G.R.A.C.E. Financial Coaching

Coach Suzanne: "Master your income without dismantling your lifestyle."

[G.R.A.C.E. Financial Coaching @GraceFinance]

#tuesdaytracker SAVING FOR ANYTHING!

Today's Tuesday Tracker is perfect for saving...for anything! Need a new refrigerator? Car tires looking worn? Three-day weekend trip coming up soon? Doesn't matter what it's for, this is a great tool to set a savings goal and break it into small, manageable pieces.

https://t.co/Hurtp4CxDA

[G.R.A.C.E. Financial Coaching @GraceFinance]

We are well into June already...so what did you forget to budget? 📅

I forgot that we needed to increase our Sinking Funds for our annual car tax. 🚗🚙 I know it sounds nerdy, but it's such a great feeling to auto-save a little bit every month, and when that big bill comes, to know that the money needed is sitting there, in our savings account, just waiting to be used!

[G.R.A.C.E. Financial Coaching @GraceFinance]

Time to talk about how decision fatigue affects your finances!

https://t.co/w6szo9Q4uV

[G.R.A.C.E. Financial Coaching @GraceFinance]

#SundayMorning #SundayService #SundayMotivation #SundayThoughts #SundayScripture

[G.R.A.C.E. Financial Coaching @GraceFinance]

Stop scrolling through everyone else's highlight reels—luxury cars, dream vacations, perfect homes.

That trap steals your peace and keeps you stuck in financial frustration.

Instead, focus on YOUR numbers: build that emergency fund, pay down debt, invest consistently.

Your path to freedom looks different, and that's the point. Progress over perfection. Own your journey.

#MoneyMindset #FinancialFreedom

[G.R.A.C.E. Financial Coaching @GraceFinance]

#FeedbackFriday

[G.R.A.C.E. Financial Coaching @GraceFinance]

Your dreams probably cost money.

Going back to school to better your career? Taking two weeks to see Europe? Hopping on a plane to visit family this summer? Buying a motorcycle or RV?

All of these things cost money.

If you have dreams, there is NO SHAME in directing your money in a way that you can finance your ultimate goals, no matter what you want to do! 💭

[G.R.A.C.E. Financial Coaching @GraceFinance]

#FeedbackFriday

[G.R.A.C.E. Financial Coaching @GraceFinance]

Life is kind of like sailing. During your trip, the winds will shift, and storms will hit. 🌬️⛵️⛈️

Don’t fight the wind. Adjust your sails. Pivot when needed. Learn new skills. Change your approach. Stay focused on your destination.

Flexibility doesn’t mean giving up — it means getting there smarter.

What sail are you adjusting today?

[G.R.A.C.E. Financial Coaching @GraceFinance]

Impatience is silently draining your wallet! 💸

Patience builds wealth. Wait for the deal. Stick to the plan. Let time do the heavy lifting. Your future self will thank you.

#FinancialFreedom #PatiencePays

[G.R.A.C.E. Financial Coaching @GraceFinance]

#TuesdayTracker - Vehicle Debt

Paying off a vehicle? Print this out and hang it in a place that you will see it, and stay motivated!

https://t.co/gYMX40qCb1

[G.R.A.C.E. Financial Coaching @GraceFinance]

#MemorialDay 🇺🇸

[G.R.A.C.E. Financial Coaching @GraceFinance]

NUMBER ONE FINANCIAL COACHING GOAL: "Buy a house."

Out of the hundreds (thousands?) of lead generation forms I've received in my ~10 years of coaching, this is the NUMBER ONE GOAL.

Owning your own home is still a priority in 2026, but it's definitely harder, I won't lie to you. What our grandparents and parents sacrificed to buy a house is not the same as what young adults today would sacrifice.

But if you ask me, it's still worth it. 🏠 Need help figuring out how you can save up for down payment? Shoot me a message. 💬

[G.R.A.C.E. Financial Coaching @GraceFinance]

"Do it cheap, or do it right." I need to buy windows. 🏘 A LOT OF WINDOWS.

Have you ever dealt with this kind of situation? Leave your advice in the comments. 👇🏼

This is hard for me, because I personally struggle with the back-and-forth mentality of finding the best deal versus doing the right thing, and paying up for it. 💸

As I type this, my husband and I are in a great debate - Spend $30k on standard replacement vinyl windows, or spend $70k on custom composite windows.

My fear is that the vinyl windows are the "amateur," and the custom composite windows are the "professional." That in 1-5 years, I'll regret going with the cheaper option.

What would you do?

[G.R.A.C.E. Financial Coaching @GraceFinance]

You can wait for motivation allllllllllllll day long. It might not show up.

The most successful people are SELF-MOTIVATING.

They don't wait for a lightning bolt to hit them. They go outside and listen for thunder. ⛈

Don't wait for motivation - become a self-starter. Figure out the habits that will get you to your goals. Implement those habits. If you need help with accountability along the way, reach out to me - that's literally why I'm here.

[G.R.A.C.E. Financial Coaching @GraceFinance]

When did you stop trying with money?

"You'll always have [car/house/credit card] payments—it's just part of life."
"Everyone lives paycheck to paycheck—it's normal."
"You have to spend money to make money."
"I'm just bad with money."
"It's too late/too early to start saving for retirement."

These demotivating financial cliches DRIVE ME CRAZY. 🤬

STOP THE SCARCITY MINDSET.

Track your budget numbers, focus on controllable actions (even tiny ones), and seek out evidence-based advice and guidance from an experienced Financial Coach.

[G.R.A.C.E. Financial Coaching @GraceFinance]

#HappyMothersDay #SundayMorning #SundayService #SundayMotivation #SundayThoughts #SundayScripture

[G.R.A.C.E. Financial Coaching @GraceFinance]

What's your vision for your finances?

The two most common answers I hear are "paying down debt" and "saving up money."

Both of these visions leave with more OPTIONS.

That's what I envision for my clients - a less stressful financial life that provides them with MORE options!

[G.R.A.C.E. Financial Coaching @GraceFinance]

What side of your financial lawn are you watering? Sounds like a silly analogy, but let's break it down...

Are you watering your front lawn, so that everyone else can see how beautiful your yard is, and admire it?

Or are you watering the backyard, which is behind a fence, and no one can really see it except you and your family?

Front yard = Spending your money for Instagram likes
Backyard = Saving your money for an emergency, college, vacation, etc.

[G.R.A.C.E. Financial Coaching @GraceFinance]

My client had car trouble. 🚗😢 What was supposed to be a $200, maybe $300 repair ballooned into $2,500+ VERY QUICKLY. Without her car, my client would not be able to go to work, and at this time, she also had a vacation coming up! Thanks to her diligence, we had a Car Maintenance Sinking Fund ready to go, and she paid in full when the car was fixed! 💵