Need DIP Financing? We Understand Time-Sensitive Situations.
When traditional lenders say no, Gelt Financial looks at the collateral, equity, and exit strategy—not just the credit score.
Whether you're navigating bankruptcy, restructuring debt, or need capital to protect a valuable asset, we would love to see if we can help.
Give us a call today!
📞 (561) 221-0900
📧 [email protected]
🌐 https://t.co/mqmt4oRzzm
#DIPFinancing #BankruptcyFinancing #CommercialRealEstate #BridgeLoans #PrivateLending #AssetBasedLending #RealEstateInvesting #CRE #GeltFinancial #CommercialMortgage #DistressedAssets
In the last week alone, we closed on 4 non-performing loans!
Many lenders, private investors, family offices, and funds are carrying non-performing or sub-performing loans that tie up capital, create headaches, and require ongoing management.
Gelt Financial actively purchases non-performing and sub-performing loans nationwide.
Call us today to discuss!
📞 Call: (561) 221-0900
📧 Email: [email protected]
🌐 https://t.co/ujU4COcCik
Gelt Financial is actively looking for Joint Venture Equity opportunities in commercial real estate!
You find the deal. We provide the capital.
We are seeking experienced operators and sponsors with attractive opportunities that need a capital partner.
If you have a deal that fits, let's talk.
📞 Call: (561) 372-4445 | 📧 Email: [email protected] 🌐| https://t.co/ujU4COcCik
#CRE #CommercialRealEstate #JVEquity #RealEstateInvesting #Multifamily #SelfStorage #RetailRealEstate #RealEstateDevelopment #RealEstateCapital #PrivateEquity
Every week, we speak with real estate investors and business owners who have strong opportunities but need a lender that can move quickly, think creatively, and focus on the strength of the collateral—not just your credit score or personal history.
Since 1989, Gelt Financial has been providing asset-based financing solutions for commercial and investment real estate across the country.
If you have a time-sensitive acquisition, cash-out refinance, foreclosure bailout, note purchase, or a deal that doesn't fit a bank's box, let's talk. We would be happy to look at anything you send our way.
📞 (561) 372-4445
📧 General questions: [email protected]
📧 Loan inquiries: [email protected]
When Your Bank Says "No", We Say "Yes!"
#GeltFinancial #PrivateLender #CommercialRealEstate #BridgeLoans #RealEstateInvesting #AssetBasedLending #CRE #PrivateMoney #RealEstateFinance #MondayMotivation
Super-fast approvals and closing. Same day approvals 5–7-day closings
Loan amounts 25k to 2 million and more
LTV/Leverage 65% as high as 80%
Rates: Starting at 12%
Terms: Interest only
Credit: No min credit score or no credit scores programs
No Appraisals
Documentation: Limited and property only programs-Noncash flowing properties
Must do deals and deals in distress- Foreclosure bail out
Mortgage broker’s welcome
When your bank says No, we say Yes...
Deal with a reliable company.
When it comes to in-house valuation for CRE hard money loans, Gelt Financial (@GeltFinancial) performs what they call an internal evaluation with an inspection fee of around $175. Their in-house analyst can evaluate any property in the U.S. and provide rental comps, expense estimates, and sales comps, all within 30-60 minutes. They believe their internal evaluations are as accurate—if not more accurate—than most appraisals from a lender’s perspective.
Gelt Financial lends in 36–37 states where licensing is not required or wherever they are licensed.
They don’t lend in California, Nevada, Arizona, Alaska, Hawaii, Oregon, North Dakota, South Dakota
Their focus is on urban and suburban markets—typically cities with 50,000+ people. Occasionally, they consider smaller cities (25,000+) if they’re near major metros.
Watch Rocky Butani’s full interview with Jack Miller, President of Gelt Financial, to get more insights about hard money loans for small commercial properties: https://t.co/j8BYHclA1O
#PrivateLending #PrivateMoney #HardMoney #CREfinance #BridgeLoans
Here’s what Gelt Financial, LLC (@GeltFinancial) is actively lending on, and what they typically pass on:
✅ Mixed-Use Properties – such as apartments upstairs and a pizza shop downstairs
✅ Retail Strip Centers – Small, neighborhood-oriented strips.
✅ Gas Stations – Gelt loves gas stations because they typically have great locations with stable traffic. They will typically go in around 50% LTV.
✅ Multifamily – It’s a competitive space, but Gelt is always interested in the right opportunity.
✅Hotels - Gelt doesn’t shy away from hotels, but they are cautious about them. It all depends on the deal quality and leverage.
What Gelt Typically Avoids
❌ Specialty-use buildings like ice skating rinks or bowling alleys
❌ Oversized warehouses
Watch Rocky Butani’s full interview with Jack Miller, President of Gelt Financial, to get more insights about hard money loans for small commercial properties: https://t.co/j8BYHclA1O
#PrivateLending #PrivateMoney #HardMoney #CREfinance #BridgeLoans
While most lenders, especially banks, won’t finance condos or HOA associations, Gelt Financial, LLC (@GeltFinancial) steps in to provide solutions for communities looking to invest in improvements. These loans don’t require real estate collateral, personal guarantees, or a mortgage (just a promissory note and a UCC filing).
Unlike traditional real estate lending, Gelt Financial underwrites based on the association’s financials, not the property.
Banks often won’t touch these loans due to the minimum unit count, owner occupancy requirements, self-managed associations, payment shock thresholds, and reserve requirements.
Instead of seeing red flags like the banks do, Gelt Financial sees opportunities, as long as it makes financial sense.
Watch Rocky Butani’s full interview with Jack Miller, President of Gelt Financial, to get more insights about hard money loans for small commercial properties: https://t.co/j8BYHclA1O
#PrivateLending #PrivateMoney #HardMoney #CREfinance #BridgeLoans
Are you looking for a private lender for a first mortgage? We work with clients who are looking for a private lender due to a quick closing, not enough documentation, or other challenging situations. 🔥 https://t.co/M4XX00AGQD #FirstMortgage#realestate
Just closed 3 Boring Deals.
$300,000, Medical Office, Baton Rouge, LA: all cash out, Bad credit, no personal income
$450,000 Commercial Beauty School, Battle Creek, MI. Foreclosure buy back, bad credit,
$1,500,000 Condo Association Financing, Miami, FL for capital improvements, No PG's, No real estate collateral. Weak financials.
No appraisals, fast approvals and closing.
When your bank says No, we say Yes