Harsh Shethia

👔Wealth Coaching for Founders, Senior Execs, HNI, Family offices to build generational wealth
Free Wealth Clarity Roadmap Here👇

[Harsh Shethia @HarshShethia]

#RetirementPlanning #MumbaiFinance #WealthManagement #FinancialFreedomIndia #WealthCoach #RetirementCorpus #InflationIndia #HindiFinance #PersonalFinanceIndia #IndianInvestor

[Harsh Shethia @HarshShethia]

Mumbai mein retire karna hai?
2026 → ₹10 Crore
2030 → ₹13 Crore
2035 → ₹17 Crore
2040 → ₹22 Crore
2050 → ₹36 Crore
Yeh sirf ₹3L/month ki comfortable lifestyle ke liye hai.
Reply your retirement year — aapka personal number batata hoon

[Harsh Shethia @HarshShethia]

India's official inflation: 5.4%
Your actual inflation if you're upper middle class:
🎓 School fees: +12–15%
🏥 Private healthcare: +12–15%
✈️ Travel & lifestyle: +15–20%
CPI measures the average Indian.
You are not the average Indian.
A 12% return against 15% lifestyle inflation

[Harsh Shethia @HarshShethia]

⚠️ Disclaimer: Financial investments are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing. This content is for educational purposes only and does not constitute financial advice.

[Harsh Shethia @HarshShethia]

Market ne 40 saal mein 11 baar crash kiya.
Har baar experts ne kaha — "sab khatam."
Har baar market ne naya high banaya.
Average crash duration: 8 months.
Average recovery: 16 months.
Jo bhaaga → pachtawa.
Jo ruka → returns.
Yeh data hai. Opinion nahi.

[Harsh Shethia @HarshShethia]

#WealthManagement #InvestorBehaviour #IndianMarkets #LongTermInvesting #PortfolioStrategy #FinancialPlanning #EquityInvesting #BehaviouralFinance #MarketCrash #HNIInvesting #MutualFunds #SEBI

[Harsh Shethia @HarshShethia]

Rajesh Exports allegedly faked ₹15.15 lakh crore in revenue — 99.80% of everything they ever reported — over five straight years.

#RajeshExports #GoldScam #LIC #RajeshMehta
https://t.co/Yi0rl4lP8D

[Harsh Shethia @HarshShethia]

₹1,00,000 CRORE is sitting unclaimed in India's financial system right now. And some of it could literally be yours. 🔴
Forgotten Fixed Deposits. Lapsed insurance policies. Unclaimed dividends. Abandoned mutual funds.
https://t.co/iMSB5vXGOd

[Harsh Shethia @HarshShethia]

Saroj Goenka sold Emami shares → ₹26.77 crore in capital gains → built a house → claimed full Section 54F exemption.

https://t.co/kszpYor0Az

[Harsh Shethia @HarshShethia]

@SteamVibeLtd Unfortunate reality.

[Harsh Shethia @HarshShethia]

A 29-year-old earning ₹30,000/month ended up with ₹40 lakh in debt across 54 loan accounts. This is not an exception. This is a pattern — and fintech companies designed it that way. 🧵
#genz #debttrap
https://t.co/u2N2k4eEn1

[Harsh Shethia @HarshShethia]

→ Bundled WPL franchise worth ~$160M standalone

This is textbook alternative investment thinking.
Buy scarce. Buy during fear. Hold through noise.

HNIs globally are waking up to sports as an asset class.
The question is — are you already too late?

[Harsh Shethia @HarshShethia]

What if the best performing asset in your portfolio
could have been a cricket franchise?

$111M in 2008 → $1.78B in 2026.
16.64% CAGR. 18 years. Consistent.

#IPL #RCB #HNI #ipl2026 #iplchampions
https://t.co/4imZH4vNFB

[Harsh Shethia @HarshShethia]

→ Scarce asset (only 10 IPL licences exist)
→ Scalable brand (Kohli's global reach = international monetisation)
→ Media flywheel (Cricbuzz + Willow TV + MLC + London Spirit)
→ Cyclical discount (bought during Kohli retirement fears)

[Harsh Shethia @HarshShethia]

They had Kohli. They had de Villiers. They had Gayle.
And still — 17 years. Zero trophies

#RCB #IPL #CricketFinance #BusinessLessons #WealthMindset #StartupIndia #Investing #FinancialFreedom #ViratKohli #RCBChampions
https://t.co/wwtUvFNcxU

[Harsh Shethia @HarshShethia]

#Sensex #StockMarketIndia #MSCIRebalancing #NiftyToday #MarketCrash #IndianStockMarket #StockMarketCrash #FinancialLiteracy #InvestingIndia #PassiveFunds #MarketEducation #Nifty50 #SensexToday #StockMarket #RetailInvestor

[Harsh Shethia @HarshShethia]

850 points. 10 minutes. Zero news. 🤯
While everyone was refreshing their portfolios in panic today — almost nobody understood what actually happened.
It wasn't a crash. It wasn't FIIs fleeing. It wasn't the economy breaking https://t.co/BConmJiGDn

[Harsh Shethia @HarshShethia]

#taiwan overtakes #india on the stock market.
India has lost the #ai race
One company #tsmc leads the pack

How can you add AI companies to your portfolio?

NISM certified Mutual fund Distributor
Disclaimer:

https://t.co/n7bq8fIZ3r

[Harsh Shethia @HarshShethia]

Most people think 5 years is the #SIP sweet spot.
30 years of #Nifty data disagrees.
• 1 yr SIP → negative returns 25% of the time
• 3 yr SIP → negative 11% of the time
• 5 yr SIP → negative 0.5% of the time
• 7 yr SIP → negative returns: ZERO times in history