Financial, Retirement and Estate Planning since 1978. Mutual and Segregated funds, RRSP/TFSA/RESP/RDSP/QROPS, life and health insurance ~Comms by Julie
@paul__sullivan@TheCADInvestor RRSPs/RRIFs are still the most powerful and useful retirement funding force for the majority of Canadians. They can be the income wedge that allows us to delay CPP and OAS for much greater payments.
Considering charitable giving in your estate plan? There are highly tax‑efficient ways to do it, but it takes thoughtful planning to get it right. https://t.co/zfqvdytP2T
New data released by Statistics Canada suggests the economy was rebounding in the first few months of the year after a mild contraction to close 2025. https://t.co/ShPtqEaRbU
Planning for retirement isn’t just about saving, it’s about keeping more of what you’ve earned. With the right strategy, you can minimize or even avoid the OAS clawback and make sure your retirement income works harder for you. https://t.co/vGaM1fhJ8f
Some clients can unlock extra LIF value in 2026 as 2025 returns have been strong. Take the max or transfer back to an RRSP/RRIF? https://t.co/i6BVv71LOG
Careful with reverse mortgages. While they can boost retirement income and keep you in your home, compounding interest will quietly erode your estate over time. Always compare with downsizing, HELOCs and selling first. https://t.co/L3kqaCInCJ
Reflecting on The Economist’s search for 2025’s "country of the year," it’s intriguing to consider what factors drive national progress and how success varies globally. https://t.co/gH9v18bXj4
Exploring trends for 2026, key investment themes include the AI boom, shifting global allocations, a softer US dollar, and increased government influence on markets. https://t.co/5PUPTkmikQ
100%! I think this is being missed in a lot of wills. The same applies for RDSPs - consider having a successor owner named in the will. https://t.co/xZOwEZnV8p