Scott Hamilton, CFP®

We help Baby Boomers align their values, visions, and goals to create a comprehensive financial plan and investment management.

[Scott Hamilton, CFP® @HFPlan]

Ever wondered how $5 a day invested grows? Check out our new blog post here and use our interactive slider! https://t.co/5GPNADq53N

[Scott Hamilton, CFP® @HFPlan]

Downturns are part of the ride, and our latest article explains why staying the course beats trying to time the market, so give it a read.
https://t.co/O74cPEGPpL

[David Sacks @DavidSacks]

Dario has written that we need to “pace the frontier,” and Sam has agreed. People may be surprised by my response: go ahead.

You guys are the frontier. By any reasonable metric — market share, revenue growth, model capability — the two of you have a duopoly on frontier intelligence. You’ve also claimed the lead is widening because of recursive self-improvement.

I don’t see what you see in the lab. If the unreleased models are scary enough that you think you should slow down, I support your decision to be responsible.

But stop pretending you need anyone else’s permission. Stop pretending antitrust law has to be suspended so you can form a cartel. Stop pretending you need a regulatory approval process that supersedes product liability. Stop pretending METR is independent when it is intertwined with Anthropic’s investors and staff. Stop pretending you need those same evaluators to police competitors who aren’t even at the frontier.

Most of all, stop pretending the motivation to slow down is purely altruistic. You face massive product-liability exposure if your products enable a truly damaging cyberattack. The market already punishes models that behave in unpredictable or unauthorized ways. After the Hugging Face episode, it is simply good business for OpenAI and Anthropic to trade some raw power for reliability and predictability. Call it alignment if you want. It is also just giving customers what they want.

Pacing the frontier would also create breathing room for a more intelligent conversation about regulation than Bernie Sanders’ “shut it all down.” China is very unlikely to join a global agreement, as you know, and that has to be taken into account as well.

So go ahead and pace the frontier. You are the ones setting it. The easiest way not to build superintelligence is for you to agree not to build it. Demanding your preferred regulatory framework as the price of that will look like blackmail of the public and the political system. So just do it.

If you do, you’ll buy goodwill for the next conversation. If you don’t, we’ll know this was just another bid for regulatory capture — or an election-season psyop.

[Gavin McHugh @gavinmchughh]

Texas did it

[Dolly Parton @DollyParton]

A message from the family of Dolly Parton.

[Scott Hamilton, CFP® @HFPlan]

New rules expanded 529s and what they cover - check out our new blog now!

https://t.co/JfNt9t5qzv

[Scott Hamilton, CFP® @HFPlan]

Educational trusts aren't just for the rich, see our new article on these here

https://t.co/ohikLNqbiz

[Scott Hamilton, CFP® @HFPlan]

Not sure how a spouse remarrying after your death will affect the inheritance of your children? Read our new article to make sure your kids get what you want them to. -> https://t.co/TqPJVs8AmA

[Scott Hamilton, CFP® @HFPlan]

Worried about carrying a Mortgage into retirement? Here are the pros and cons

https://t.co/a5qctVuXKs

[Scott Hamilton, CFP® @HFPlan]

Worried about bank runs and bank collapse? You probably shouldn't be 👇

https://t.co/88wN2zOUhd

[Scott Hamilton, CFP® @HFPlan]

New blog this week answers: How much can you spend in retirement?

https://t.co/FoT2e2UOtP

[Scott Hamilton, CFP® @HFPlan]

It's reasonable to fear a market crash, but what happens if it crashes right as you retire? New blog -> https://t.co/dqkZtQoYva

[Scott Hamilton, CFP® @HFPlan]

Yahoo!

[Michael Dell 🇺🇸 @MichaelDell]

Today, with 97% approval, Dell shareholders voted to bring our legal home to Texas.

This is home and where we’ve always belonged. Texas gave us the talent, the universities, and the environment to build something that lasts.

Proud to make it official. Let’s go. 🤠

[Scott Hamilton, CFP® @HFPlan]

https://t.co/2FObBmbzDq

[Scott Hamilton, CFP® @HFPlan]

Our new blog this week touches on this topic, but I would like to reiterate how interesting the vanguard advisor alpha study is - showing that advisors can provide up to 3% improvement in performance.
Blog here:
https://t.co/OJwllGi9Bd

[Scott Hamilton, CFP® @HFPlan]

If you don't know about working with a financial advisor here's the best list I've seen on it, the top 5 biggest life reasons to work with a financial advisor ⤵️
https://t.co/OJwllGi9Bd

[Scott Hamilton, CFP® @HFPlan]

Hey y'all, check out the new blog on how inflation kills financial plans

https://t.co/GYPJj2FgE9

[Scott Hamilton, CFP® @HFPlan]

Is your savings account costing you thousands? For many Americans it is. Check out our new blog and why you should move to a money market account yesterday.

https://t.co/KtxlyplmdF

[Scott Hamilton, CFP® @HFPlan]

How To Reduce Taxes And Build Wealth With QCDs(Financial Advisor)

https://t.co/axh7eOVwr3