MutualFundaz 🎖

Demystifying the #Investment & #PersonalFinance ecosystem through created & curated content. Fin 💰made Fun through Fundazz

[MutualFundaz 🎖 @FundazMutual]

Who better to quote than the Guru of Investing himself?
Let his pearls of wisdom guide us in the big bad world of #investing 🙌

#BuffettQuotes #WarrenBuffett

[MutualFundaz 🎖 @FundazMutual]

@NewsAlgebraIND Now for PM Modi to say
“Bon Jour Macaron”
🇮🇳 🤝🇫🇷

[MutualFundaz 🎖 @FundazMutual]

Why did #turtlemint take a massive valuation cut heading to #IPO ?

The OFS component has reduced significantly by 1100cr+ showcasing rejection of valuation by multiple investors.

So who was in a hurry to sell exactly ?

https://t.co/Q73pYjyIH0
#TurtlemintIPO #Nexus #PeakXV

[MutualFundaz 🎖 @FundazMutual]

@TheIndianWiree Few heads turned during the process 😅😅😅

[MutualFundaz 🎖 @FundazMutual]

@WayLostSon Beware of Nature's Fury !!

There's few terrifying things in life to experience and one of the the Top few is an enraged & charging Bull elephant.

[MutualFundaz 🎖 @FundazMutual]

What is #Turtlemint Expected #IPO Price band?

#IPOAlert #Fintech #IPONDTV #Insurtech
@moneycontrolcom @NDTVProfitIndia @livemint

[MutualFundaz 🎖 @FundazMutual]

@investorniti When will it be declared?

[MutualFundaz 🎖 @FundazMutual]

Come and join my #FIFA World Cup 2026™ Fantasy league on FIFA! The league pin is KWJ1B6RX.

#FIFAFantasy

https://t.co/Jvt05cfEgN

[MutualFundaz 🎖 @FundazMutual]

@NaveenNnc They are shouting in a different language.
Guys. Please get a grip before sharing such rumours.

[MutualFundaz 🎖 @FundazMutual]

@_Bhatura The weather for starts!!

[MutualFundaz 🎖 @FundazMutual]

@sandeep_PT Another red flag staring us in our faces.

Poster boys of Indian #startup sector are getting whacked around & causing serious erosion of capital & trust.

#Ola #OlaScam

[MutualFundaz 🎖 @FundazMutual]

@swapnesh1995 @RoshanKrRaii What? Are you mad?
A large chunk of us don’t/ won’t have any retirement corpus to support ourselves.

Live with dignity.
Enjoy life.
Don’t hate & trouble others.
And then pack up when God calls..

🙏🙏

[MutualFundaz 🎖 @FundazMutual]

@patalmypal @Akshat_World Different times.
Different strategies.

One has to adapt..
Change is inevitable anyway..

But the rate of change now is faaaar beyond what entire humankind has experienced.

[Prem Soni @ValueWithPrem]

Everyone is completely right to hate Gautam Adani. He is a terrible entrepreneur.

Instead of doing real business like importing ₹50 plastic electronics from China, slapping a minimalist logo on them and burning $50M in VC money to build a revolutionary D2C brand he is just wasting time.

Look at his utterly boring businesses:
• Building massive deep water ports that actually handle global trade.
• Constructing the world's largest renewable energy parks in the middle of a barren desert.
• Taking on brutal, high risk, decades long infrastructure projects that actually require guts and physical execution.

Nobody else in the private sector has the guts to build such heavy infrastructure businesses. If there is anyone in India who can make India a superpower, it is none other than Mr. Gautam Adani.

But how dare he build the physical backbone of an economy?

He has absolutely no vision. If he really wanted to help the economy, he would launch a podcast and sell a cohort based course on productivity.

[MutualFundaz 🎖 @FundazMutual]

😃😃😃

#Crypto will be back shortly. Enjoy the dip till then.

[Crypto Tea @Cryptotea]

S&P 500 closes at new ATH again

crypto guys:

[MutualFundaz 🎖 @FundazMutual]

@Sachan8574 Emerging trends

#Semiconductors
#quantum
#AI

Put 50-60% in these

Rest debt, gold & Indian MFs

It won’t be 5cr, but is a very aggressive portfolio.

Please do due diligence as you may even lose money if markets turn

Best of luck

[MutualFundaz 🎖 @FundazMutual]

MIST WATCH !!

[Sulekha Tripathi @sulekhat95]

INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.

This 1 hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.

Bookmark it and give it an hour, no matter what.

