HaiPay

Local payment infrastructure for global growth.
Cards + 150+ local payment methods, subscriptions & payouts.
Talk to sales ↓

[HaiPay @HaiPay_official]

Sell globally. Get paid locally.

HaiPay is local-first payment infrastructure for global digital businesses: pay-ins and payouts, #localacquiring across 150+ #localpayment methods, global #cards acquiring, #subscription billing. One integration.

What each does, below.

[HaiPay @HaiPay_official]

Every economy's own change, why the series differ in coverage, and what the cash stock does not measure:
https://t.co/d8sXzosI3s

[HaiPay @HaiPay_official]

ATM cash withdrawals fell in 21 of 23 economies between 2019 and 2024, a median fall of 27.3%, in BIS payment statistics. China -60.2%, the UK -53.5%, the US -43.8%.

Yet cash in circulation rose in 18 of 20 currency areas. Relative to GDP, cash fell in 14 of 20 and rose in 6.

[HaiPay @HaiPay_official]

Who rose, who fell, and why the median says more than the average for payment teams:
https://t.co/vpJMXX6RjP

[HaiPay @HaiPay_official]

78.7% of adults worldwide had an account in 2024, up from 73.8% in 2021, per World Bank Global Findex.

Across 117 economies surveyed in both rounds, the median change was 0.7 points. India rose 11.5 points to 89.0%. 69 economies moved under 5 points.
https://t.co/vpJMXX6RjP

[HaiPay @HaiPay_official]

@BNYglobal @Citadel @citsecurities Settlement within minutes puts the collateral clock in focus. The ledger position also needs to map back to the repo record and cash movement, so operations can reconcile what moved and when.

[HaiPay @HaiPay_official]

@allpaypayz A required wager before withdrawal makes the deposit-to-payout trail worth examining. Linking a payout request to its deposit reference can help isolate funds under review and give support a precise reason for a pending withdrawal.

[HaiPay @HaiPay_official]

@financialit_net Real-time risk evaluation across markets still needs a payment-level action. Map the result to authorisation, review or decline, and retain the reason with the transaction so a later dispute can be traced back to the decision.

[HaiPay @HaiPay_official]

Full numbers, how the World Bank defines the series, and what the data do not say about why:
https://t.co/oia28dRHgq

[HaiPay @HaiPay_official]

Mexico received $65.1bn in remittances in 2025, down 4.2% from $67.9bn. First annual fall since 2013, after eleven straight years of growth.

It is the only decline among the 20 largest recipients. The world total rose 6.4% to $925.6bn. World Bank data; 2025 values are estimates.

[HaiPay @HaiPay_official]

@SoFiTechSol Knowing why a transaction was flagged matters when the decision reaches a customer. Pass the relevant signal with the payment record so reviewers, support teams and merchants can explain a hold and assemble dispute evidence without guessing what the model saw.

[HaiPay @HaiPay_official]

Why the same four closure labels land so differently across firms, and what a low relief rate does and doesn't mean:
https://t.co/l6nv8yHmbp

[HaiPay @HaiPay_official]

39,455 US money-transfer and wallet complaints reached the CFPB from 1 Oct 2025 to 14 Oct 2026. 7.7% closed with monetary relief, 13.7% with relief of any kind.

Fraud or scam: 28.8%, the top issue. HaiPay count of the public database; complaints are not verified by the bureau.

[HaiPay @HaiPay_official]

What changed month by month, what it means for commerce platforms, and who the deadlines actually bind:
https://t.co/yG7F6fkgep

[HaiPay @HaiPay_official]

CISA's median deadline to patch a known-exploited flaw: 21 days in 2022, 2023, 2024 and 2025. In 2026: 3.

Of 134 entries added since June, 106 carry 3 days and none carries 21. HaiPay count of the KEV catalogue, v2026.10.13. Binds US federal agencies only.

[HaiPay @HaiPay_official]

@richardturrin Tokenised assets still settle against bank balances. The handoff needs a posting reference that links the asset movement to the cash entry; without it, reconciliation gets harder as settlement paths diverge.

[HaiPay @HaiPay_official]

@oost_marcel @Mastercard Offline approval only settles the immediate checkout problem. The authorisation record also needs to survive until connectivity returns, so clearing can be matched to what the card and terminal approved locally.

[HaiPay @HaiPay_official]

@SoFiTechSol A hybrid card programme needs clear ownership when settlement does not match the transaction record. The exception has to reach the team that can resolve it, or the customer experience remains owned in name only.

[HaiPay @HaiPay_official]

@pymnts Connecting treasury systems to payment rails and controls still leaves a gap if the payment reference drops out. Carrying that reference into the bank statement lets teams trace a cash movement back to the decision and control behind it.

[HaiPay @HaiPay_official]

Source: Saudi Central Bank (SAMA), Media Center, 13 October 2026.
https://t.co/oGCg71nyBa

[HaiPay @HaiPay_official]

NEWS: Saudi Arabia's central bank licensed another money changer, and put the published total at 64.

Our read: A money-changing licence covers buying, selling and exchanging foreign currency, plus currency import and export. Which of those 64 can receive and settle a merchant's order funds is a separate question — and SAMA publishes the list to check against.