Mortgage Broker Tim

Daily 90-sec market updates 🎥 | Making mortgage news easy & fun | Helping buyers, veterans & agents save more on every deal | NMLS #350913

[Mortgage Broker Tim @GreatRateTim]

@4vertz_ Nah, Tuli and Henley both ended up being great. The stupidity of sending Henley to Denver is astounding.

[Mortgage Broker Tim @GreatRateTim]

Christmas tree is up. Ladder’s still out.

Closing on a home in late November? Before you sign, let me review your Loan Estimate.

150+ wholesale lenders. I may be able to beat your mortgage deal.

Today’s inflation report hit mortgage bonds hard.

Thank you, veterans!

[Mortgage Broker Tim @GreatRateTim]

NEW: One of my lenders just introduced a cash-out refinance program allowing credit scores as low as 500.

Home equity but turned down because of credit? There may be another option.

Loan officers with declined clients, let’s connect.

Tim Stafford NMLS 350913 Edge Home Finance

[Mortgage Broker Tim @GreatRateTim]

Mortgage rates could move this week. The 10-year Treasury finished near 4.91%, and Friday’s jobs report could be a catalyst.

Buyers may also have more negotiating power.

Are you waiting for lower rates or buying now?

[Mortgage Broker Tim @GreatRateTim]

Dow down 572. Mortgage bonds up 17 bps. Good finish to the week for bonds.

I’m also giving away 12 free Best Mortgage Match shirts to verified veterans. No purchase required.

DM me VETERAN.

Best Mortgage Match | Edge Home Finance | NMLS 350913

[Mortgage Broker Tim @GreatRateTim]

Mortgage bonds rallied as the 10-year Treasury fell below 4.95%. Good news for mortgage rates? Watch.

[Mortgage Broker Tim @GreatRateTim]

The Fed held rates steady today, but mortgage bonds actually moved higher, despite two Fed members pushing for a rate hike.

Now all eyes are on tomorrow’s PCE inflation report. That could be the next big move for mortgage rates.

[Mortgage Broker Tim @GreatRateTim]

House rich but cash poor?

New home price data shows continued national appreciation. If you’ve built equity, you may have options beyond refinancing your first mortgage.

HELOCs, home equity loans, even equity sharing.

[Mortgage Broker Tim @GreatRateTim]

Mortgage rates are finally improving, but this week could change that.

The 10-year Treasury is fighting to stay below 5%. Fed Wednesday. Inflation Thursday.

Are you waiting for rates to drop further or ready to buy if the numbers work?

[Mortgage Broker Tim @GreatRateTim]

Mortgage bonds higher today. Treasury yields lower. Encouraging news for rates!

Great tip from a top listing agent at today’s conference: Take sellers to tour competing homes BEFORE listing.

Let them see what buyers see.

Smart pricing starts there.

[Mortgage Broker Tim @GreatRateTim]

Quick mortgage update from the airport!

Trump’s draft executive order could lower refinance fees, expand appraisal waivers and ease mortgage insurance cancellation.

Not signed yet, but promising news for homeowners.

[Mortgage Broker Tim @GreatRateTim]

Housing starts down over 5%. Builder confidence falling. Buyers pulling back.

Yet mortgage bonds finished higher today.

Could economic weakness eventually help mortgage rates? Worth watching.

Buying or refinancing?

#MortgageRates #HousingMarket

[Mortgage Broker Tim @GreatRateTim]

Two hot inflation reports, yet mortgage bonds finished higher.

AI debt concerns are pushing investors toward safer bonds. The 10-year Treasury closed near 5.06%.

Encouraging news for mortgage rates, but volatility remains.

Are you waiting to buy?

[Mortgage Broker Tim @GreatRateTim]

Mortgage bonds got hammered after this morning’s hot CPI report, then recovered everything and finished higher.

Another inflation report tomorrow could shake things up again.

Buying or refinancing? Let’s review your options.

949-355-3004

[Mortgage Broker Tim @GreatRateTim]

Mortgage bonds finally broke through resistance today, but tomorrow could get interesting.

Saudi Aramco missile reports, oil price concerns, and a major inflation report are all in play.

Floating your mortgage rate? Be careful.

I’ll be watching tomorrow.

[Mortgage Broker Tim @GreatRateTim]

@Villgecrazylady She’s better than the talking heads being bought by AIPAC.

[Mortgage Broker Tim @GreatRateTim]

Mortgage bonds rallied today after Iran news and a strong Treasury auction.

Now Gulf oil disruptions could put pressure on rates tomorrow.

Buying or refinancing? Today’s mortgage pricing may be worth locking before the market changes again.

[Mortgage Broker Tim @GreatRateTim]

87% of renters want to own a home, but many think they need 20% down.

You may not.

Qualified buyers may have options for 100% financing.

If the down payment is what is stopping you, reach out before you count yourself out.

[Mortgage Broker Tim @GreatRateTim]

Who is watching your mortgage after you close?

Rates change. Home values change. Credit changes. Refinance opportunities come and go.

Your mortgage professional should still be paying attention.

Already have a mortgage? Message me MORTGAGE.

Buying? Send me your Loan Estimate.

[Mortgage Broker Tim @GreatRateTim]

Mortgage rates are higher right now.

If you already have a Loan Estimate, send it to me.

Not every broker gets the same pricing, even from the same lender.

Let me compare your deal. 949-355-3004