Achievements and wealth are temporary. Good and bad things happen to all sorts of people, and people face the same end (death). Life is a gift from God. We should respect God, trust His plans, and live a simple, obedient life. Love God with all your heart. Love your neighbor.
generation defining attacker if a coach locks in realizes his potential. Jude's level of scoring, creative, and physical talent should not be wasted away in midfield
How Nigerian banks actually make money — and why you should know this.
1/ Banks take your deposits and lend them out at 25–32% interest. They pay you 4–6% for the privilege of using your money.
2/ The spread (difference between lending rate and deposit rate) is their primary revenue. The less you know, the wider that spread works against you.
3/ Bank charges you don't notice: Monthly account maintenance fees, SMS alert charges, card maintenance fees, ATM withdrawal fees. On a ₦100k balance, these can eat 2–4% annually.
4/ The alternative: Money Market Funds put your money in similar instruments — T-Bills, bank placements — but pass the returns to you instead of keeping the spread.
5/ This doesn't mean close your account. It means stop using your bank as an investment vehicle. Use it for transactions. Use MMFs for savings.
Know the difference.
@StanbicIBTC The Bluenest app has been down for over a week I can’t even access via your website , leaving me unable to access my funds. Despite sending multiple DMs, I’ve received no response. If you can’t manage our assets say it, so we go somewhere else. Very slow and trashy