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Galadimanruwa!!! Dr. Jaafaru Sa'ad
@Galadimaruwa
Chairman, @GCSLC | Strategic Advisor on National Asset Revitalization | Engineering the NGECC-SSMV to anchor Nigeria's AI-Energy Future Roadmap 2050.
Nigeria
Joined June 2009
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An open memorandum to His Excellency, the President of the Federal Republic of Nigeria.
Broadband is Nigeria’s future. The keypad is still the present of the common man.
About one third of active mobile lines some 68 million — remain on basic 2G radio. Farmers, market traders, the semi-urban majority. A hand in Binji, Sokoto, does not fail the digital economy because it holds a feature phone. That device holds battery where the grid is thin. It survives the stall and the farm. It is already in the pocket.
If financial and telecommunication inclusion is written only for the smartphone, daily data, and the application store, we leave behind the citizens the policy was named to serve.
The bridge we need is not a product. It is not a shop. It is inclusion infrastructure a thin public-interest utility beside the networks the Nigerian Communications Commission already licenses and the books the Central Bank already knows. Operators remain the carriers. Licensed kitchens remain the kitchens. The citizen keeps the phone she already holds.
Ordinary SMS on licensed radio not a session that can die and still bill a grassroots hand is the interim sovereign bridge. True national inclusion does not wait for the download. It opens the door through the keypad today.
I have addressed this, as an open memorandum, to His Excellency the President, with attention to the Honourable Minister of Communications, Innovation and Digital Economy; the Governor of the Central Bank of Nigeria; and the Executive Vice Chairman of the Nigerian Communications Commission.
Check us here: https://t.co/K2AO2VacEr
Dr. Sa’ad Jaafaru
Galadiman Ruwan Zazzau
DG/RHGI
Founder and Chairman, GCSLC/IT
#FinancialInclusion #DigitalInclusion #DigitalEconomy #Nigeria #RenewedHope #CBN #NCC
#DigitalInclusion #DigitalEconomy #Nigeria #Grassroots #Unbanked #MSMEs #WomenInBusiness #Telecoms
@bosuntijani
Ribadu unveils new security framework to combat crude oil theft
VIDEO: "The entire North is ready and committed to the re-election of President Tinubu" - Shekarau
Almost every sector has seen massive growth under the administration of President Bola Ahmed Tinubu with his records beating most of his predecessors.
Growth in coal, crude, cement, finance and entertainment is creating jobs and opening doors for everyday Nigerians.
Nigeria’s revenue no longer depends on oil alone, it now comes from a range of sectors, several of which are showing clear growth.
Is there more to do? Yes. Are we moving? Also yes.
#Tinubunomics
Who to follow
Hafsat M Baba
@HafsatMohBaba
Activist, Humanitarian, Mother & Democrat. Commissioner Human Services Kaduna State (2017 to 2023)
Olawale Rasheed (MOR)
@iwogoke
Special Adviser / Spokesperson to Governor Adeleke; Policy Entrepreneur; Founder, Anunakis Energy Services Ltd; Founder, @Climatedevt. #Tweets #personal #views
Eric Willemaers
@EricWillemaers
Diplomat - Deputy Director - Global Gateway Investment Hub Team Belgium - DG Geo-Economy and Economic Diplomacy 🇧🇪 Formerly 🇨🇩🗽🇧🇪🇨🇩🇪🇬🇰🇭🇻🇳🇵🇸🇹🇳
If we truly want to build a resilient economy across the Global South, we cannot leave millions of citizens offline simply because they don't own a smartphone. What is the ecosystem's plan for the 2G majority?
THE REAL BATTLE FOR DIGITAL INCLUSION IS NOT HAPPENING IN THE APP STORE IT IS HAPPENING AT THE BASE LAYER.
Look at Meta. While the world focuses on social media algorithms and apps, they are quietly laying a massive empire of undersea cables across six continents to secure global broadband dominance. The smartest tech giants understand a fundamental truth: if you want to scale, you must own the fundamental pipes, not just the software.
But for Nigeria, Africa, and the Global South, the most critical "pipe" is not at the bottom of the ocean. It is the 2G radio network reaching a basic keypad feature phone in the hands of a rural farmer, a market trader, or a cooperative worker.
While Silicon Valley wires the oceans to elevate the smartphone economy, we must build a sovereign bridge for the offline majority. You cannot connect the 68+ million unbanked Nigerians, or the hundreds of millions across the Global South, by waiting for them to upgrade their hardware. True digital and financial inclusion requires us to meet the grassroots exactly where they are on 2G.