[Radha Tripathi @Radha_AI]

A man spends 50 years teaching at MIT.

He knows his time is running out.

So he records one last lecture — everything he knows, distilled into a single hour.

He died 5 months later.

This is that lecture.

The most important hour you'll watch this week. 👇
Bookmark it for later

[MutualFundaz 🎖 @FundazMutual]

I ❤️ AI
Here’s Why.:

PART 1

https://t.co/yudH2IuUlY

#AI #AIBoom

[MutualFundaz 🎖 @FundazMutual]

#Investing is hard.
But you still need to do it. And also sleep better at night

Find your own balance peeps!!

#mutualfundaz #PersonalFinance

[Akshat Shrivastava @Akshat_World]

Becoming a Millionaire on an Excel spreadsheet is EASY

But, building REAL wealth is hard.

The story starts with inflation. And, here is some critical data that you should know:-

The value of 1 Crore: (assume 7% inflation)

- 10 years from now= 50 Lakhs.
- 15 years from now= 36 Lakhs.
- 20 years from now= 25 Lakhs.

Mutual Funds show you the opposite picture: invest 10K/month for 20 years, you will get 1Cr.

The goal should not be to make 1Cr.

The goal should be to grow your money faster than inflation. And, doing this is hard if you fall for common traps.

The process of chasing returns is called investing.
And, overtime, this has only become more complicated.

For context:

- 99% of traders do not beat FD returns.

More importantly, they lose 99% of their time they could use to do a job. And, make money.

- 85% of Active Mutual Fund managers (equity; who are professional investors) do not beat the Index.

- More than 99% Options Traders do NOT beat FDs.

These data points will make you sad.

And, might make you think: what’s the point of learning how to invest?Even professionals can’t do it. So how can I?

Well, that's where you are missing the big picture.

Investing is a "side gig" for you. But, it is the "main gig" for professional investors. This creates massive psychological pressure.

When you are a professional investor you have to constantly invest. And, "do things". Else, your investors will be on your back. Most money manages can't handle this. And, therefore, underperform indexes.

The entire point of investing is to buy low, sell high. And, this should never be "forced". You should buy something only when valuations are sensible.

You as a normal investor are NOT forced to make any such moves.

In addition to this psychological advantage, you have advantages in the form of flexibilities: you can invest your money in US, UK, Japan, wherever you like. You can pull out money whenever you like. Regulations on small money is much less when you are running a structured fund.

On top of this, you can choose to mix and match investing styles. Example: having a core portfolio in AI. And, adding a layer of options on it.

All those flexibilities eventually help you get much superior results if you take the pain to learn all these advanced things.

But, most folks assume: professionals= better results= why bother.

And, sometimes this assumption needs to be questioned.

[MutualFundaz 🎖 @FundazMutual]

This is priceless.

Real world manipulation & historic price advantage

[Peter Girnus 🦅 @gothburz]

I have three monitors on my desk. The left one shows the order book. The middle one shows Truth Social. The right one shows the investigation queue.

On April 21st, the left screen moved first.

I am a Senior Surveillance Analyst at a commodities exchange. I have held this position for nineteen years. My job is to monitor trading activity for suspicious patterns and generate compliance reports. I am employee of the quarter. I have a mug.

At 19:54 GMT on April 21st, someone placed 4,260 sell orders on Brent crude futures. They did this during post-settlement. The window after the market closes when daily volume is typically in the dozens. Sometimes single digits. Sometimes I watch the screen and nothing happens for forty minutes and I think about whether my daughter is happy.

On April 21st, someone placed $430 million in directional bets in 120 seconds during that window. One hundred and twenty seconds. I timed it on my watch because the system clock rounds to the nearest minute and I have found, in nineteen years, that precision matters to no one but me.

At 20:10 GMT, the President posted on Truth Social that he was extending the Iran ceasefire.

Brent dropped from $100.91 to $96.83.

I flagged the trade. I flag a lot of trades. I want to tell you what happens to my flags.

My flags go into a system called TRACE. Trade Review and Compliance Evaluation. I did not name it. The system generates a report. The report goes to a committee. The committee has a name I am not allowed to share but I can tell you it meets quarterly and the conference room has a credenza with bottled water that is sparkling because someone once put still water in the room and a managing director sent an email about it that was longer than most of my surveillance reports.

The committee reviews my flags. The committee has reviewed all of my flags. Here is the complete record of actions taken on my flags in 2026:

Reviewed.

That's it. "Reviewed" is a status. In compliance, a status is the absence of an action that has been given a name so it looks like one.

Let me show you my flags.

