One21.AI (Formerly Flookup)

Finance, driven by AI | ComplianceTech | Automation | Valuations | US CPA Outsourcing Partner | 15CACB | Strike-off | Fixed Assets Tagging & Verification

[Akshat Shrivastava @Akshat_World]

The next 10 years are going to be challenging for Indian Stock Markets. Why? SHORT-ANSWER: because India is not needed in the AI race.

Let me explain why:-

1) Economies get shaped & reshaped around technologies.

Right from Dutch Shipbuilding to
UK's Industrial Revolution to
US's factory automation models,

It is the "innovation" which creates new wealth.

Wealth does not appear out of thin air. It is systematically build on the back of technological innovation.

2) Innovation also follows something called: Hub and Spoke model. This means that their will be 1-2 main Hubs. These create prosperity around the world.

Around these hubs, many spokes are created. A current example would be: China (a hub), Vietnam/Thailand (spokes)

This hub and spoke model worked well for India in the last 2 decades: US F-500 required IT backed (Pune, Hyderabad, B'lore became spokes)

3) Every few decades: new technologies pick up, new hub-spokes get formed.

4) So what's the next hub and spoke model? And, what does it have to do with the Indian stock market? (read on...)

It is quite obvious that: AI is big. Very similar to how internet was big in the late 90s.

AI is shaping almost everything as we speak: right from giga-factories, space exploration, energy requirements, compute power, LLMs, personalized learning etc.

In fact: practically speak, if you go back 5 years: you would often hear -- that everyone should learn coding. But, with the advent of AI: anyone can technically reap the benefits of coding, without being a coder.

This is massive.

5) Smartest investors/entrepreneurs/biggest tech firms are all betting big on tech.

China and US: are in a AI race.
China has already built massive energy reserves (US is catching up)
US has already built massive tech reserves (and one could argue China is catching up)

This is the new arms race.

6) It is often seen: that economies that do NOT participate in innovation, end up falling behind the curve. Why?

Now genuinely, try to answer the question: why is India needed in this AI race?

1) Data harvesting? (well, this stage is already done)
2) Can we lower the cost for AI infrastructure? (we have very high cost of energy and poor leakages in infra; so we can't). We can't build giga-factories. This is the reason why our manufacturing sucks.
3) Can we provide a great market for end consumption? (well paying capacity is fairly low; this reflects in per capita GDP). Getting users to pay 20$/month is a challenge for LLMs right now.

So at a broad level: we don't have a cost advantage (like China) for production. Or a high paying customer (like the US). So where does India fit in the AI race?

Now of course: as the world becomes more productive. India will benefit too. That's obvious. Standard of living will improve. But, "compared" to other countries, it will fall.

Also, we will have pockets where our economy will grow. Eg. Zomato might start drone deliveries (huge cost advantage to them), when the world is running on aerial taxis. Startups will come from time-to-time, that will capture your attention.

But, if you go back to the base question: we are nowhere close to becoming a hub of innovation. Decades of regressive economic policies, unnecessary pride and inability to look at things rationally has put us into this situation.

All this will reflect into the stock market.
There is a reason why since 2020: FIIs have been consistently existing our markets.

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
M1xchange is an RBI-licensed digital marketplace. It operates a Trade Receivables Discounting System (TReDS) platform, enabling MSMEs to access working capital by selling invoices to banks and NBFCs at competitive rates without collateral.

[One21.AI (Formerly Flookup) @FinanceLookup]

SaveIN is a healthcare-focused fintech startup .Based in Gurugram, the company offers no-cost EMI solutions for medical treatments through a network of over 7,000 healthcare and wellness centers.

[One21.AI (Formerly Flookup) @FinanceLookup]

Rayzon Solar is a leading Indian solar panel manufacturer. The company specializes in high-efficiency photovoltaic (PV) modules using advanced technologies like TOPCon, with a current production capacity of 6 GW and plans to expand to 12 GW by 2025.

[One21.AI (Formerly Flookup) @FinanceLookup]

"दुर्गम काज जगत के जेते। सुगम अनुग्रह तुम्हरे तेते॥"

A line from Hanuman Chalisa which means even the most challenging tasks of the world become easy with your grace.

On this Hanuman Jayanti, let us seek the blessings of Hanumanji to transform Difficulties into Opportunities!