Infrastructure is destiny. We are championing a new way forward for the grassroots.
#DigitalInclusion #GlobalSouth #2GBridge #TechForGood #FinancialInclusion #NigeriaTech #Innovation #GrassrootsEconomy #AfricaTech #CBN #NCC #FMDE #Meta #Google #MarkZuckerberg
Connect with us:
Dr. Saad Jaafaru (Galadiman Ruwan Zazzau)
Chairman, Galadiman Ruwa Center for Strategic Leadership and Communication (GCSLC)
🌐 Website: https://t.co/K2AO2VacEr
📧 Email: [email protected]
💬 WhatsApp: +234 809 911 1515
THE REAL BATTLE FOR DIGITAL INCLUSION IS NOT HAPPENING IN THE APP STORE IT IS HAPPENING AT THE BASE LAYER.
Look at Meta. While the world focuses on social media algorithms and apps, they are quietly laying a massive empire of undersea cables across six continents to secure global broadband dominance. The smartest tech giants understand a fundamental truth: if you want to scale, you must own the fundamental pipes, not just the software.
But for Nigeria, Africa, and the Global South, the most critical "pipe" is not at the bottom of the ocean. It is the 2G radio network reaching a basic keypad feature phone in the hands of a rural farmer, a market trader, or a cooperative worker.
While Silicon Valley wires the oceans to elevate the smartphone economy, we must build a sovereign bridge for the offline majority. You cannot connect the 68+ million unbanked Nigerians, or the hundreds of millions across the Global South, by waiting for them to upgrade their hardware. True digital and financial inclusion requires us to meet the grassroots exactly where they are on 2G.
Infrastructure is destiny. We are championing a new way forward for the grassroots.
#DigitalInclusion #GlobalSouth #2GBridge #TechForGood #FinancialInclusion #NigeriaTech #Innovation #GrassrootsEconomy #AfricaTech #CBN #NCC #FMDE #Meta #Google #MarkZuckerberg
Connect with us:
Dr. Saad Jaafaru (Galadiman Ruwan Zazzau)
Chairman, Galadiman Ruwa Center for Strategic Leadership and Communication (GCSLC)
🌐 Website: https://t.co/K2AO2VacEr
📧 Email: [email protected]
💬 WhatsApp: +234 809 911 1515
President Bola Ahmed Tinubu is my presidential candidate
There’s no amount of threat or mass reporting that can change my opinion.
He’s my candidate and I’ll be voting for him in 2027 presidential elections
#ArewaForAsiwaju
“GOVERNOR UBA SANI FACES ANOTHER RESOUNDING INTER-FAITH ENDORSEMENT IN KADUNA”
BY Muhammed Ali Ahmed
For Kaduna, peace carries a meaning deeper than the absence of confrontation. It is the reassurance that a citizen’s faith will neither diminish belonging nor determine access to public opportunity. It is the freedom to cultivate land, educate children, practise religion and pursue a livelihood without the apprehension that difference may become a sentence.
At a Special Interfaith Dialogue in Kaduna on 5 October 2026, religious leaders offered compelling testimony that Governor Uba Sani’s administration is steadily restoring these assurances to a state long troubled by communal distrust.
The event, held at the newly-inaugurated Abba Kyari Banquet Hall, Sir Kashim Ibrahim House, examined three years of peaceful coexistence and inclusivity. Organised by the Kaduna State Bureau of Interfaith, it brought Muslim and Christian leaders into a common conversation about governance, reconciliation and development. Their commendations, including calls for Uba Sani’s re-election, drew strength from specific experiences—roads requested had been delivered, religious communities felt recognised, and former sceptics acknowledged that performance had altered their judgement. The endorsement was therefore grounded in the relationship between government decisions and everyday life.
Governor Uba Sani distilled his approach with unusual clarity: “Our model is very simple. It does not need any study. It is about justice. It is about bringing everyone to the table.” Behind that formulation lies a consequential understanding of leadership. In a divided society, fairness must become visible in appointments, investments, access and language. Citizens must encounter a government whose conduct reassures them that their identities are respected and their needs count. His achievement has been to make that reassurance central to his administration’s public purpose.
Recalling the atmosphere he inherited, Sani said: “When we came into office, we inherited a state that was highly toxic and divided.” He described situations in which people declined to develop allocated land because they feared living among communities of another faith. “For me, it is unacceptable and we should not allow it to continue in Kaduna State,” he declared. His determination to confront such estrangement recognises that communal division impoverishes everyone, narrows residential choices, weakens commerce and teaches children to inherit suspicions they did not create.
