Hall of Fame Lender

[Hall of Fame Lender @HOF_Lender]

@snowyxq1 Not you! Hahahah

[Hall of Fame Lender @HOF_Lender]

🏫 Class is in session!

Your mortgage payment is made up of PITI:

P – Principal
I – Interest
T – Taxes
I – Insurance

One payment covering all four. 🏡

I’m Avon Cobourne — your Hall of Fame Lender with NFM Lending.

Did you know this already? 👀

#MortgageTips #HomeBuying

[Hall of Fame Lender @HOF_Lender]

🏡 Mortgage Tip!

The interest in your mortgage payment 💰 is the cost of borrowing money to buy your home.

It’s what allows you to own today instead of waiting years to save.

Buyers & Realtors👇
Did you know this?

Avon Cobourne
Hall of Fame Lender | NFM Lending

#MortgageTip

[Hall of Fame Lender @HOF_Lender]

🏡 Mortgage Myth: Your payment just disappears every month.

Truth: Principal in your PITI payment reduces your loan balance and builds equity. 📈

Every payment = owning more of your home.

Realtors — do your buyers understand this?

Avon Cobourne
Hall of Fame Lender
NFM Lending

[Hall of Fame Lender @HOF_Lender]

Your credit score isn’t random.

3 things influence it the most:
• Payment history
• Credit utilization
• Length of credit history

If you’re planning to buy a home, these matter more than almost anything else.
Watch the quick breakdown.

Avon Cobourne
NFM Lending
609-743-4202

[Hall of Fame Lender @HOF_Lender]

The Raq in her element. @WVUfootball

[Hall of Fame Lender @HOF_Lender]

War 🌍
Rates up a little 📈

And buyers freeze.

But smart buyers know this:
Less competition = more negotiating power.

Sometimes the best time to buy is when everyone else is waiting.

Realtors… what are you seeing in your market? 👇

#RealEstate #MortgageTips #HousingMarket

[Hall of Fame Lender @HOF_Lender]

🚨 Realtors…Not all pre-approvals are equal.

The strongest buyers are FULLY UNDERWRITTEN before they even find a home.

✔️ Income verified
✔️ Credit reviewed
✔️ Assets cleared

Result?💥 Stronger offers⚡ Faster closings 🏡 Deals that actually make it to the finish line

[Hall of Fame Lender @HOF_Lender]

@AmericaRedVoice Yes

[Hall of Fame Lender @HOF_Lender]

Realtors know the truth…

🏡 Offers get written
🌙 Late at night
📅 On weekends

Good thing your lender works those hours too.

Watch the video 👇

📲 The Hall of Fame Lender
609.743.4202

Comment: Latest time you’ve written an offer?

#RealtorLife #MortgageLender #RealEstate

[Hall of Fame Lender @HOF_Lender]

🚨 Buying a home? Don’t sabotage your mortgage.
While under contract:

❌ Don’t open new credit
❌ Don’t finance a car
❌ Don’t change jobs
❌ Don’t move large amounts of money

One move can change your approval.
📞 Call your lender first.

What mistake have you seen kill a deal

[Hall of Fame Lender @HOF_Lender]

Most people think it’s about income…

It’s not.

It’s about DTI (Debt-to-Income Ratio) 💳 vs 💰

That number decides:
🏡 Approval
💵 Buying power
🔥 Your offer strength

A real pre-approval = strategy, not just numbers.

Do you know your DTI?

#Mortgage #RealEstate #HomeBuying

[Hall of Fame Lender @HOF_Lender]

It’s National Cheesesteak Day 🧀🥩

And just so we’re clear… it’s NOT a “steak and cheese” 😅

Big news: I’ll be licensed in PA next month 🏡
Buying or refinancing? I got you.

Know a realtor? Let’s connect 🤝

#CheesesteakDay #Mortgage #RealEstate

[Hall of Fame Lender @HOF_Lender]

You don’t need a down payment to buy a home…

USDA loans = based on income + location
Not your bank account 👀

0% down. Flexible guidelines.
And many areas qualify that U wouldn’t expect.

Have you checked your area?

Reply “USDA” and I’ll tell you 👇
#RealEstate #MortgageTips

[Hall of Fame Lender @HOF_Lender]

There are only two types of pain in this market:

Discipline… or regret.

The difference?
One has a plan.
The other has excuses.

Great agents don’t just show homes—
They help clients move when it matters. 🏡🔥

#RealEstate #Mortgage #RealtorLife

[Hall of Fame Lender @HOF_Lender]

STOP overthinking home loans.

• You don’t need 20% down
• You may only need ~3%
• You can avoid upfront MI
• You can leverage equity

Average buyers take loans.
Smart buyers use strategy. 🔑

[Hall of Fame Lender @HOF_Lender]

I think he forgot he party that harboring Pedo’s ☕️

[Nick Sortor @nicksortor]

@mattvanswol I didn’t even know animal abuse was a partisan issue.

Seems Democrats proved me wrong.

[Hall of Fame Lender @HOF_Lender]

Most see the suit, titles, results…
not the foundation.

Man of faith. Husband. Father of 4.

That’s why I move with integrity—
doing what’s right when no one’s watching.

That standard shows up in every deal.

#RealEstateLife #MortgageTips #LeadershipMatters

[Hall of Fame Lender @HOF_Lender]

🚨 STOP SCROLLING 🚨

You DON’T need 20% down to buy a home. 🏡

Watch @halloffamelender go superhero mode to bust another mortgage myth. Many first-time buyers may qualify with $0 out of pocket or as little as 3–5% down.

Don’t let bad info keep you renting.

DM “HERO” for info