Millennial Magpie

Budget bird, er, nerd. 🐦‍⬛ Chattering about personal finance, budgeting, & getting by as an elder millennial. 🎯 Working towards being #debtfree

[Millennial Magpie @GenYMagpie]

Remember, your financial health is just as important as your physical and mental well-being.

Take care of all aspects of your life.

[Millennial Magpie @GenYMagpie]

@FieryMillennial Make it make sense

[Millennial Magpie @GenYMagpie]

@ATeacherMN @StephTheBlogger This is exactly how I describe the difference too!

[Millennial Magpie @GenYMagpie]

@FieryMillennial Congratulations!!

[Millennial Magpie @GenYMagpie]

@Thefrugalgay11 Honestly, with a solid shower curtain to break it up, it will be fine. Still busy, but definitely usable and nice!

Still has the dreaded Shower Window though. It was definitely a favourite building style of the time!

[Millennial Magpie @GenYMagpie]

@TreadLightly_RE Changing back to standard time is garbage yes 😫

[Millennial Magpie @GenYMagpie]

@peerlessmoney I use @ynab for both personal and business budgeting.

[Millennial Magpie @GenYMagpie]

@PriceAvocado

[Millennial Magpie @GenYMagpie]

Sweet! @EQBank upped their everyday interest rate to 3.00%!

[Millennial Magpie @GenYMagpie]

@MichLovesMoney @PlutusAwards Congratulations!!

[Millennial Magpie @GenYMagpie]

@TomTalksMoney_ You can include it in your net worth spreadsheets, but it’s just a fluff/vanity number unless it’s liquid and you no longer need a home.

[Millennial Magpie @GenYMagpie]

@Thefrugalgay11 I can’t say I’ve heard of an inspection including the back of the dishwasher, but at least you found it 🤷‍♀️

[Millennial Magpie @GenYMagpie]

@FiSavvy Not paid enough

[Millennial Magpie @GenYMagpie]

@Thefrugalgay11 Happy birthday! 🎈🎈

[Millennial Magpie @GenYMagpie]

@Investmentkage Dying at #3 - of course they all work summer jobs, they don’t get paid while they’re off for summer break!
The combo of a second job + having to get ridiculously good at saving & being frugal the rest of the year to cover that gap really helps.

[Millennial Magpie @GenYMagpie]

@CDInewsletter Honestly? Good call. The world wants Lenny.

[Millennial Magpie @GenYMagpie]

@SavingsCaptain I pay them a few days before they are due, to allow time for the transfers to go through.

[Millennial Magpie @GenYMagpie]

@CDInewsletter This is 100% true.

[Millennial Magpie @GenYMagpie]

@Lovey1973 Growing up, a friend’s dad had one in the basement, and let me tell you it was AWESOME

[Millennial Magpie @GenYMagpie]

@Invested_In_You @TheMattViera Who teaches budgeting that first way? 🤨

[Millennial Magpie @GenYMagpie]

@DitchinDebt Is the $600 the 30% you’re setting aside, or is the $600 overage?
It should be pretty easy to calculate what tax bracket your self-employed income will fall under, so 30% is likely over. I’d store it in a HYSA until tax time and after taxes are paid I’d throw the rest at debt