No growth hormone.
No gay allegations.
No FIFA support.
No rigged World Cup.
Chose fairness over corruption.
Hated by FIFA.
No Negreira scandal.
No gifted penalties.
Three earned international trophies.
Cristiano Ronaldo will forever be the greatest of all time.
We advocate for people to live within their means but when they do things within their means we shame them and belittle them. It’s those things you attend people’s weddings and come back criticizing their tents or houses forgetting what really took you there!
🚨BREAKING NEWS! 🚨
Ben Shapiro just confessed on his show that while Charlie was being transported to the hospital and bleeding out to death, his security was on the phone with Charlie’s security receiving updates.
I knew it.
I knew it.
I knew it
Someone explain to me why during the minutes while Charlie was DYING in the back seat of the car— Charlie’s security team was providing updates to Ben Shapiro’s team rather than focusing entirely on saving Charlie’s life and finding the killer?
I will remind you all that Brian Harpole— one of the security members who was IN that car en route to the hospital, is currently suing me and is using BEN SHAPIRO’S lawyer who has sued me relentlessly on Ben’s behalf for the last 3 years.
@benshapiro hated Charlie. EVERYONE knew that. So why the hell was this demon receiving updates in the mere minutes after Charlie was hit, en route to the hospital?!!
WHO ON CHARLIE’S SECURITY TEAM BETRAYED HIM IN THIS WAY?!
EVERYTHING Ben did following the assassination made my alarm bells go off.
I have told you guys that there is something about the Daily Wire and their relentlessly stalking of me following my firing that has made me feel altogether unsafe. I have felt their obsessive focus on destroying me is deranged and increasingly dangerous.
What did Andrew Kolvet mean when he told me “it was supposed to be you?”
Why did Turning Point betray Charlie so quickly by allowing Ben to open at Amfest after declaring immediately that he would “pick up Charlie’s blood mic”?
Why didn’t Ben mention this before today that he was receiving status updates while Charlie was bleeding out?
I clocked that Ben was TOO invested in this. His energy on stage DEMANDING that Megyn Kelly call me evil and his overprotective stance on Erika always registered to me as deeply nervous.
Ben Shapiro is Satanic. Everything in my soul tells me he worships Satan, literally. Look at his demeanor in this clip.
We need to find out exactly who on Charlie’s team betrayed him by providing immediate updates to this parasite.
Share far and wide.
Commentator 1: “Why aren’t the South African players attacking?”
Commenatator2: “it’s because the Mexicans are white, they only attack when they see black people”
Greetings to all Namibian Goverment Employees, the Unions, and the Government of The Republic of Namibia (GRN)
Subject: The GRN Employee Housing Scheme (GRN Subsidy): Is It Truly Beneficial to the Employee and Sustainable to the GRN?
I trust all is well with you.
In reference to the interview between the Rt Hon Prime Minister and Nampa on Friday, it was noted that the GRN subsidizes housing for its employees by 66%. If the maximum value of the house is N$792,000.00, the GRN pays N$522,720.00, and the employee pays N$269,280.00 over a purchase period of roughly 20 years (240 months). This scheme has proven to be costly and unsustainable for the GRN.
This issue also stems from the relationship between our financial institutions, particularly the commercial banks, and the GRN. Let's consider the following scenario:
I, (GRN employee), qualify for a housing subsidy of N$690,000.00. The GRN (Employer)will cover N$455,400.00 (66%), and I will cover the remaining N$234,600.00 (34%). When I apply for a loan against my housing subsidy with my bank (Middleman), Bank Windhoek, charges an 11.5% interest rate compounded annually for 20 years (240 months). This translates into the following over this period:
1. Monthly mortgage payment:N$7,358.36
2. Interest paid over the lifetime of the loan: N$1,076,007.47
3. Total repayments over the lifetime of the loan: N$1,766,007.47
It's important to note that, in actual terms, we cannot say the GRN contributes 66% of this amount, because the subsidy is taxed and the employee ends up contributing more to cover the difference. Keep this in mind!
Let's break this down. For a monthly payment of N$7,358.36, the GRN contributes (66%) N$4,856.52, and I, the GRN employee, contribute (34%) N$2,501.84.
Here lies the problem. If I take my monthly contribution of N$2,501.84 and multiply it by 240, it totals N$600,441.60. This amount, which goes straight to the bank, is almost equal to the principal amount of N$690,000.00, translating to approximately 87%.
Now, if we consider the GRN's contribution of N$4,856.52 x 240, it totals N$1,165,564.80.
This means N$1,165,564.80 goes straight to the bank from the GRN, and it mostly excludes the principal, as I would have almost covered it (+/- 87%) with my contributions. To make matters worse, this amount is almost double the principal amount. In summary, the bank receives the principal back from my contributions and gains double this amount extra from the GRN.
Hence, from a loan of N$690,000.00, the bank ends up receiving a total of N$1,766,007.47, which is almost triple the principal amount, translating to 2.6% times the initial value.
Questions to Ponder around:
1. Is this sustainable for the GRN?
2. What is the benefit for the GRN employee in the above scenario, as he/she would have almost covered the principal amount over 240 months?
3. Is the government's contribution only designed to cover the bank's interest over the purchase period?
4. Is there a better way to address this issue, or can we come up with sustainable alternatives to consider?
5. Should we perhaps eliminate the involvement of commercial banks (Middleman) and deal directly with the employee, or improve First Capital to address this issue?
6. Why is the housing subsidy taxed?
7. Is this a subsidy or loan Loan from the Employer to the Employee?
8. How much does the Employer collects in this transaction as dividends from the Employee through the Middleman?
Article by:
MR Taljaard Uaputauka
085 532 5324
TEACHER, GOBABIS Project School
Good evening ,
This boy is currently at Onethindi Police Station. He was travelling from Oshakati to Windhoek and, upon reaching the Onethindi service station, he went to use the restroom.
Unfortunately, when he returned, the bus had already departed without him.
His name is Alexander Visagei, and he is 13 years old. He is a learner at Havana Primary School and resides in Havana 3.
For further information, please contact Onethindi Police Station at 081 824 7750.
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