Holly Porter

#1 Best Selling Author~Intl. Speaker~Podcast Host ~ Real Estate Broker~Coach~Healer~Mom~Grandma~Build a Profitable, Predictable, & Sustainable Business

[Holly Porter @HOLLYShaps]

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[Holly Porter @HOLLYShaps]

The latest episode has just dropped - https://t.co/Lsfp5ODONq

[Holly Porter @HOLLYShaps]

Join me tomorrow 3-11-23 on https://t.co/2Mccjn2V24

[Holly Porter @HOLLYShaps]

Feeling cash-strapped? First-time home buyers have lots of options when it comes to qualifying for loan programs. Some loan programs even let you roll the cost of repairs into your mortgage!

[Holly Porter @HOLLYShaps]

Being too picky about your property can narrow your choices and push you to pass over solid contenders in the hopes that something better will come along. Which it likely won’t.

[Holly Porter @HOLLYShaps]

Be strategic with your spending. When all is said and done with your home, you should aim to have 3-6 months of living expenses in an emergency fund.

[Holly Porter @HOLLYShaps]

In the best-case scenario, any homebuyer would start planning out their home-buying timeline at least a year in advance!

[Holly Porter @HOLLYShaps]

It might sound like a good idea to have a four bedroom house, but is it really practical? Don’t let yourself get drawn to the biggest house if you don’t actually need the space.

[Holly Porter @HOLLYShaps]

Get a survey done on your property so that you know exactly what you’re buying. Knowing your property lines help you know what land is your responsibility to maintain.

[Holly Porter @HOLLYShaps]

Lenders need to see that you’re reliable and smart with your money, and they do this by studying your paper trail. Don’t move or spend anything out of the ordinary 3-6 months before you plan to buy.

[Holly Porter @HOLLYShaps]

Do some research about the area of your home and think ahead to make sure you’re covered for the worst-case scenario - like if you have to rebuild your home from the ground up.

[Holly Porter @HOLLYShaps]

If a house has been on the market for a while and the price has been lowered a few times already, work with your real estate agent to strategize ways you can lower the cost.

[Holly Porter @HOLLYShaps]

Virtual tours are becoming more and more popular, but they don’t allow shoppers to observe every detail of a home—like the smell of the carpet or the sound from the streets outside.

[Holly Porter @HOLLYShaps]

Your credit score determines whether you qualify for a mortgage and will affect the interest rate that lenders will offer. Make sure that you do everything you can to strengthen your credit score.

[Holly Porter @HOLLYShaps]

If you’re purchasing a foreclosed property or displacing renters, make sure to do a final walkthrough of the home to make sure no last-minute damage was done.

[Holly Porter @HOLLYShaps]

Check for lead in the paint! Despite the fact that sellers are required to fill out a lead-pair disclosure form in most states, some houses still slip through the cracks.

[Holly Porter @HOLLYShaps]

Be sure to obtain pre-approval instead of just pre-qualification, which is just a preliminary letter from your bank without any official green light to move forward.

[Holly Porter @HOLLYShaps]

Remember that cosmetic issues like peeling paint, dirty carpets, and paint colors can always be changed!

[Holly Porter @HOLLYShaps]

Most homes go up for sale in the warmer months of the year. This means that while there’s more inventory during spring and summer, you’ll likely get a better deal in the colder months.

[Holly Porter @HOLLYShaps]

If you get to a point where you get too overwhelmed, and your judgment is clouded, you may end up overpaying for a home or overlooking other important aspects of the homebuying process.