Jeff Woodard

Retirement income financial coach. Protecting professionals and executives from losing their hard-earned money.

[Peter H. Diamandis, MD @PeterDiamandis]

If self-driving cars are 8x safer than human drivers and we refuse to deploy them because of one bad case, we are choosing to let hundreds of thousands of people die per year to protect our feelings about control.

[Jeff Woodard @Financialguide]

@ResiVeteran @PeterDiamandis So you’re against saving lives..?

[Jeff Woodard @Financialguide]

@AlbertOteroJr2 @kinginvestings Actually true

[Jeff Woodard @Financialguide]

@kinginvestings Pay off your 2.8% fixed rate mortgage as soon as yo can. Or your 6% mortgage

[Matt Walsh @MattWalshBlog]

Anthony went into a tent where he didn’t belong, was told 15 times to leave and refused, then pulled out a knife and stabbed someone to death. Not only is he clearly guilty and the self defense claim a total farce, he should be facing the death penalty. First degree murder.

[Jeff Woodard @Financialguide]

@GovWesMoore You’re nuts. Go away

[Jeff Woodard @Financialguide]

US electricity generation per capita has been largely decoupled from GDP per capita growth over the past 25 years. Economic output per person (real GDP per capita) has risen steadily due to productivity gains, technological advances, and efficiency improvements, while electricity use per person remained relatively flat or slightly declined for much of the period before rebounding recently with data centers, EVs, and electrification.

https://t.co/a3XVBhwqxw

[Jeff Woodard @Financialguide]

@porterstansb but they are going up, not declining. are we talking consumption (kWh) or costs>? Now I'm confused...sorry..

[Jeff Woodard @Financialguide]

Grok :
For precise year-by-year, check EIA’s Electricity Data Browser or Monthly Energy Review (tables like T07.02A for generation, population from Census). Per capita is typically calculated as total net generation (TWh) × 1,000,000 / population for MWh/person. Let me know if you want a specific year, chart data, or code to compute exact figures!Interpreting your query as requesting US electricity production (generation) per capita over the past 25 years (roughly 2000–2025), as population ÷ production would yield an unusual inverse metric (people per unit of electricity). If you meant the literal division, let me know for adjustment.eia.govUS net electricity generation (production) has grown modestly overall, while population increased steadily. Per capita generation rose slightly in recent years after being relatively flat for over a decade. Data primarily from EIA (US Energy Information Administration).eia.gov

Key Trends (Approximate Annual Averages)~2000: Generation ~3,800–4,000 TWh; Population ~282–285 million → ~13.4–14.1 MWh per person.

Mid-2000s peak: Generation ~4,100–4,200 TWh; Population ~300 million → ~13.7–14 MWh per person (peak around 2007).

2010s flat period: Generation ~4,000–4,100 TWh (stagnant due to efficiency gains offsetting growth); Population ~310–330 million → ~12–13 MWh per person (decline in per capita).

2020s rebound: Strong growth from data centers, electrification, manufacturing, and renewables. 2024: ~4.3 TWh (record at the time); 2025: 4,430 TWh (new record, +2.8%). Population ~340–345 million → ~12.8–13 MWh per person recently, trending upward. https://t.co/qyQIW1D5pb
Overall 25-year change: Total generation up ~10–15% (from ~3.8k to 4.43k TWh).
Population up ~20–22% (from ~282M to ~343–347M). Per capita generation is roughly stable to slightly down from peak but rising again lately. https://t.co/LLdW2q33Ut

Why the Patterns?
Flat 2008–2021ish: Efficiency improvements, economic shifts, and slower demand growth kept total generation stable despite population/economic growth.

Recent surge: AI/data centers, EVs, manufacturing resurgence, and milder weather/electrification driving demand. Renewables (solar/wind) and gas filled much of the growth.

[Handre @Handre]

The 1920-21 depression was the sharpest economic contraction in American history, yet you've probably never heard of it. Industrial production collapsed 32%. Unemployment spiked from 4% to 12% in twelve months. By every measure, this downturn dwarfed the initial shock of 1929.

President Warren Harding faced enormous pressure to "do something." Labor leaders demanded public works programs. Businessmen begged for bailouts and trade protection. Treasury Secretary Andrew Mellon advised Harding to slash government spending and let wages fall. Commerce Secretary Herbert Hoover (yes, that Hoover) pushed for massive federal intervention.

Harding chose Mellon. The federal budget dropped from $6.4 billion to $3.2 billion in two years. No stimulus packages. No bailouts. No alphabet soup of new agencies. Government employment fell 40%. When you let markets clear, they clear fast.

The recovery started in July 1921. By 1923, unemployment had dropped to 2.4% and industrial production reached new highs. The entire episode lasted eighteen months from peak to full recovery. Compare that to Japan's lost decade of intervention, or the European debt crisis that dragged on for years, or our own jobless recovery after 2008.

Most economics textbooks omit this episode because liquidating malinvestments and allowing price adjustments works exactly as free market theory predicts: a fact that destroys the Keynesian narrative that government must spend its way out of recessions. Politicians today claim they learned the lessons of the 1930s, but they studiously ignore the more important lesson of 1921.

[Jeff Woodard @Financialguide]

@SenMcConnell You voted against the SAVE Act traitor

[Mario Nawfal @MarioNawfal]

🚨🇺🇸The Senate just killed the SAVE Act, 48-50.

Voter ID and proof of citizenship, supported by over 80% of Americans, dead.

Four Republicans voted no: Tillis, Murkowski, McConnell, Collins.

The uniparty showed its face today...

[Jeff Woodard @Financialguide]

@GuyTalksFinance Ah BS!

[Dan Ferris @dferris1961]

100% ignorant, 100% confident.

[Jeff Woodard @Financialguide]

@HenryHonto @Loofyb0i Immaterial.

[Jeff Woodard @Financialguide]

@Loofyb0i @grok summarize this

[Jeff Woodard @Financialguide]

@Invest_Brandon These are not ‘shares’

[Jeff Woodard @Financialguide]

@WallStreetMav All of the above

[Jeff Woodard @Financialguide]

Google announced the world’s largest-ever stock offering for $85 billion to fund further AI investments. At $85 billion, Google’s stock sale is larger than the three largest IPOs in history (Saudi Aramco, Softbank and Alibaba) combined. It’s even bigger than the planned SpaceX IPO, which is aiming to raise $75 billion.
AI has yet to show even a hint of profitability.