and the unwinding of the Yen carry trade. Bear markets (20%) have happened 20% of the time, yet over the long-term, the stock market has compounded at 11% per year. Investing is about cold-blooded math, and these are good historical stats to keep in mind while we worry about what comes next.
Thank you to all of our partners who are supporting #RunforLife2024, including returning partners @FiloFinancial, SLB, and @FortisAlberta and new partners Kelt Exploration, Obsidian Engineering, @Enbridge, and @Dirtt. https://t.co/Fh8SAtkXqf
Great couple of days at the Mackenzie Due Diligence conference in beautiful Kananaskis. A wealth of knowledge and had the pleasure of meeting NY Times bestselling author, Lawrence McDonald after a fantastic presentation.
#RunforLife2024 is being supported by Hodge Family Foundation, @FiloFinancial, SLB, @FortisAlberta, and Kelt Exploration. Registration fees and donations from Mar. 1 - Aug. 31 will be matched up to 50% by Rogers Birdies for Kids presented by AltaLink. https://t.co/aOUOswQ3vX