His formal address supplied the governing principle: “No citizen should feel compelled to diminish an identity to enjoy belonging.” Equally, he insisted, “no identity should confer superior entitlement to public protection, opportunity or justice.” These are substantial commitments in Kaduna, where religion and ethnicity have too often been recruited into political competition. Sani recalled that his oath on 29 May 2023 bound him to fairness irrespective of affiliation. The dialogue demonstrated how seriously religious leaders now regard his efforts to honour that obligation.
The Chairman of the Christian Association of Nigeria in Kaduna State, Reverend Caleb Ma’aji, offered a particularly concrete assessment. At the Christmas Carol of 22 December 2024, he had requested three roads: Nasarawa–UNTL–First Bank, PAN Drive–Television Garage–Sabon Tasha, and Romi–Karatudu. Two, he told the gathering, had been completed; the third was nearing completion. Such testimony matters because public confidence grows when requests become projects and projects become usable infrastructure. For communities accustomed to questioning whether government would hear them, delivery provides an answer more persuasive than ceremonial assurances.
READ MORE: https://t.co/EcygP0KRi1
True inclusion means the infrastructure adapts to the citizen, not the other way around. How do we bring 60+ million unbanked Nigerians into the digital economy if we only build for the App Store?
DIGITAL INCLUSION CANNOT END AT THE APP STORE
Currently, our national digital initiatives are aggressively urban-centric, driven almost entirely by smartphone psychology and broadband dependency. This creates a massive infrastructural blind spot: the millions of citizens in our grassroots and rural communities who rely solely on basic 2G keypad feature phones.
A true digital economy must include everyone. Citizens in rural areas without broadband internet must be provided a secure, accessible platform to claim their share of the digital cake. They require the infrastructure to conduct basic economic and business activities using the feature phones they already own, irrespective of where they reside.
We cannot wait for the rural economy to upgrade its hardware. We must build the telecommunications bridge that meets them exactly where they are.
Dr. Sa'ad Jaafaru
Galadiman Ruwan Zazzau
Chairman/Founder GCSLC
DG/RHGI
[email protected]
https://t.co/7NSyfBJ5gr
#DigitalInclusion #GrassrootsEconomy #FinancialInclusion #2GBridge #TechForGood #SNIVAI #NigeriaDigitalEconomy #BosunTijani #YemiCardoso #AminuMaida #NCC #CBN
@bosuntijani @DrYemiCardoso @Dr_AminuMaida
DIGITAL INCLUSION CANNOT END AT THE APP STORE
Currently, our national digital initiatives are aggressively urban-centric, driven almost entirely by smartphone psychology and broadband dependency. This creates a massive infrastructural blind spot: the millions of citizens in our grassroots and rural communities who rely solely on basic 2G keypad feature phones.
A true digital economy must include everyone. Citizens in rural areas without broadband internet must be provided a secure, accessible platform to claim their share of the digital cake. They require the infrastructure to conduct basic economic and business activities using the feature phones they already own, irrespective of where they reside.
We cannot wait for the rural economy to upgrade its hardware. We must build the telecommunications bridge that meets them exactly where they are.
Dr. Sa'ad Jaafaru
Galadiman Ruwan Zazzau
Chairman/Founder GCSLC
DG/RHGI
[email protected]
https://t.co/7NSyfBJ5gr
#DigitalInclusion #GrassrootsEconomy #FinancialInclusion #2GBridge #TechForGood #SNIVAI #NigeriaDigitalEconomy #BosunTijani #YemiCardoso #AminuMaida #NCC #CBN
@bosuntijani @DrYemiCardoso @Dr_AminuMaida
1/3
Dear Blessing,
I watched your video and listened as you explained how your journey from Masaka to Berger in the FCT now costs ₦500 instead of ₦1,500. That is ₦1,000 saved every trip. I know what that means when you have a family to feed, bills to pay and other responsibilities waiting at home.
I was equally pleased to hear from Ada and Abigail, who now pay ₦1,600 instead of ₦4,000 to travel from Enugu to Nsukka, saving ₦2,400 on each journey.
I also listened to Kabir, a taxi driver who explained that ₦10,000 worth of CNG allows him to make three more return trips than his colleagues using petrol. He says he has no intention of going back to petrol.
I have also received encouraging feedback from Borno, where some commuters are now paying as little as ₦50 per trip on CNG and electric vehicles.
