Francis

Muddler

[Francis @Fran_ADK]

A mantra to live by.

"Let us seek the happiness in others; but for ourselves, perfection - whether it bring us happiness or pain."
~ Will Durant.

[Francis @Fran_ADK]

There is a team in the world cup worse than Ghana? South Africa lol.

[Francis @Fran_ADK]

@Phil_Gr8ness Is this the value addition they were talking about?

[Messi Worldwide @Messi_Worldwide]

Stop it Leo 😭😭

[Francis @Fran_ADK]

@dashywiz Lmao. We are winning it next season so no worries.

[Francis @Fran_ADK]

@TonyJermaine The performance as a whole in that world cup was so disappointing. How that manager was given a second chance, only a mad man can do that.

[Francis @Fran_ADK]

And you guys compare him to Ronaldo? Special player.

[liam @liamdahgoat]

Football will never reach this level of perfection again

[DiscussingFilm @DiscussingFilm]

First trailer for Brian Duffield's ‘WHALEFALL’.

The film follows a scuba diver who gets swallowed by a sperm whale and only has limited time to escape.

In theaters on October 16.

[Kobby @kay_bee28]

Ever since tweets could be monetized, it’s amazing how all these people, coincidentally with a blue checkmark, have had these amazing, barely believable, but surely real, experiences happen to them. Amazing.

[Strict Algorithm LLC @Wsstalkback]

Naoki Urasawa, Inio Asano and Sumito Oowara all recommend Nanga Nan’s Gekkan Spirits series “Room 999.”

As their name would suggest, Postal worker 1871 delivers mail. Except their clientele are demons inhabiting a massive apartment complex, and they do so for the sake of mankind.

[Francis @Fran_ADK]

@WN_Myers You are not getting it. You can't use one year and say that they generate 30-50% annually. Look at YTD, 3 YR, 5 YR and since Inception.

Last 2-3 years inflation went as high as 40%, bills were at 30%, GoG bonds at 20%

Inflation is down to 3%, bills & bonds at 10% and 12%.

[Francis @Fran_ADK]

You are not worried? 50% a year should ring alarm bells. T-bills yearly rate at ~10%? If a fund promises you 30% ask many questions.

High investment returns cannot be earned without taking substantial risk. Safe investments produce low returns. The risk is hidden from you.

[Muad'Dib @WN_Myers]

@talesofzardes Most of mutual funds in the Ghanaian market do minimum 30% interest every year. A lot get 50%+ interest yearly. If you can invest a huge amount in any of these funds, you never have to worry about money again. 1m cedis invested could possibly be bringing in 300,000 cedis yearly

[Francis @Fran_ADK]

@WN_Myers This is Stanbic's, SIMs SIFT, SCT . You can see YTD and since Inception. For SIFT with medium risk benchmark is GoG bonds, for SCT with low risk benchmark is GoG bills.

[Francis @Fran_ADK]

@WN_Myers Mutual funds can contain equities, bills and bonds. My point is they can't consistently churn out 30-50% a year. There are risks. Equity funds are riskier.

The reason I used bills is because they are the safest so a very good benchmark for risk analysis. 3x bills is huge.

[Scott Geelan @Scott_Geelan]

Ghana still haven’t replaced (& indeed most teams around the world are now looking for) a 9 who can conjure a goal threat from nothing like Gyan…

Arguably one of the perfect 9s for the more unstructured aspects of international football.

[ESPN Africa @ESPNAfrica]

▪️First Ghana player to score at a World Cup
▪️Most World Cup goals by any African player (6)
▪️Scored in every World Cup he's played in
▪️Scored Ghana's fastest World Cup goal (68 seconds)
▪️Most World Cup appearances for Ghana (11 games)

Asamoah Gyan 👑🇬🇭

[Charles Bukowski Legacy @Bukowskiquot]

"False morality is the disease of a people who are told what to think and how to act from an early beginning ..." - Charles Bukowski

[Francis @Fran_ADK]

@dashywiz 🔥🔥🔥

[Francis @Fran_ADK]

😂

[Paddy Power @paddypower]

"Being the guy from f**king TikTok..."

For Mick McCarthy, it can't go on like this... can it?

18+ GambleAware

[Romz @Romme1andre]

The irony of this. Arteta is literally the reason you don’t win the Prem or Champs as long as he’s there, Arsenal have the squad to do it. If we had Arteta even with our players City or Arsenal would have won the league last season