Prestizia Insurance

President & Founder @PrestiziaInsurance |
Commercial Insurance Broker | 28 years protecting
businesses | Author | Speaker | Dallas, TX

[Prestizia Insurance @GoPrestizia]

"If you're a business tenant — your landlord's policy covers the building.
YOUR equipment, inventory, and contents? Not covered.
You need your own Commercial Property policy.
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"My son understood that protecting people was a calling.
I carry that every day.
The work we do matters. Not just for businesses — for families and futures. 🙏
#SundayMotivation #Faith #Legacy #PrestiziaInsurance"

[Prestizia Insurance @GoPrestizia]

A DFW IT consultant got sued for $150K in alleged data losses.
He had GL. No E&O.
$135,000 out of pocket — defense costs plus settlement.
Professional Liability would have covered it all.
📚 https://t.co/DZQUJ2iPwB
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"Even if you did nothing wrong — a client can still sue you.
Professional Liability/E&O covers your legal defense.
One lawsuit without it can end your business.
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"People don't buy insurance.
They buy peace of mind.
This Sunday — rest in knowing you are covered.
By your faith. By your family. And the right policy. 🙏
#SundayMotivation #Faith #PrestiziaInsurance"

[Prestizia Insurance @GoPrestizia]

A DFW shop owner closed 6 weeks after a pipe burst.
Property insurance covered repairs.
Lost $78,000 in revenue — not covered.
Business Interruption Insurance would have replaced it all.
📚 https://t.co/DZQUJ2iPwB
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

Short X version:
"Your property policy covers the building.
It does NOT cover lost income when you're forced to close.
Business Interruption Insurance fills that gap.
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"The greatest protection doesn't come from a policy.
It comes from purpose.
Know your WHY this week. Protect it fiercely. 🙏
#SundayMotivation #Faith #PrestiziaInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

After 28 years in insurance, I wrote down the stories that stuck with me. 27 real claim stories — the denials, the gaps, the lessons that cost owners dearly, and how to avoid being next. The Prestizia Protection Playbook → https://t.co/DZQUJ2iPwB

[Prestizia Insurance @GoPrestizia]

It was covered." Four words I've heard from owners standing in front of a denied claim. The policy existed. The premium was paid. But coverage isn't about HAVING a policy — it's whether it matches your real exposure.

[Prestizia Insurance @GoPrestizia]

3 coverage gaps I see most in small business:

Cyber liability ("too small to target" — you're not)
Business interruption (have it, not enough)
Employment practices (one bad hire = six figures)

Not sure if you have these? That uncertainty IS the answer.

[Prestizia Insurance @GoPrestizia]

Every Tue & Fri I send one real story from 28 years in insurance — claims that got denied, gaps owners never saw coming, and how to stay off that list. Free. It's called The Protection Circle. Join 1,300+ owners → https://t.co/Pz268hLI1U

[Prestizia Insurance @GoPrestizia]

Most owners buy insurance once and never look again. But your business changes every year — new equipment, new hires, new risk. If your policy hasn't been reviewed in 12+ months, it may already be out of date. When did you last have yours checked?

[Prestizia Insurance @GoPrestizia]

A contractor finished a job, got paid, moved on. 3 weeks later a problem surfaced — and the claim was denied. Not for bad work, but because one policy detail didn't match how he actually operated. The gap is rarely dramatic. It's a mismatch nobody caught.

[Prestizia Insurance @GoPrestizia]

"A DFW company got hit with ransomware.
11 days down. $240,000 in losses.
They had GL and Professional Liability.
No Cyber Liability.
One missing policy. Quarter million gone.
📚 https://t.co/DZQUJ2iPwB
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"60% of small businesses hit by a cyber attack close within 6 months.
Cyber Liability insurance covers:
✅ Data breaches
✅ Ransomware
✅ Business interruption
Is your business protected?
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"A DFW cleaning company skipped Workers Comp.
One slip. Broken wrist. Surgery.
$67,000 out of pocket — wiping out 18 months of profit.
Workers Comp would have cost less than $300/month.
📚 https://t.co/DZQUJ2iPwB
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"Texas doesn't require Workers Comp — but going without it is a serious risk.
One injured employee could bankrupt your business.
Protect your people. Protect your business.
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"A DFW contractor's employee got in an accident driving a personal truck on a business errand.
$85,000 in damages. Zero coverage.
Non-Owned Auto coverage costs almost nothing.
Don't find out the hard way.
📚 https://t.co/DZQUJ2iPwB
#CommercialInsurance #DFWBusiness"

[Prestizia Insurance @GoPrestizia]

"Does your business use vehicles?
Your personal auto policy won't cover business use accidents.
Check your Commercial Auto coverage today.
📞 [phone]
📬 https://t.co/ccmTjFnNwh
#CommercialInsurance #DFWBusiness"