@LearningHackx It's a lot easier and cheaper to put the pad and the foam tray into a plastic grocery bag, throw it into the freezer, throw the bag with the frozen contents into the trash on trash collection day, and let the trash man haul it off.
@WallStreetApes My calculations indicate that if she financed the entire $300K at 5%, she would make 360 payments of $1,610.46. 360 X $1,610.46 = $579,767.35 which includes principal and interest. $579,767.35 - $300,000.00 = $279,767.35 in interest.