I started investing at 17.
I'm 20 now with Β£51k.
That's insane for someone my age and I know it.
Not because I'm smart.
Because almost nobody starts that early.
Scared of being forced to invest the Β£8k that used to sit in cash?
From 2027 you can still hold money market funds inside a Stocks & Shares ISA, near-cash, low risk, still "invested."
There are options.
Panic isn't one of them.
I'm 20 with Β£51k invested.
Next stop: Β£130k by 25.
That's not a prediction. It's just what the maths does if I keep feeding it and stay out of its way.
The hard part isn't getting there. It's not flinching on the days it drops.
I'll post the number as it moves, up or down.