Clemson Alum(I never “woo-hoo”) | Senior Gymrat🏋️♀️|Porsche enthusiast | Cancer Survivor🎗| Fitness topics | followed by Skut Farkus!| DM me for Followback
@Breaking911 Textbook poor leadership/poor management. Do not fall for any redirect spin dialogue. YOU are the root cause and YOU failed Mr CEO. The political angles are noise.
@SecScottBessent Well described here Mr. Secretary and I applaud the plan B. But why is the tariff money not being placed towards our 38.4T debt that keeps rising daily, weekly, and monthly?? Where is the tariff money going?
I just heard about a 62-year-old woman who's still consulting and pulling in $95K a year.
She filed for Social Security thinking, 'Great, I'll grab my $2,100/month now, let it sit and grow while I keep working a bit longer.'
Sounded smart on the surface, get the money early, right?
Nope. Big trap here. If you're under full retirement age (67 for most folks her age) and still earning, Social Security's earnings test kicks in.
In 2026, if you make over $24,480, they withhold $1 in benefits for every $2 above that limit.
She's at $95K—that's way over. Excess earnings: about $70,520. So they withhold roughly $35,260 of her benefits for the year.
Her full annual benefit is around $25,200... meaning they wipe it out completely. She gets zero checks. Nothing.And the kicker? By claiming at 62, she's locked in a permanent ~30% reduction.
That $2,100/month? If she'd waited until 67 (her FRA), it'd likely be closer to $3,000/month. That's $10,800+ more per year for life.
Over a 20–25 year retirement, that adds up fast—easily $200K+ in extra lifetime benefits she just gave up. Plus, she got zero from SS for those working years.
The earnings test is temporary (benefits get recalculated higher at FRA to make up for withheld months), but the early-claiming reduction? That's forever.
Bottom line: If you're still earning good money, think hard before claiming early. It usually only makes sense if you've truly stepped away from work or have health reasons to grab it now.
Anyone else run into this or other social security issues?
@RoyPhilpott Agreed! My homeowners insurance carrier actually applies a higher deductible for damages with named storms if you can believe it. Perhaps this is driven by insurance companies trying to increase profits. 🧐
@Budgetdog_ Completely disagree. Gifting money now results in the expectation of funding and they will adjust their lives accordingly to absorb it. Teaching them money management skills is far more impactful as a parent.
@chapelfowler Stop fumbling the football Randall!! If my count is right, that’s 4 fumbles in 4 games with 2 lost.. I don’t care about your ypc while you’re fumbling… you’re a big part of the problem… fix it!!
@deptulahasrage Hearing Dabo post game suggesting “they were a few plays better” makes me scratch my eyes out. 25 1st downs to 13; 1.6 ypc; and lopsided time of possession tell a completely different story! Must get to work on the play calling and find a RB with a pulse quickly pls.
Sad to hear this. Mangione was a pioneer crossing over his jazz music into pop culture during his time. Live at the Hollywood bowl album with full orchestra was fantastic. It’s a horn players must listen. RIP.
Chuck Mangione, the Grammy-winning jazz bandleader and musician who scored an unlikely top-five hit in 1978 with the jazz instrumental "Feels So Good," has died at age 84, according to a post on his official website. https://t.co/1qWfEk0Cln
@Sweetcaligurl07@AirMech1980 I get that all experiences are different based on risk factors, but LASIK is by far the best money I have ever spent on anything! Period. Had it 25+ years ago. I am retirement age now. My eyes are 20/20 and I don’t even wear readers. It’s important to choose Dr wisely.