धैर्य | Dheeraj

IT-GenAI | Tier-1 Education | FIRE 🔥 aspirant | Health is Wealth | Pursue Passions | Personal Finance | Learn & Share | Views personal | Not SEBI Registered

[धैर्य | Dheeraj @HealthFIPassion]

Personal Investment Diversification 📣

Here comes the stats for FY'25-26:

1️⃣ Decreased Equity exposure due to profit booking since Sep last year + impact of ongoing correction

2️⃣ Focused profit-booking in IPO allotments - After all, जो कमाया वो अपना, बाकी सब सपना!
Still left with quite a few laggards…🙂

Way forward:
1️⃣ To balance allocation, shift some💰towards Gold-Silver, Debt & Liquid Funds

2️⃣ Focus to increase Passive income - Interest & Dividend

Good Luck for your investment journey!

Happy to hear your success story!

Good evening!
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

Personal Investment Diversification 📣

Here comes the corpus growth stats for H-1, FY’25-26:

1️⃣ Increased Equity exposure due to quite a few successful IPO allotments & their stellar listing gains - both mainboard & SME ✅

2️⃣ Need to balance allocation especially towards Gold-Silver, Debt & Liquid Funds

3️⃣ Need to practice the art of selling - After all, जो कमाया वो अपना, बाकी सब सपना!

4️⃣ Passive income around ~25% of living expenses. Aim to ⬆️ it to 50%

5️⃣ Able to achieve net corpus returns = ~12% in H1-FY’25-26 ✅

Good Luck for your investment journey!

Share your success story👍 Happy to👂

Query/feedback/compliment: 🙏‼️

Good morning!
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@ipo_agarwal Oyo Oye!!!

Let’s hope for some💰making IPOs ahead…

[धैर्य | Dheeraj @HealthFIPassion]

@GabbbarSingh One of the reflections of changing 🇮🇳
देश बदल रहा है!

Congratulations to the qualifiers!

[धैर्य | Dheeraj @HealthFIPassion]

@aviralbhat In our times, FIITJEE used to publish full page in ToI, on the next day of exam with detailed solutions etc!

[धैर्य | Dheeraj @HealthFIPassion]

ख़राब मौसम alert 🚨

Be safe!
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@ipo_agarwal सत्य वचन Agarwal ji!

Add one more तड़का of tenure: ….in 30 years 🙄

[धैर्य | Dheeraj @HealthFIPassion]

ख़राब मौसम alert 🚨

Be safe!
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@manishlalwani9 👏
Glad to see your progress!

[धैर्य | Dheeraj @HealthFIPassion]

@SandeepMall Scam everywhere ⚠️

[धैर्य | Dheeraj @HealthFIPassion]

@Cryptified_Soul Not only coding - even for Program management, making a new purchase, even kid’s Holiday homework 🤓 - AI is disruptive thereby resulting in over-reliance…

[धैर्य | Dheeraj @HealthFIPassion]

@Tanmay_31_ Lot of Angithi tears Tanmay bhai…

[धैर्य | Dheeraj @HealthFIPassion]

@Cryptified_Soul Yeah - it’s a fierce battleground:
Token cost vs employee cost who also comes with thinking and communication skills!

[धैर्य | Dheeraj @HealthFIPassion]

@shivaji_1983 आओ ठाकुर आओ!

Looking forward for more posts Shivaji!

And Many congratulations 🎉 for the new member in the family!

[धैर्य | Dheeraj @HealthFIPassion]

@Cryptified_Soul Indeed,
Insurance (Term & Health) and Emergency ‼️ fund should be prioritized over Investment…

Cheers!

[धैर्य | Dheeraj @HealthFIPassion]

My Financial Independence hierarchy:

* Insurance (Term & Health)
** Emergency‼️Fund
*** No Debt Trap
**** Investment & Savings to achieve FI
***** Generational Wealth
****** Eat, Shop, Social service, Travel anytime, anywhere!

Focus on health must continue in all hierarchies!

Anything else to add?
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@GabbbarSingh करी है भाई!

Posted last year on your thread only 🤓

Deja-vu!

[धैर्य | Dheeraj @HealthFIPassion]

@GabbbarSingh Etched in my memories forever!

Mangla-Lakshadweep Express: 12618

40+ hours 🕰️ journey to&fro for 8️⃣ semesters from Hazrat Nizamuddin to Kankanady (Mangalore)

Total 2️⃣0️⃣ trips including admission & placement break trip!

[धैर्य | Dheeraj @HealthFIPassion]

Personal Finance 2️⃣

Best wishes‼️

Do your own diligence!

#healthfipassion

[धैर्य | Dheeraj @HealthFIPassion]

@ActusDei Should have been a little more easier & less verbose…🤓

Good morning Neil…

[धैर्य | Dheeraj @HealthFIPassion]

Personal Finance 2️⃣

Best wishes‼️

Do your own diligence!

#healthfipassion

[धैर्य | Dheeraj @HealthFIPassion]

Kicking-off my Personal Finance Infographic series - here U go!

Personal Finance 1️⃣

Hope this format is more impactful ✅

🥂
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@investorniti My thoughts earlier on: should one devote time to apply IPOs?

Good Luck!

[धैर्य | Dheeraj @HealthFIPassion]

Personal Finance 2️⃣1️⃣‼️

Should you devote your time in applying for IPOs?

YES if you have:
1) Multiple DEMATs
2) Decent💰
3) A listing & a hold strategy
4) IPO 🧠 to understand business & valuations
5) Luck 😊 at U

Probably NO if you have:
1) Single DEMAT
2) Low💵
3) No listing & hold strategy
4) No IPO 🧠
5) Luck 😠 at U

Decide for yourself!

Good morning!
#HealthFIPassion
#HDBFinancialServicesIPO

[धैर्य | Dheeraj @HealthFIPassion]

Kicking-off my Personal Finance Infographic series - here U go!

Personal Finance 1️⃣

Hope this format is more impactful ✅

🥂
#HealthFIPassion

[धैर्य | Dheeraj @HealthFIPassion]

@aravind May be, run👇type of country-wide hackathons, learning and awareness camps encompassing AI employability…

Good Luck!

[धैर्य | Dheeraj @HealthFIPassion]

GenAI Prompt Engineers‼️

With the kind of championships that have already started in AI space, there is an immense potential & opportunities for those who can upskill & establish their fitment faster than the speed of tech changes!

Let’s start with sharpening one’s prompt engineering skills!

Setting the right context, keeping a succinct prompt & utilizing in a real situation - Helps in professional life, even more helpful in personal life 🤓

Congratulations #AdityaNair @ajcyril @meganfowkes & thanks a lot @sujitjohn for covering such forward looking Learning story!

Good morning & Happy Learning!

#HealthFIPassion #GenAI #GenerativeAI #PromptEngineering #Upskill #MondayMotivation