Just got off the phone with my college roommate.
His daughter was diagnosed with leukemia in January.
He has insurance. Good insurance. The kind you feel safe having.
7 months later:
Savings: wiped out. 401k: cashed early. Penalties and all. House: refinanced to cover the gaps insurance decided werenโt their problem.
He told me heโs not the same person anymore.
Said watching your child fight for her life while simultaneously fighting an insurance company over coverage codes does something to you that doesnโt go away.
They did everything right.
Two incomes. No debt. Responsible their whole lives.
One diagnosis undid all of it in 7 months.
And somewhere a health insurance CEO is getting a $30 million bonus this quarter.
I donโt know how people defend this system with a straight face.
I really donโt.