March 9th. Someone bet millions on oil falling at 18:29 GMT. Forty-seven minutes later, a CBS reporter posted that the President said the Iran war was "very complete, pretty much." Oil dropped 25%. Forty-seven minutes. I flagged it.

March 23rd. Someone sold 5,100 lots of Brent and WTI crude futures between 10:49 and 10:50 GMT. Fourteen minutes later, the President posted on Truth Social about a "COMPLETE AND TOTAL RESOLUTION" to hostilities. Oil dropped 11%. Over 13,000 contracts traded in sixty seconds after the post. Fourteen minutes. I flagged it.

April 7th. Someone established a $950 million short position in oil futures at 19:45 GMT. Three hours later, the President declared a two-week ceasefire. Nine hundred and fifty million dollars. I flagged it.

April 17th. Someone placed $760 million in bearish bets twenty minutes before Iran's foreign minister confirmed the Strait of Hormuz would reopen. Seven hundred and sixty million. I flagged it.

April 21st. The $430 million. Fifteen minutes. I flagged it.

That is $2.1 billion in directional oil bets in April alone. Every one of them landed on the correct side of a presidential announcement. Every one of them was placed in a window so narrow you could measure it in bathroom breaks. I flagged every single one.

The CFTC chair told a Congressional committee that his organization has "zero tolerance" for fraud and insider trading. I wrote that quote on a Post-it note and stuck it to my right monitor. The one that shows the investigation queue. The investigation queue has not moved since March.

Zero tolerance. Zero staff. Zero budget. Zero prosecutions under the STOCK Act since it was signed in 2012.

Fourteen years. The law has existed for fourteen years and has been enforced zero times. In compliance, we call that a compliance rate of one hundred percent. No cases filed means no cases lost. You cannot fail an audit you never conduct. We call that excellence.

Last month the White House sent an internal email to staff. I was not on the distribution list but I have read reporting on it and I need you to sit with what I am about to say. The email instructed White House staff not to use insider information to place bets on prediction markets.

The White House had to send a memo telling its own employees not to insider-trade.

I want you to read that sentence again. Not because the instruction was unclear. Because the instruction was necessary. Because someone in the building looked at the same pattern I have been flagging for months on my three monitors and decided the appropriate response was an email.

The President's son sits on the advisory board of Kalshi. He is an investor in Polymarket. Both are prediction markets. Both saw accounts created days before U.S. military action.

One account. I cannot stop thinking about this account. It was called "Burdensome-Mix." It was created in December. On January 2nd, it placed $32,500 on Venezuela's president being removed from power. On January 3rd, Maduro was seized by U.S. special forces. Burdensome-Mix collected $436,000. Then it changed its username. Then it disappeared.

One account is a coincidence. But there were six.

Six accounts were created on Polymarket in February. All bet on U.S. strikes on Iran by the 28th. When the President confirmed the strikes, the six accounts collected $1.2 million between them. Five of the six never placed another bet. The sixth went on to correctly predict the ceasefire date and made another $163,000.

My surveillance system logged all of this. My system logs everything. My system does not have opinions and neither do I. I generate reports. The reports go to committees. The committees meet quarterly. Between meetings, the windows get shorter and the bets get larger.

March 9th: 47 minutes. March 23rd: 14 minutes. April 17th: 20 minutes. April 21st: 15 minutes.

The window is compressing. In March, you had time to make coffee between the trade and the announcement. By April, you had time to send a text. By summer, at this rate, the trade and the announcement will be the same event.

The spokesman said any implication that administration officials are engaged in insider trading is "baseless and irresponsible reporting."

Then the White House sent the email again.

I have been in compliance for nineteen years. I have seen insider trading run out of strip mall offices by men who could not spell "derivative." I have seen pump-and-dump schemes coordinated over WhatsApp by people who used their real names. I have seen a man try to manipulate soybean futures from a Panera Bread.

I have never seen $2.1 billion in perfectly timed trades across five presidential announcements in a single month go uninvestigated.

But I have also never seen a compliance system work this beautifully. Every trade flagged. Every report filed. Every committee briefed. Every quarterly meeting attended. Bottled water: sparkling. Minutes: distributed.

Zero prosecutions.

As long as the flags go up and the cases don't, my performance review says I am meeting expectations.

I am meeting expectations. The system is meeting expectations. The $2.1 billion is meeting expectations. The fourteen-year-old law with zero prosecutions is meeting expectations.

The left screen moves. The middle screen moves. The right screen stays perfectly, immaculately still.

In my field, we call this price discovery.