Valid point on the certainty.
Treasuries lock in $42k/year + full principal back.
S&P 500 + withdrawing $40k/year has historically left most people with multi-millions after 30 years… but yes, sequence risk exists.
The real trade-off is guaranteed income vs higher expected wealth (with volatility).
How much certainty is worth giving up the upside for you?
This is the core of selling cash-secured puts - you get paid upfront for the obligation to buy something you already like at a price you’re happy with.
Looking at the numbers on this one though:
~$31.6k premium collected
But ~$316k–$348k capital locked for 2.5 years.
That’s only ~4% annualized if they expire worthless. For the capital and time involved, the return is quite low.
We run a systematic, shorter-dated version of the same idea with automation so capital turns over much faster and we can scale across multiple names.
This is the core of selling cash-secured puts - you get paid upfront for the obligation to buy something you already like at a price you’re happy with.
Looking at the numbers on this one though:
~$31.6k premium collected
But ~$316k–$348k capital locked for 2.5 years.
That’s only ~4% annualized if they expire worthless. For the capital and time involved, the return is quite low.
We run a systematic, shorter-dated version of the same idea with automation so capital turns over much faster and we can scale across multiple names.
Seeing more people join the paid plans lately. Android app release seems to be helping. Looking forward to the iOS release so we can reach even more people.
The system is doing its job - clear process, real data, consistent approach.
Grateful for everyone putting in the work and learning with us 🙏
Biggest mistake I see with Cash Secured Puts:
Selling puts too close to expiration just for higher premium.
High premium usually = high gamma risk.
When the stock moves against you in the final days, the loss accelerates fast.
Better approach for most people:
> 21–45 days to expiration
> Delta 0.15–0.30
Lower stress. More consistent results.
One of the best parts of Cash Secured Puts:
You can be wrong on direction and still make money.
Stock goes up → you keep the premium
Stock goes sideways → you keep the premium
Stock drops a little → you still often keep the premium
Only a big drop creates assignment (and even then you buy a good stock at a discount 😜 )
@painandprofit Agree 100%
DTE and delta are just the entry filter. The real work is the assignment thesis & total exposure before you collect the premium.
How do you handle sizing when earnings are involved?
Educational model results:
• $48,849 realized
• $7,938 currently open
• 91% win rate
We share this data so people can learn how a systematic Cash Secured Put approach can look in practice.
100% educational. Not financial advice.
Past model results do not indicate future performance.
What part of CSP trading do you want to see broken down next?