Finjoy

Financial services that help you make more possible

[Finjoy @FinjoyCapital]

https://t.co/wHJUeeKpSD

[Finjoy @FinjoyCapital]

https://t.co/LxOODixLb1

[Finjoy @FinjoyCapital]

Saving even a few dollars every month can add up over the long run. Check this list of expenses that you should try to eliminate or reduce from your budget.
#savings #personalfinance #budget #finjoycapital
https://t.co/6nxUwa6aID

[Finjoy @FinjoyCapital]

Picking up a book and blazing through 100 pages never came naturally to me. But there is one topic that interests me more than anything else: personal finance.
Here are my five favorite personal finance books.
#books #savings #investment #finjoycapital
https://t.co/bejgJZvAD8

[Finjoy @FinjoyCapital]

Let’s face it, talking to your significant other about money can be more than just uncomfortable and awkward; for many couples, it can become a downright battle. However, having open communication is crucial. Check some ways to get the conversation going:
https://t.co/5KFXHYYM3Z

[Finjoy @FinjoyCapital]

Despite over 100,000 Ontario students returning to in-class schooling, many more will continue learning online. For a smoother experience you have to deal with technical difficulties like the video-call disruptions that affected the Greater Toronto Area.
https://t.co/kOOtl47BdA

[Finjoy @FinjoyCapital]

Nearly half of Canadians are $200 or less away from financial insolvency according to an Ipsos poll. Having an emergency fund to act as a buffer will make it easier to get through the tough times
#savings #finjoycapital #emergencyfund #personalfinance
https://t.co/esXShDlXQw

[Finjoy @FinjoyCapital]

It’s 2021, and if one of your new year goals is to be a homeowner, we have got you covered. Buying a home is a major milestone for many. Plan ahead with this 8 steps to make the home buying process as smooth as possible.

#mortgage #house #finjoycapital
https://t.co/4XapZTKW4t

[Finjoy @FinjoyCapital]

Every year, the Canada Revenue Agency (CRA) has certain deadlines by which you need to have your taxes filed and paid. There are other important deadlines that aren’t as well known but are just as important. With that in mind, here are the top two for 2021
https://t.co/C5m1804gkn

[Finjoy @FinjoyCapital]

While the COVID-19 pandemic will continue to create uncertainty in 2021, Canadians can be sure of one thing: paying taxes.

Among the changes for this year, CPP premiums are increasing as part of a plan approved four years ago.https://t.co/mrAEWOkdpv

[Finjoy @FinjoyCapital]

You may be looking to make a fresh financial start.

Paying down debt and saving for your future can seem like overwhelming tasks, and creating a budget just sounds boring.

#personalfinance #debtfree #finjoycapital #savings

https://t.co/jKD6qWkD9g

[Finjoy @FinjoyCapital]

CPP incentivizes retirees who delay their payments past age 65 by 8.4 per cent a year. This translates to a 42 per cent increase in CPP payments at the age of 70 compared to age 65.
#retirement #savings #personalfinance #finjoycapital
https://t.co/Q31OusIzab

[Finjoy @FinjoyCapital]

Budget about 30% of your income for lifestyle spending like movies, restaurants, and happy hours. Basically, anything that does not cover necessities.
#TipTuesday #finjoycapital

[Finjoy @FinjoyCapital]

Financial discipline sometimes feels like a list of things you must do. But taking a minimalist approach to your life and money is all about doing little!

#personalfinance #discipline #finjoycapital #savings #budget

https://t.co/vCwdMERNHK

[Finjoy @FinjoyCapital]

There is a lot going on this time of year, particularly in 2020. But this could also be a good time to start thinking seriously about your finances. Why not start by avoiding money mistakes in this holiday season?
#Holidays #finjoycapital #savings #budget
https://t.co/FoY7dWmk20

[Finjoy @FinjoyCapital]

There’s less than a month to go until the end of 2020, which means CERB repayments could be on the horizon for thousands of people.

#personalfinance #CERB #finjoycapital

https://t.co/pLfLC6JhiC

[Finjoy @FinjoyCapital]

The Canada Pension Plan (CPP) allows Canadians to have money ready and waiting for them upon retirement. These earnings are usually matched by your employer, putting aside cash you can take out once you turn 60.
#retirement #personalfinance #finjoycapital
https://t.co/Y7RjSHIlgA

[Finjoy @FinjoyCapital]

As a second wave of Covid-19 and provincial restrictions being implemented, holidays in 2020 will be very different than previous years.

#COVID19 #personalfinance #holidays2020 #finjoycapital

https://t.co/PwobCeTLJU

[Finjoy @FinjoyCapital]

Keep an eye on your credit score and make sure it’s reflecting your situation accurately

#TipTuesday #finjoycapital #creditscore

[Finjoy @FinjoyCapital]

Clearly credit cards offer a convenient way of paying for expenses and can be an extremely useful tool when used responsibly. In many cases they also offer additional benefits such as cash back or various types of reward points.
#creditcard #finjoycapital
https://t.co/hNjMLRXdC1