Gentle MoneyCoaching

Welcome to Gentle Money Coaching, collaborating in teaching and learning about Money Matters in ways that matter to you. I’m Roxanne Ray, CMC ®, Money Coach.

[Gentle MoneyCoaching @Gentle__Money]

Ease into a less stressful way of managing the one currency we all need: Money. https://t.co/kSGunfpWlm

[Gentle MoneyCoaching @Gentle__Money]

A2. Money is freedom! And security . #WBChat #endfinancialstress https://t.co/nzaYJV4sFy

[Wise Bread @wisebread]

Q2: What does money mean to you? #WBChat #endfinancialstress

[Gentle MoneyCoaching @Gentle__Money]

A1. From 1 to 10, re financial stress, I'm about 8. I'm on track for early retirement, but uncertainties remain #EndFinancialStress #WBChat https://t.co/muCQZYZ14P

[Wise Bread @wisebread]

Let’s get started! Q1: On a scale of 1 to 10, how financially stressed are you? #WBChat #endfinancialstress

[Gentle MoneyCoaching @Gentle__Money]

A6. To move beyond paycheck-to-paycheck living: budget, increase income, & cut expenses, to save even a little every month #creditchat https://t.co/9ZZbt5S5Yt

[Experian @Experian_US]

Q6: How can families break the cycle of living paycheck to paycheck? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A5. People can improve their credit by on-time payments, reducing debt, & using secured credit cards #creditchat https://t.co/WOWMs9m7QE

[Experian @Experian_US]

Q5: What are some financial options available to those who are/were unemployed or have poor credit? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A4. Lack of access to financial services makes saving -- and life in general -- much more challenging #creditchat https://t.co/XYXaI4DnvS

[Experian @Experian_US]

Q4: How does a lack of access to financial services impact someone living at or below poverty line? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A3a. But generational poverty can be tackled with good financial education and services from non-profits, credit unions, blogs #creditchat https://t.co/EPddckXaXl

[Gentle MoneyCoaching @Gentle__Money]

A3. Generational poverty follows when children have fewer opportunities or learn unhelpful #moneypatterns from their parents #creditchat https://t.co/wkj4uCe7Vh

[Gentle MoneyCoaching @Gentle__Money]

A3. Generational poverty follows when children have fewer opportunities or learn unhelpful #moneypatterns from their parents #creditchat https://t.co/wkj4uCe7Vh

[Experian @Experian_US]

Q3: What is generational poverty and how can that cycle be broken? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A2. Key concerns for low/middle income families include retirement savings, college planning, emergency funds, good schools #creditchat https://t.co/baGIzyWNBM

[Experian @Experian_US]

Q2: What are key financial considerations for low and middle income families? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A10. To protect against identity theft, stay vigilant! Review your accnts & credit rpts, & protect your cards, PINs, & passwords #creditchat https://t.co/FcdwweCxBn

[Experian @Experian_US]

Q10: Any final identity theft protection tips? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A9. Notify the authorities immediately: police, banks, credit card companies, FTC #creditchat https://t.co/3z1eTEKWiR

[Experian @Experian_US]

Q9: What should you do if you find yourself the subject of identity theft? #CreditChat

[Miss Money Bee @MissMoneyBee]

A8:ID theft schemes targeted at seniors–Telemarketing, Medicare, Funeral/cemetery,anti-aging products.https://t.co/FSDgOyktVg #creditchat

[Gentle MoneyCoaching @Gentle__Money]

A6. Protect your home in your absence by having a regular house-sitter, pet-sitter, or visitor, & hold your mail delivery #creditchat https://t.co/ZOD3J8WmZB

[Experian @Experian_US]

Q6: What steps should you take to ensure your home and mail is not targeted when travelling? #CreditChat

[Experian @Experian_US]

Here’s a Traveler’s Checklist via @travelgov https://t.co/JHMRg61Cnh #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A5. Protect your identity overseas by never carrying your written PIN or password, guarding your ID & cards, & using hotel safes #creditchat https://t.co/mu3e3aTMZP

[Experian @Experian_US]

Q5: How can you protect your identity when traveling abroad? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A4. Protect your identity when booking summer travel by using trusted websites or companies, & monitoring your accounts online #creditchat https://t.co/LO7lVs12iN

[Experian @Experian_US]

Q4: How can you protect your identity when booking summer travel? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A2. Common identity theft vulnerabilities include not protecting your SSN, your PIN numbers, credit & ATM cards, & tax returns #creditchat https://t.co/KmhckjJN7d

[Experian @Experian_US]

Q2: What are common mistakes that leave people vulnerable to identity theft? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A1. Common types of identity theft include credit card fraud, bank card fraud, insurance fraud, & driver's license fraud #creditchat https://t.co/5agTLcuyTU

[Experian @Experian_US]

Q1: What are some common types of identity theft to watch out for? #CreditChat

[Gentle MoneyCoaching @Gentle__Money]

A9. I love the books by Thomas J. Stanley that describe the best mindset for achieving wealth and security #CashChat https://t.co/3ilHVCCCOn

[Tarra Jackson - Madam Money® @MsMadamMoney]

Q9. What are some cool #Books that will help #College Student with their #Money? @FinancialGinger #CashChat

[FrogskinU @FrogskinU]

A8: A personal studen vision statement acts a guide for your success #cashchat https://t.co/nCerHVKg9m

[Gentle MoneyCoaching @Gentle__Money]

A8. Students benefit from creating a Vision Statement because it will keep them focused on goals & avoid financial distractions #CashChat https://t.co/k80wiv4ser

[Tarra Jackson - Madam Money® @MsMadamMoney]

Q8. What role does a personal Vision Statement play in Financial Success for #College Students? @FinancialGinger #CashChat