Your various experiences show what our investment in CNG transportation is intended to achieve. Lower operating costs for drivers should translate into more affordable fares for passengers, leaving families with more money for their everyday needs.
When we removed the petrol subsidy, I knew the decision would bring difficulties for many households. With that decision came a responsibility to provide practical alternatives that would ease transportation costs.
Your stories show this is already happening, and I want more Nigerians to experience these benefits.
STATEHOUSE PRESS RELEASE
PRESIDENT TINUBU WELCOMES WORLD BANK’S LATEST REPORT AS YET ANOTHER PIECE OF EVIDENCE THAT OUR REFORMS ARE WORKING, REAFFIRMS COMMITMENT TO BETTER LIVING CONDITIONS FOR NIGERIANS
President Bola Ahmed Tinubu has welcomed the World Bank's October 2026 Nigeria Development Update, titled Beyond the Federal Purse: How Higher Revenues Reshaped State Priorities. He said its findings confirm that the administration's economic reforms are delivering results and placing the economy on a firmer footing for sustained growth.
The President noted the World Bank's finding that the poverty rate has stabilised for the first time since 2019. The Bank expects poverty to decline gradually as GDP grows faster than the population.
The report shows the economy grew 4.2 per cent in the first half of 2026, up from 3.9 per cent in the first half of 2025, despite the impact of the conflict in the Middle East. The World Bank projects growth to average at least 4.4 per cent between 2026 and 2028.
On prices, the report notes that inflation fell from 27.6 per cent in January 2025 to 15.2 per cent in December 2025. Higher global fuel prices linked to the Middle East conflict have since slowed the decline, but the World Bank expects inflation to ease to about 12 per cent by 2028.
Nigeria's external position also strengthened. The current account surplus rose to US$12.0 billion, or 7.0 per cent of GDP, in the first half of 2026, up from US$8.6 billion a year earlier. Gross external reserves increased from US$45.5 billion at the end of 2025 to US$53.8 billion at the end of August 2026.
The report credits the reforms since 2023 with raising federation revenues by 69 per cent in real terms between 2023 and 2025, with states as the largest beneficiaries. States used the additional resources to increase capital spending by 151 per cent in real terms over the same period. Most of the increase went to roads and other transport, agriculture, energy and housing. Twenty-nine of 33 states shifted their spending towards economic infrastructure, while real social spending per person rose in all but one state.
The World Bank further found that:
• internally generated revenue grew in real terms in 31 of 35 states;
• 21 states reduced their debt-to-GDP ratio between 2021 and 2025;
• Nigeria's overall public debt is expected to fall from 40.0 per cent of GDP in 2025 to 38.1 per cent in 2026.
"These findings confirm that the difficult but necessary decisions to remove the petrol subsidy, unify the foreign exchange market and strengthen fiscal discipline have raised revenues, stabilised the economy and created fiscal space for every tier of government to invest in its people.
"The dividends of reform are becoming visible. But more work remains to ensure they fully translate into better living standards for every household, starting with lower food prices and decent jobs for our young people.
"Our administration will stay the course of reform and redouble its focus on inclusive growth under the Renewed Hope Agenda.
"We will continue to expand targeted cash transfers, which have already reached more than 10 million households. We will accelerate the deployment of CNG, raise agricultural productivity, and improve access to affordable healthcare and quality education, so that the prosperity being created is shared by all.
"I urge state governments to use their higher revenues more prudently and prioritise projects that improve the living standards of Nigerians, and the health and education of our people.
"I commend the Economic Management Team led by the Minister of Finance and Coordinating Minister of the Economy, state governors and all stakeholders for their cooperation in implementing these reforms. I assure Nigerians that the best is yet to come under the Renewed Hope Agenda 2.0, which will accelerate the delivery of shared prosperity for all Nigerians."
Bayo Onanuga
Special Adviser to the President
(Information & Strategy)
October 11, 2026
The margin discount is just one of 17 measures already introduced or being considered by the Federal Government to address rising fuel prices and cushion the impact on Nigerians.
Learn more about these interventions at https://t.co/DoO6AB0i4z.
#UnstoppableNigeria #BetterDaysAhead
Happy 66th Independence, Nigeria. 🇳🇬
A $1 Trillion GDP by 2030 cannot rely on smartphones alone when 60% of our domestic market relies on 2G. True Financial & Telecommunications Inclusion (F-T-I) meets the grassroots on the handset they already hold—no data, no downloads required.
