FinCrime Agent

FinCrime Agent shares video updates, tutorials, job talks, conference reviews and much more about Financial Crime prevention and the Reg. compliance industry.

[FinCrime Agent @FinCrimeAgent]

Policy gives you judgement — but but but > reality reminds you who owns the outcome!

[FinCrime Agent @FinCrimeAgent]

🚀 FinCrime Career Accelerator v3.0 is live.
Same proven content. A brand new learning experience. Here's what changed 🧵👇
https://t.co/mhSwPvFKsI

[FinCrime Agent @FinCrimeAgent]

Real-time payments were designed to move money in seconds. AML controls were designed to investigate over days. The gap between those two timescales is where certain risks concentrate.

#AML #FinancialCrime #Payments #Compliance #FraudPrevention #RiskManagement

[FinCrime Agent @FinCrimeAgent]

Over time, you start to see a pattern.

Not technical gaps — but how decisions are made, documented, and defended.

I tried to capture both in a simple one-pager.

#AML #FinancialCrime #Compliance #RiskManagement #Governance

[FinCrime Agent @FinCrimeAgent]

FinCrime Career Bingo — how many can you tick? 🎯

Tag someone who'd tick at least 5 of these. 👇
#AML #FinancialCrime #Compliance

[FinCrime Agent @FinCrimeAgent]

If you manage a financial crime team, you've probably noticed something ...
👉 https://t.co/mhSwPvFKsI

#AML #FinancialCrime #Compliance #RiskManagement #Supervision

[FinCrime Agent @FinCrimeAgent]

Human error: the most reliable finding in any audits.

[FinCrime Agent @FinCrimeAgent]

Transitioning from law enforcement into financial crime compliance is more common than many people assume. But the move is not automatic — and the gap is real.

The shift is about bridging the language gap between enforcement thinking and compliance thinking.

#AML

[FinCrime Agent @FinCrimeAgent]

The next AML skill gap is clear:

👉 Explaining AI decisions
👉 Defending alerts to auditors
👉 Bridging data & compliance

This is where roles are heading 👇
https://t.co/l5QbXGh1JB

#AML #AIinFinance #FinancialCrime #Careers

[FinCrime Agent @FinCrimeAgent]

@BCarterLAE Recurring reviews are mandatory and can uncover new risks but personally I am a bigger supporter of PKYC (perpetual KYC) which triggers reviews ongoing mainly based on events such as changes in the company UBO or unrelated transactional activities for example

[FinCrime Agent @FinCrimeAgent]

Enhanced due diligence — now with added persistence! 😅

[FinCrime Agent @FinCrimeAgent]

@BCarterLAE Thanks for your comment

[FinCrime Agent @FinCrimeAgent]

CDD assurance is one of the most practical skills in financial crime — and one of the most transferable across jurisdictions. 🌍

The full CDD module in the FinCrime Career Accelerator goes much deeper:
👉 https://t.co/mhSwPvFKsI

#AML #CDD #Compliance #DueDiligence

[FinCrime Agent @FinCrimeAgent]

You're conducting a periodic CDD review on a corporate client.

The relationship manager insists the client is low-risk. They've been with the bank for years. No issues. 🤝

This is where CDD assurance earns its value — not in the easy cases, but in the uncomfortable ones.

#AML

[FinCrime Agent @FinCrimeAgent]

CDD as a checkbox: ☑️
or
CDD as risk assurance: 🔍

Most people start their career doing the first version. The ones who progress learn to do the second.

Which version reflects your current experience? 👇
#AML #CDD #FinancialCrime #Compliance #DueDiligence

[FinCrime Agent @FinCrimeAgent]

Fraud and AML still operate in silos.

The problem?
Criminals don’t.

The “Hybrid Launderer” sits right in between — moving funds across systems faster than most controls can react.

Why rules alone are no longer enough:
https://t.co/AzoyIhRO0f

#FinancialCrime #AML

[FinCrime Agent @FinCrimeAgent]

One of the biggest challenges in AML is recognising red flags in real time, not in hindsight.

I reviewed several major cases — including 1MDB, Wachovia and Westpac — and the warning signs that appeared before investigations started.

Watch here:
https://t.co/ZRItPIRn7S

#AML

[FinCrime Agent @FinCrimeAgent]

Fraud → mule accounts → crypto off-ramp.

In 2026, this can happen in minutes.

A new typology is emerging: the Hybrid Launderer — exploiting the gaps between Fraud, AML, and crypto.

Here’s how it works 👇
https://t.co/AzoyIhRO0f

#AML #Fraud #FinCrime #Crypto

[FinCrime Agent @FinCrimeAgent]

Many AML teams are using AI…
but still can’t clearly explain alerts.

That’s a governance risk.

Here’s a practical framework 👇
https://t.co/l5QbXGh1JB

#AML #ExplainableAI #Risk #Compliance

[FinCrime Agent @FinCrimeAgent]

“Business” — the most popular source of wealth in the world 😅