FinTech North

Bringing together the northern FinTech community. Organiser of the FinTech North conferences, created by @whitecapconsult & @whitelabelcf #fintechnorth

[FinTech North @fintechnorth]

🚨 2 weeks! Our #FTNLEEDS26 is almost here - Yorkshire's biggest FinTech event.
✅ 200+ decision makers & ecosystem pros
✅ 30+ speakers ft Tracy Brabin, Bank of England, NatWest, GoCardless & more
✅ Evening social with food, drinks & live music
BOOK NOW: https://t.co/5UM7CVbY1G

[FinTech North @fintechnorth]

⏳4 weeks to go.
200+ FinTech professionals. 1 room. West Yorkshire's standout FinTech event of the year.
Have you got your place yet?
👀 Banking 2036 🏡 Lending & Home Ownership 💪 RegTech 💚 Fair-for-All Finance 💡 Northern innovation
Agenda & register: https://t.co/5UM7CVbY1G

[FinTech North @fintechnorth]

@4thWaveStevie Hey, Steve. Let's have a chat! Kindly drop us a line at [email protected] 🚀

[FinTech North @fintechnorth]

Credit Canary combines multiple datasets to give lenders a single view of the customer. It can be used for propensity modelling to understand individual risk, and can also engage individuals early to try and prevent them going into arrears #FTNMCR

[FinTech North @fintechnorth]

Last but not least, it's Jim Fell, founder of @CanaryCredit. Defaults are at a record high, causing problems for lenders. They're also faced with new regulation which is hitting their bottom line. #FTNMCR

[FinTech North @fintechnorth]

Here’s Eghbal Rahimikia from @OfficialUoM to discuss data-centric AI. LLMs will have a big future in finance, they can automate analysis and reporting taking burden off our shoulders. FinText portal is a brilliant example and is financially viable for all.

#FTNMCR

[FinTech North @fintechnorth]

Suz is looking for a technical co-founder so if you're interested or know anyone who is, connect with her on LinkedIn!

[FinTech North @fintechnorth]

Suz Ferreira's mission in life is to support female economic empowerment - that's why she founded Proper Financial Coaching. The stats on financial imbalances are alarming, e.g the avg size of womens pension pots is £69k vs £205k for men #FTNMCR

[FinTech North @fintechnorth]

The global female financial market is worth $31tn dollars but less than one third of fintech companies actively design for this market.

[FinTech North @fintechnorth]

Here comes James Hamilton from @Mortgagewallet. James speaks about the realities of mortgages. They’re stressful! James’ work provides greater insight for borrowers that also reduces burden on brokers. It launched Q2 ‘24 and is entirely self-funded. Great pitch, watch this space!

[FinTech North @fintechnorth]

Holly Young from GM Business Growth Hub is up next. The Hub works with businesses of all sizes to accelerate growth, offering support across areas including funding for innovation, fostering partnerships, and providing guidance on areas like tax incentives etc #FTNMCR

[FinTech North @fintechnorth]

Here’s @AndrewGething MD @MorganAshUK. It provides support for FS firms to help vulnerable people. The industry struggles to ID these people, and Consumer Duty places more onus onto the firms to get this right. MorganAsh simplifies this process for its renowned clients.

#FTNMCR

[FinTech North @fintechnorth]

Sarah Gorton from Protect Group tells us about their business. They make non-refundable bookings refundable. 25% of people choose a refundable transaction option and 12% will abandon their cart if there's no refundable option. It can also sit within banking apps #FTNMCR

[FinTech North @fintechnorth]

Commencing our showcase session is Conrad from @techiefyUK. It’s
a solutions provider to help businesses with digital transformation. It’s launched MyMembership to help partners with payments and to ensure community by enabling connection with one another. A one stop shop!

[FinTech North @fintechnorth]

"Having a partner that can help you scale is important, but having a partner who can pull you back slightly when you're scaling too fast is also important. When things get tough, just survive, and then you'll be ready for the next opportunity".

[FinTech North @fintechnorth]

Up next it's Stephen Walsh, founder of @keepersolutions, a software development company that works with fintechs on both sides of the Atlantic. To date, they've helped their clients generate £1.3bn in shareholder value #FTNMCR

[FinTech North @fintechnorth]

Here’s @StarlingBank to discuss how it’s helped to engineer the future of finance through innovation. Starling is the only bank in British history founded by a woman and its favourite word is autonomy, which allows engineers to do what they do best by keeping things simple.

[FinTech North @fintechnorth]

Ashley @Access_Pay says the more collaboration between fintechs and banks the better. But there will be consolidation in different ways, e.g. bigger players acquiring fintechs, particularly in consumer space. #FTNMCR

[FinTech North @fintechnorth]

Where’s UK banking going in the next decade? We’ve got Sarat Pediredla from @hedgehoglab, Ashley Smith from @Access_Pay and Anupam Bansal from Oxygen Consultancy to offer their thoughts.

#FTNMCR

[FinTech North @fintechnorth]

Sarat says one of biggest trends now is "uberising" of banking in line with higher customer experience expectations. He also thinks there's so much work bigger banks could do on financial literacy and financial inclusion, which a lot of newer banks are exploring more #FTNMCR

[FinTech North @fintechnorth]

Anupam points out that CX won’t change fundamentally. The biggest change will be with the tech. With another 10 years of innovation behind the banking sector, who knows what it’ll look like? Critically, we have to attract and train the talent to grow in tandem with the sector.