Dr Harjinder Kaur Talwar

Business Woman; Chair: #Startup20 Inclusion track; Member, National MSME Board, Board Member & Vice Chair @IWECaward

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

When leadership endures for a decade or more, it shapes institutions, not just policies. Prime Minister Shri Modi's 4,399 days in office have coincided with India's rise as the world's fastest-growing major economy. The continuity of reform — across infrastructure, enterprise, and social empowerment — has been the defining dividend.

#LongestServingElectedPMModi @narendramodi @ficci_india

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Delayed payments to MSMEs are a recurring problem with no end in sight, and the picture tells an alarming story.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Nearly 1 in 3 women and 1 in just over 4 men are overweight, according to the latest round of NFHS.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

may find / unlikely to find.. English is a phunny language.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Oman's last bilateral trade deal was with the US — in 2006. This one with India is different in scale and ambition. Better market access, deeper supply chain links, real mobility for professionals and entrepreneurs. The foundation is there. Now it's about execution.

[FICCI @ficci_india]

The India–Oman CEPA is coming into effect from today. It is expected to strengthen trade, services, investments and professional mobility between the two countries.

Swipe through to explore:
📊 Partnership in Numbers
💼 Services & Professional Mobility
🌟 Landmark Features, and
🖥️ Sectors to benefit

#IndiaOmanCEPA

@PMOIndia @PiyushGoyal @PiyushGoyalOffc @CimGOI

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

hat tip: Mint

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Nobody designed SVANidhi as a women's scheme. Yet 51.4% of its beneficiaries are women. Because that's who was always at the stall — before sunrise, without a credit score, without a bank's attention. 8.41 billion digital transactions later, they're not invisible anymore.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

India's out-of-pocket health expenditure declining from 64.2% to 43.4% of total health spend over a decade is a public health win. The reduced household health burden means more disposable income and stronger consumption demand @MoHFW_INDIA

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Beauty is now 1 in every 5 orders on Myntra. And, Japanese beauty products are emerging as the next big trend in India

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Did You Know, air conditioners are already contributing 60–70 GW to peak demand, and their growth is outpacing the grid's ability to keep up after sunset.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Do we know about REITs better? #women #investing

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Personal finance 101 #women

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

12 semiconductor projects approved. ₹1.64 lakh crore in investment. Tata Electronics + ASML now tied up for India's first 300mm fab in Dholera.

The Techade is here. 🇮🇳

https://t.co/0AGSwTbeJh

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

Relocating for work — up 31.4% YoY in Jan-Apr 2026 YoY.

Are our urban centres ready?

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

In FY26, women-led MSEs on GeM secured orders exceeding ₹28,000 crore — a meaningful signal that digital public procurement is becoming a real growth channel for women entrepreneurs, not just a policy aspiration.

The platform now hosts over 1.36 lakh government buyers and nearly 25 lakh sellers, with nearly 72 per cent of active sellers being micro and small enterprises.

https://t.co/4uVdtovOyp

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

The boardroom quiets down. The calls end. But the conviction that brought you to this work — that never clocks out.

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

So here's a thought — don't wait for the crisis to pass to plan that trip.

Go trek in an unknown location in Uttarakhand before the crowds discover it. Eat in Chettinad. Sleep in a haveli in Shekhawati. Watch the sun set over the rural outskirts of UP.

India has been waiting for you to show up. This is finally the year. 🧵3/3

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

आपदा में अवसर.

Hon'ble PM @narendramodi's call to avoid foreign travel is an involuntary shift in demand worth thousands of crores. Indians who'd have spent in Bangkok or Bali should now be looking inward.

The question isn't whether domestic footfall will rise. It will. 🧵1/3

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

India's tourism economy is not five-star hotels. It is 90% MSME.

The weaver in Varanasi. The woman running a homestay in Coorg. The karigar cluster in Jaipur. The dhaba outside every heritage site.

This moment must be channelled into Tier 2 destinations and women-led enterprises. 🧵2/3

[Dr Harjinder Kaur Talwar @HarjinderTalwar]

An IMF working paper out this week has a finding worth pausing on: states that digitised public administration saw higher productivity growth among MSMEs

https://t.co/KqWfNDKFdj