Filomena May

Senior Wealth Advisor, CIM®, Insurance Agent, Filo Financial Solutions at Raymond James Ltd.

[Filomena May @FiloFinancial]

Longevity planning isn't just about how long we live, it's about protecting what matters if life changes. Brain health is part of that conversation. If this is something you've been wondering about, let's talk.

Learn more: https://t.co/p5mjyoM41D

[Filomena May @FiloFinancial]

A common discussion point with clients in preparing for what is guaranteed...death and taxes. Having these conversations and preparing in advance can save thousands of dollars. https://t.co/cT0Swpkg7I

[Filomena May @FiloFinancial]

Happy New Year from the Filo Financial Team! Wishing you a great year filled with abundance and fulfilling the goals you set out to achieve.

[Larry Adam @LarryAdamRJ]

This week I visited beautiful Vancouver, Canada for the Raymond James Ltd National Business Conference. It was great sharing the stage with Neil Linsdell to present our latest market outlook. Thank you, Neil for the engaging Q&A session that followed!

[Filomena May @FiloFinancial]

Great time at the LaDue Ladies Lunch celebrating the achievements of some incredible ladies from the community. Congratulations to this year's scholarship recipients!

[Filomena May @FiloFinancial]

Happy Mother's Day to all the incredible moms out there - your love, strength, and sacrifices never go unnoticed. You are truly appreciated today and every day!

[Jurrien Timmer @TimmerFidelity]

It’s an uncomfortable feeling not knowing whether a 5% drawdown will turn into a 25% bear market, but some things in life are unknowable. Actually, most things are. All we can do is construct and calibrate our portfolios so that we can optimize risk-adjusted returns without losing too much sleep. It helps knowing that the markets have always recovered from drawdowns, usually quickly but sometimes slowly, but its during drawdowns when our reptilian brains threaten to overrule our rational minds.

For many investors, risk is the permanent loss of capital, but another way to think of it is as a time factor: knowing that the markets have always recovered, will they do so before we need to draw on our savings? That’s where portfolio constructions and the efficient frontier come in, as well as regular portfolio rebalancing.

For now, the S&P 500 is down 7.8% from its recent all-time high. Since 1927, corrections of 5% have happened 57% of the time, while 10% drawdowns have happened 37% of the time. In fact, we had one just last summer following a growth scare and the unwinding of the Yen carry trade. Bear markets (20%) have happened 20% of the time, yet over the long-term, the stock market has compounded at 11% per year. Investing is about cold-blooded math, and these are good historical stats to keep in mind while we worry about what comes next.

[BNN Bloomberg @BNNBloomberg]

BREAKING NEWS: Trump set to impose tariffs on Mexico, Canada starting on March 1, sources tell Reuters https://t.co/wUv3OB8W3G

[BNN Bloomberg @BNNBloomberg]

BREAKING NEWS: Ottawa announces deferral in implementing its capital gains changes https://t.co/a8U1rULJgo

[Filomena May @FiloFinancial]

RT @TimmerFidelity: Gold has been an effective hedge, not against stocks but against bonds.

In my view, gold (and Bitcoin) could have a pl…

[Centre for Suicide Prevention @cspyyc]

Thank you to all of our partners who are supporting #RunforLife2024, including returning partners @FiloFinancial, SLB, and @FortisAlberta and new partners Kelt Exploration, Obsidian Engineering, @Enbridge, and @Dirtt. https://t.co/Fh8SAtkXqf

[BNN Bloomberg @BNNBloomberg]

The Week Ahead: Canada CPI data due; TD Bank earnings https://t.co/qNLUjlh1rH

[Filomena May @FiloFinancial]

https://t.co/7GbtVMyiNF

[Filomena May @FiloFinancial]

Great couple of days at the Mackenzie Due Diligence conference in beautiful Kananaskis. A wealth of knowledge and had the pleasure of meeting NY Times bestselling author, Lawrence McDonald after a fantastic presentation.

[Centre for Suicide Prevention @cspyyc]

#RunforLife2024 is being supported by Hodge Family Foundation, @FiloFinancial, SLB, @FortisAlberta, and Kelt Exploration. Registration fees and donations from Mar. 1 - Aug. 31 will be matched up to 50% by Rogers Birdies for Kids presented by AltaLink. https://t.co/aOUOswQ3vX

[Filomena May @FiloFinancial]

What is a Henson Trust (or disability trust) and is it right for your unique situation?
#executors #powersofattorney #solustrust #trustcompany #trustees https://t.co/ZNh14bJzqf