Top 10 Indian States by Debt Per Person (2025–2026)
1- Kerala = ₹1,39,818 per person
2- Tamil Nadu = ₹1,34,000 per person
3- Haryana = ₹1,28,250 per person
4- Telangana = ₹1,27,860 per person
5- Punjab = ₹1,23,000+ per person
6- Karnataka = ₹1,17,885 per person
7- Maharashtra = ₹72,321 per person
8- Gujarat = ₹71,875 per person
9- Uttar Pradesh = ₹36,308 per person
10- Bihar = ₹30,400 per person
🇨🇳 China buys 740,000 ounces of gold worth $3,100,000,000
This is the 23rd consecutive month of gold accumulation by the Chinese government.
Over the past 23 months, China has added 4.67 million ounces of gold to its reserves, worth approximately $19.5 billion.
China now holds roughly $323.5 billion worth of gold in its reserves.
ICICILombard reports its Q2 results;
⏩Combined Ratio At 107% Vs 105.1% (YoY)
⏩Net Earned Premium Up 17.7% At ₹6,651.87 Cr Vs ₹5,652 Cr (YoY)
⏩Total Income Up 19.2% At ₹7,843.72 Cr Vs ₹6,583 Cr (YoY)
⏩Underwriting Loss At ₹318.38 Cr Vs ₹178 Cr (YoY)
⏩Approves Interim Dividend Of ₹7/Sh
📚 TODAY’S LEARNING👇😊
Why does crude oil matter to Indian investors?
India imports a large amount of crude oil.
Higher crude can mean:
Higher oil → Higher import bill → Inflation pressure → Rupee pressure → Margin pressure for some companies → Market volatility
So when you see crude moving sharply, don’t look only at the oil chart.
Ask: “Which Indian sectors benefit and which sectors get hurt?”
💰 INVESTING IDEA OF THE DAY
💻 IT SECTOR WATCH
Indian IT showed relative strength today, with the sector gaining around 1.1% according to Reuters, helped by strong earnings from HCLTech.
Instead of saying “BUY this stock”, the daily investing segment will explain:
Business → Growth → Valuation → Technical Setup → Risk → Investor Time Horizon
📈 TRADING IDEA
NIFTY — CONDITIONAL SETUP
Rather than blindly giving a BUY/SELL call:
🟢 Above today’s high: bullish continuation can be considered after confirmation.
🔴 Below today’s low: weakness can accelerate if selling volume confirms.
⚪ Between both levels: avoid chasing; wait for a breakout/rejection.
Remember: Levels are a framework, not a guaranteed prediction.
🇺🇸 US Markets: S&P 500 closed almost flat at 7,805, while Dow fell 0.3% and Nasdaq slipped 0.2% on Tuesday. Investors are watching inflation and Fed policy closely.
🇪🇺 Europe: European markets are showing strength, with technology stocks supported by strong ASML guidance and continued AI-infrastructure demand.
🌏 Asia: Asian markets have been mixed as investors balance technology-sector momentum against higher oil prices and geopolitical risk.
🛢️ Crude Oil: Brent is around $106/barrel, with Middle East tensions keeping supply concerns elevated. This remains a major risk for oil-importing economies such as India.
🥇 Gold: Gold remains sensitive to the upcoming US inflation data and changing Fed-rate expectations.
₿ Bitcoin/Crypto: Crypto remains highly sensitive to global liquidity, dollar movements, yields and risk appetite.
💵 US Dollar: The dollar is being closely watched as markets reassess the Fed’s next move following inflation developments.
🇮🇳 INDIA MARKET VIEW
Nifty 50: 22,622.70 🔻 0.44%
Sensex: 72,781.89 🔻 0.34%
Indian markets closed lower today as higher crude prices and continued foreign selling weighed on sentiment. IT stocks remained relatively strong.
🔎 What matters tomorrow?
Bullish trigger:
IT strength + improving global risk sentiment + decline in crude.
Bearish trigger:
Higher crude + continued FII selling + further rise in US yields.
⚠️ Expect volatility around global inflation and Fed-related developments.
*7 things money buys that you’ll value more as you grow older:*
1) The freedom to quit: Leaving a toxic job without rushing into another.
2) Better decisions: Not choosing out of financial desperation.
3) Expertise: Hiring a good CA, lawyer or financial adviser.
4) Better healthcare: Affording check-ups and timely treatment.
5) Room to experiment: Building a business or switching careers without immediate returns.
6) Privacy: Making personal choices without explaining yourself.
7) The ability to help without hurting yourself: Helping your family without risking your own future.
What would you want money to buy you first?
❤️The power to choose
🙏Peace of mind
👍Time with loved ones
*7 things money buys that you’ll value more as you grow older:*
1) The freedom to quit: Leaving a toxic job without rushing into another.
2) Better decisions: Not choosing out of financial desperation.
3) Expertise: Hiring a good CA, lawyer or financial adviser.
4) Better healthcare: Affording check-ups and timely treatment.
5) Room to experiment: Building a business or switching careers without immediate returns.
6) Privacy: Making personal choices without explaining yourself.
7) The ability to help without hurting yourself: Helping your family without risking your own future.
What would you want money to buy you first?
❤️The power to choose
🙏Peace of mind
👍Time with loved ones