“This isn’t just a cost issue — it’s a leadership opportunity. Dealers who organize, push for reform, and pilot alternative scoring can reshape credit access for the entire industry. If you’re interested in collaborating on an industry working group or pilot, let’s connect.”
“Every credit pull eats into margins — but it doesn’t have to. The playbook for reform already exists (thanks, mortgage industry 👀). Dealers just need to take the wheel. What’s one change you’d make to improve the credit process in auto retail?”
“The credit ecosystem in auto retail hasn’t evolved in decades — yet we’re paying more than ever for data access. If FICO can offer direct licensing in mortgages, why not in auto? Dealers have the leverage to make it happen. Curious to hear: how are you managing credit pull costs