Garrett Johnston

Co-Founder @practinvesting
(Not Financial Advice)
Stock Valuation Software⬇️

[Garrett Johnston @GarrettJ_PI]

Why I think $GOOGL could be a buy around $280

Alphabet grew revenue 25% YoY, with Google Cloud surging 103% to $30.7B

• Search revenue +12%
• Operating income +30%
• Gemini surpassed 1B monthly users

EPS came in at $2.12 vs $3.02 expected, largely weighed down by losses across its equity investment portfolio.

I think the market is overreacting.

AI spending may pressure EPS short term, but Google’s core business is growing and its Cloud business is booming.

At around $290, I think the risk/reward is getting interesting.

[Jeremy Lefebvre @HolySmokas]

There is a $16 stock right now that will be $100+ within 5-10 years

[Michael Saylor @saylor]

@WatcherGuru Rejecting tokenization of your stock is like rejecting inclusion in an index fund. You don’t create shareholder value by making your shares harder to own. Protect shareholder rights and expand access to capital.

[Garrett Johnston @GarrettJ_PI]

“I now have as much confidence in our ability to drive durable growth in a high-rate environment as I do in a low-rate environment.”

- @anthonynoto @SoFi

[Garrett Johnston @GarrettJ_PI]

For those interested in sports, MSG Sports has officially split the Knicks and Rangers into two publicly traded companies.

🏀 MSGK — MSG @nyknicks
🏒 MSGR— MSG @NYRangers

Now, each franchise can be invested in separately

[Mario Nawfal @MarioNawfal]

🇺🇸 The S&P 500 has NEVER been down from a U.S. midterm election to the following June since 1950.

The index finished higher every single time, with an average gain of 15.5% between Election Day and June 30 of the following year.

Some post-midterm rallies were enormous: +29.1% after 1954, +26.7% after 1970 and +23.6% after 1994.

Even the weakest period shown still produced a positive return.

Source: obermeyerwealth / Writer: Samuel

[Garrett Johnston @GarrettJ_PI]

@MarioNawfal And historically, stocks have performed well under divided government. Based on prediction markets, that looks like the most likely outcome after the midterms

[Garrett Johnston @GarrettJ_PI]

🚨 $SOFI Q3 2026 RESULTS

• Revenue $1.37B, up 44% YoY, beating estimates of $1.25B
• EPS $0.18 vs. $0.17 expected
• Net income $241M, up 73%
• Members up 35% to 17.1M
• Products up 44% to 26.7M
• Adjusted EBITDA $470M, up 70%

🔥 Management raised full-year guidance across revenue, EBITDA, net income, and EPS.

Credit quality improved, the technology platform is growing, and SoFi Plus is gaining traction.

2027 revenue guidance: ~$6.4B, up 27%.

Growth, profitability, and customer acquisition are all firing on multiple cylinders.

A Good Buy Under $17🚀
(Not Financial Advice)

[SoFi @SoFi]

📣 Thanks to our members and clients, we’ve reported strong Q3 results. More members are choosing SoFi and they are using more products than ever before.

In Q3, we delivered:

👉 $1.4B in adjusted net revenue, up 44%
👉 $470M in adjusted EBITDA, up 70%
👉 1.2M new members, bringing us to 17.1M
👉 2.2M new products, bringing us to 26.7M

Our momentum is broad-based and our conviction in the future is stronger than ever. We raised our 2026 guidance and introduced a 2027 outlook.

Full Q3 results: https://t.co/lW58XmfrAP

[Garrett Johnston @GarrettJ_PI]

@KobeissiLetter I wonder how much of this demand is retail🤔

[Garrett Johnston @GarrettJ_PI]

Both sides of the aisle need to understand that increased government borrowing puts upward pressure on interest rates

[Peter Schiff @PeterSchiff]

The larger budget deficits that result from no tax on tips, overtime, or Social Security also help cause the rise in long-term interest rates, including mortgage rates. Republicans who voted for the Big, Beautiful Bill must also acknowledge responsibility for the rise in rates.

[Garrett Johnston @GarrettJ_PI]

More people need to understand that tax policy has consequences, and the pros and cons need to be weighed. You can’t pretend that raising taxes on the rich has no downsides, just as you can’t pretend that cutting taxes has no downsides.

Too many people view taxation purely through a moral lens, but what seems morally righteous isn’t always what makes the most economic sense. Good tax policy requires weighing the trade offs and considering the real world consequences.

[Garrett Johnston @GarrettJ_PI]

@dividendology Investors love Apple partly because it hasn’t spent nearly as much on AI and data centers as other Big Tech companies

[Garrett Johnston @GarrettJ_PI]

@a0952251117 I disagree. This strategy is essentially cutting your winners short and doubling down on your losers. Let your winners run, and only buy more of your losers if the fundamentals haven’t changed.

[Garrett Johnston @GarrettJ_PI]

Brazil’s stock market is down roughly 15% today, with the Ibovespa triggering a circuit breaker following the country’s election results.

Days like this make you appreciate the relative stability of U.S. markets. We often take it for granted, but not every country enjoys the same level of market stability and investor confidence.

[Garrett Johnston @GarrettJ_PI]

People don’t seem to understand that when @saylor & @Strategy buy back $STRC , they’re effectively setting the stage to buy more BTC.

For example, STRC had a notional market cap of around $10 Billion. Strategy used buybacks to help push it back toward par, and it has been successful. Now, its notional market cap is around $8.4 Billion.

To get back to $10B, Strategy would need to issue roughly $1.6B in new STRC at $100/share and use the proceeds to buy BTC.

In other words, buying back STRC helps pave the way for Strategy to issue more STRC and buy more Bitcoin as STRC returns to its previous market cap ATH. Strategy is both stabilizing STRC and increasing its ability to buy BTC.

[Michael Saylor @saylor]

Strategy has repurchased $205M of $STRC. As of 10/25/26, we hold 848,517 $BTC and $5.1B of USD Assets. $MSTR https://t.co/XTTFEh0rSc

[Garrett Johnston @GarrettJ_PI]

@GuyTalksFinance Some AI stocks are overvalued and could fall 50% or more, while others are undervalued and could appreciate significantly over the next few years.

There’s no AI bubble. Like any industry, there will be winners and losers, as well as overvalued and undervalued stocks.

[Garrett Johnston @GarrettJ_PI]

Some Things to Watch This Week
(Oct. 26–30)

Wednesday, Oct. 28
• 2:00 PM ET — Federal Reserve Interest Rate Decision (Prediction markets price a 94% chance of no rate change)

• 2:30 PM ET — Fed Chair Press Conference

Thursday, Oct. 29
• 8:30 AM ET — Q3 GDP: Economists expect 3.2% annualized growth.

• 8:30 AM ET — September PCE Inflation: 3.6% YoY expected.

• 8:30 AM ET — Core PCE Inflation: 3.1% YoY expected.

[Garrett Johnston @GarrettJ_PI]

@GrantCardone Consistency🔑