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
Aerem provides end-to-end solutions for rooftop solar adoption, including financing through its NBFC arm NetZero Finance, equipment procurement via its SunStore marketplace, and support for over 2,000 installation partners.
#SolarPower #GreenTech

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
Tonbo Imaging, specializes in advanced imaging and sensor systems for defense, security, and industrial applications. It leverages biomimetic designs to create ITAR-free electro-optic solutions.

[One21.AI (Formerly Flookup) @FinanceLookup]

Spinny it offers a seamless, transparent car buying and selling experience through its hybrid online-offline model. Spinny ensures quality with a 200-point vehicle inspection, fixed pricing, a 5-day money-back guarantee, and a 1-year warranty.

# AutoTech # FundingNews # NBFC

[One21.AI (Formerly Flookup) @FinanceLookup]

Smallcase is a Bengaluru-based wealthtech platform founded in 2015 by Vasanth Kamath, Anugrah Shrivastava, and Rohan Gupta. It offers curated baskets of stocks and ETFs, called "smallcases," aligned with specific themes or strategies.

[One21.AI (Formerly Flookup) @FinanceLookup]

OneStack is a Mumbai-based fintech startup founded by Amit Kapoor and Vishal Gupta, specializing in digitizing cooperative banks and credit societies across India. It offers cloud-based Core Banking Solutions (OneCBS), mobile banking apps, UPI/QR services, and SoundBox technology

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
Grow Indigo, founded in 2018 as a joint venture between Mahyco and Indigo Ag, is a Mumbai-based agritech company focused on sustainable agriculture and carbon farming.
#CarbonFarming #SustainableAgriculture #RegenerativeFarming #ClimateSmartFarming

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
Nexthop AI,is a Santa Clara-based company specializing in next-generation networking solutions for hyperscale cloud environments. With over 100 employees, Nexthop AI focuses on developing custom hardware and software solutions to enhance AI infrastructure

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
It provides brand-authorized support for electronic devices and appliances. It integrates with OEMs, insurers, and service partners to offer services like warranty management, device diagnostics, trade-ups, and repair solutions.

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!
Icertis is a global leader in AI-powered contract lifecycle management (CLM) software. It offers its flagship platform, Icertis Contract Intelligence, which helps businesses digitize, manage, and analyze contracts to enhance compliance, mitigate risks.

[One21.AI (Formerly Flookup) @FinanceLookup]

📢Exciting Funding Update! 🚀
Zolve is a cross-border neobank founded in 2021 by Raghunandan G. It offers immigrants FDIC-insured U.S. bank accounts and credit cards without requiring a Social Security number, using home-country credit data.
#Fintech #Neobank #Zolve #Creaegis

[One21.AI (Formerly Flookup) @FinanceLookup]

Exciting Funding Update!🚀
Bacca Bucci, founded in 2013 by Natwar Agrawal and Anuj Nevatia, is a Delhi-based D2C footwear and accessories brand. Known for its affordable, stylish, and durable footwear, it caters to Gen Z and millennials.

[One21.AI (Formerly Flookup) @FinanceLookup]

📢Exciting Funding Update! 🚀
GIVA, founded in 2019 by Ishendra Agarwal, Nikita Prasad, and Sachin Shetty, is a Bengaluru-based D2C jewellery brand specializing in affordable silver, gold, and lab-grown diamond jewellery.Known for minimalistic designs and quality craftsmanship

[One21.AI (Formerly Flookup) @FinanceLookup]

📢Exciting Funding Update! 🚀
Backpacker hostel brand goSTOPS founded in 2014 by Pallavi Agarwal and Pankaj Parwanda, is India’s fastest-growing backpacker hostel brand offering affordable, social stays for Gen Z and millennials.

[One21.AI (Formerly Flookup) @FinanceLookup]

📢Exciting Funding Update! 🚀
Rusk Media, founded in 2019 by Mayank Yadav and headquartered in New Delhi, India, is a Gen Z-focused digital entertainment company. It specializes in creating and distributing premium serialized video content across social media and OTT platforms.

[One21.AI (Formerly Flookup) @FinanceLookup]

📢Exciting Funding Update! 🚀

#Punch#FundingNews#StockTrading#OptionsTrading #Fintech#AmitDhakad#HiralJain#ArshadFahoum #AjitDandekar#StellarisVenturePartners #SIGVenturePartners#FourSBLtd