We must bring the rural economy out of the dark.
#NigeriaAt66 #FTI #FinancialInclusion #RenewedHope #CBN #NCC
Happy 66th Independence, Nigeria. 🇳🇬
A $1 Trillion GDP by 2030 cannot rely on smartphones alone when 60% of our domestic market relies on 2G. True Financial & Telecommunications Inclusion (F-T-I) meets the grassroots on the handset they already hold—no data, no downloads required.
We must bring the rural economy out of the dark.
#NigeriaAt66 #FTI #FinancialInclusion #RenewedHope #CBN #NCC
By Dr. Jaafaru Sa’ad
Galadiman Ruwan Zazzau
Chairman, Galadiman Ruwa Center for Strategic Leadership and Communication (GCSLC)
As investors, policymakers, and regulators convene in Abuja this week to mobilise funding for Nigeria’s digital infrastructure, we should name a blind spot in the strategy.
For a decade we have treated telecommunications coverage as a proxy for economic inclusion. It is not. Owning a phone is a connection. It is not an identity. It is not financial inclusion.
There is a dark gap between the formal digital economy and the daily reality of grassroots enterprise. Go to Jabi Panteka Market in Abuja, or PZ in Zaria. You will find high velocity trade driven by men and women who work entirely on basic 2G and 3G feature phones.
Historically, Financial and Telecommunications Inclusion has been prescriptive and expensive. We ask the informal trader to adapt to our glass. We expect them to buy a smartphone, download applications that demand high speed data, or lease a POS machine merely to prove they exist in the formal economy.
True inclusion does not force the citizen to upgrade their hardware. It requires the state, and the networks already in the air, to meet the citizen on the rails they already occupy.
When a licensed transaction occurs, that market woman should be able to receive a clean notice that the event occurred on the basic phone she already holds. The licensed kitchen remains the kitchen. We do not become her bank. We do not tax her every move. We keep her on a visible rail, instead of leaving her to work in the dark with cash that nobody can later stand beside.
The future of Africa’s digital infrastructure is not only broader 5G pipelines for the corporate sector. It is thin bridges that connect grassroots trade to the formal economy without friction and without warehousing the citizen. If we fail to engineer inclusion for the feature phone, we are not building an inclusive digital economy. We are building a faster internet for the already banked.
#CBN #NCC #DigitalEconomy #Financiallnclusion #Telecoms #FDI #Digitallnfrastructure #EmergingMarkets #Policy #Nigeria #GCSLC #Leadership #gcslc #strategy #StrategicThinking
@highlight
The Galadiman Ruwa Centre for Strategic Leadership and Communication (GCSLC/IT) has proposed the establishment of the Nigerian Green Energy and Chemicals Corporation (NGECC) to help Nigeria achieve a one-trillion-dollar economy within 60 months.
KADUNA BREATHES AGAIN: THE COMPLETE MANDATE
True governance is measured by the peace of mind of the people. After years of tension and uncertainty, Kaduna State has regained its soul.
From securing a monumental $500 Million AFC solid minerals investment to restoring dignity to civil servants and our business community, His Excellency, Governor Uba Sani, is working 24/7 to build an unshakeable future.
We are not distracted by the noise of the opposition. Our strategy is grounded in the people.
Asiwaju Ward-to-Ward. Uba Sani Gida-Gida.
The reward for justice and peace is continuity. 2027 and beyond is locked.
Dr. Jaafaru Sa’ad
Galadiman Ruwan Zazzau
Director General (RHGI)
GCSLC/IT
KADUNA BREATHES AGAIN: THE COMPLETE MANDATE
True governance is measured by the peace of mind of the people. After years of tension and uncertainty, Kaduna State has regained its soul.
From securing a monumental $500 Million AFC solid minerals investment to restoring dignity to civil servants and our business community, His Excellency, Governor Uba Sani, is working 24/7 to build an unshakeable future.
We are not distracted by the noise of the opposition. Our strategy is grounded in the people.
Asiwaju Ward-to-Ward. Uba Sani Gida-Gida.
The reward for justice and peace is continuity. 2027 and beyond is locked.
Dr. Jaafaru Sa’ad
Galadiman Ruwan Zazzau
Director General (RHGI)
GCSLC/IT
Governor @ubasanius served as the Special Guest of Honour at the graduation of over 1,000 Kaduna Forest Guards, trained by ONSA and DSS to strengthen community security and protect forests and vulnerable areas.
#WorkingForKaduna
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