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[NPCI @NPCI_NPCI]

UPI’s rapid growth has expanded digital payments across India, supported by the zero-MDR framework since 2020. As the ecosystem enters its next phase, continued investment will be critical to deepen adoption and build a sustainable payments infrastructure.

Our MD & CEO, Dilip Asbe, explains the rationale behind the proposed ₹2,000 threshold and 0.4% MDR, and how the framework aims to support long-term value for citizens, merchants and the wider ecosystem.

Read the full conversation with The Times of India:
https://t.co/eFp9VxVH4y

#UPI

@TOIIndiaNews | @toi | @SidharthaTOI |
@mayurshetty01 | @dilipasbe

[NPCI @NPCI_NPCI]

Person-to-person transactions, merchant payments up to ₹2,000 (per transaction) and AutoPay (recurring payments) will continue without MDR. Small individual merchants receiving up to ₹1 lakh a month into their own accounts will also remain outside its ambit.

Our MD & CEO, Dilip Asbe, explains the safeguards designed to ensure customers and small merchants are not impacted under the proposed UPI MDR framework.

Read the full conversation with The Times of India: https://t.co/eFp9VxVH4y

#UPI

@TOIIndiaNews | @toi |
@SidharthaTOI | @mayurshetty01 | @dilipasbe

[NPCI @NPCI_NPCI]

5% of the proposed UPI MDR collections will be allocated to a dedicated Small Merchant Fund, helping incentivise digital payment growth among small merchants.
Our MD & CEO, Dilip Asbe, explains how the proposed framework aims to support small merchants while building a sustainable payments ecosystem.

Read the full conversation with The Times of India

https://t.co/eFp9VxVH4y

#UPI

@TOIIndiaNews | @toi | @SidharthaTOI | @mayurshetty01 | @dilipasbe

[NPCI @NPCI_NPCI]

Growing businesses need payment solutions that grow with them.

The UPI MDR framework provides a pathway for micro merchants (P2PM) to transition to a proper mercant (P2M) setup, gaining access to services such as soundboxes, POS devices and other merchant solutions while continuing to receive transactions up to ₹2,000 without MDR.

Dilip Asbe, MD & CEO, NPCI, explains how the framework is designed to support merchants through this journey.

Read the full interview here:

https://t.co/eFp9VxVH4y

#UPI

@TOIIndiaNews | @toi |
@SidharthaTOI | @mayurshetty01 |
@dilipasbe

[NPCI @NPCI_NPCI]

₹2,000 is the per-transaction threshold for MDR, not a daily limit. There is no cap on cumulative or repeat transactions below ₹2,000.

In an interview with The Times of India, Dilip Asbe, MD & CEO, NPCI, explains the framework and addresses key misconceptions.

Read the full conversation here: https://t.co/eFp9VxVH4y

#UPI

@TOIIndiaNews | @toi | @SidharthaTOI | @mayurshetty01 | @dilipasbe

[Freecharge @Freecharge]

In fintech, progress is built on focus, trust, and the ability to move fast—without losing sight of what matters. A thoughtfully planned change is on the way—one that enables sharper execution and stronger delivery across payments and banking solutions.

⏳ The countdown begins

[Freecharge @Freecharge]

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[Freecharge @Freecharge]

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[Freecharge @Freecharge]

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[Freecharge @Freecharge]

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[Freecharge @Freecharge]

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[Freecharge @Freecharge]

What’s your most frequent UPI payment on Freecharge?

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Be honest🧐