Heather Locus

[Heather Locus @HeatherLocus]

CI BDF helps people make sound decisions to enjoy a full life. Read important disclosure information at https://t.co/JWbQWEDVaG.

[Heather Locus @HeatherLocus]

Have you received a copy of my book on #divorce for women: The Next Chapter? Reach out to request a copy and follow me for tips, advice, and knowledge on navigating this life transition. #thenextchapter

[Heather Locus @HeatherLocus]

Hot button issue for #divorce: frequent flier miles and hotel points. Agree on the split and check with the issuer on logistics BEFORE proceedings are finalized. #thenextchapter

[Heather Locus @HeatherLocus]

"Don't judge yourself by what others did to you." -The #DivorceCoalition #DomesticViolenceAwarenessMonth #Empowerment

[Heather Locus @HeatherLocus]

October is #DomesticViolence Awareness Month. Did you know that 24% of #divorces are caused by domestic violence? The goal of The #DivorceCoalition is to be a united front aiming to "Break the Silence. Break the Cycle."https://t.co/7NQOezaiCp

[Heather Locus @HeatherLocus]

Did you know October is #DomesticViolence Awareness Month? The #DivorceCoalition is an amazing resource in this space. Check out their website for many resources, a free Ebook, and many podcasts that explore domestic abuse and #divorce - and how to cope.https://t.co/StNahUbKzg

[Heather Locus @HeatherLocus]

If you want to claim Head of Household on your #taxes next year, there are 3 requirements: be unmarried on the last day of the year, pay for more than half home upkeep for the entire year AND reside w/ dependent(s) more than half the year. #thenextchapter

[Heather Locus @HeatherLocus]

Top mistakes made by divorcing couples: keeping a home they can't afford and not properly explaining to the kids how #finances will change after a #divorce. #thenextchapter

[Heather Locus @HeatherLocus]

The silver lining of post-divorce life can be hard to find sometimes. Here's a tip: Write down a list of new opportunities and keep it in a figurative or literal jar. #thenextchapter

[Heather Locus @HeatherLocus]

Something many divorcing parents miss is the need to name alternate guardians for their children in their will. The law typically deems a surviving parent the guardian, but the court must consider what is in the best interest of the children. #divorce #thenextchapter

[Heather Locus @HeatherLocus]

Co-parenting and back to school can be tough. Here are some tips on how to stay organized amongst two households. #divorce #thenextchapter https://t.co/dflhwkiAwD

[Heather Locus @HeatherLocus]

3 important DO's for #divorce #business transactions: DO realize that what you post on social media will be used against you. DO what you can to help your spouse stay employed. DO prepare for post-divorce life. #thenextchapter

[Heather Locus @HeatherLocus]

Unless it's #taxseason, most people probably aren't thinking about tax refunds or loss carryforwards during #divorce. But they should be. Never sign a joint return w/o consulting your advisory team. #thenextchapter

[Heather Locus @HeatherLocus]

Our recent #Forbes blog post explores Five Key Areas Where #DivorcingIndividuals Make #Mistakes. Check it out to avoid these common pitfalls. #thenextchapter
https://t.co/ZGTVW5G8k1

[Heather Locus @HeatherLocus]

Have you factored in the physical demands of #divorce? From meetings to sleepless nights and more responsibilities at home, they add up. Savor unexpected joy and laughs to propel you forward. #thenextchapter

[Heather Locus @HeatherLocus]

#Mentors for your career are good. Mentors for your #divorce are invaluable. Good role models can help you as your family is restructured in a healthy way. #thenextchapter

[Heather Locus @HeatherLocus]

#Divorce is more than legal and professional fees. It's also time and energy. Control the latter by having a plan and budget. Start with your credit report, then review your spending habits over 3-6 months to establish a budget. #thenextchapter

[Heather Locus @HeatherLocus]

What's most important to you as you go through your #divorce? Your kids, pets, freedom? Take a picture of it, and look at it daily. It will keep you focused throughout this emotional time. #motivationmonday #thenextchapter

[Heather Locus @HeatherLocus]

The 4 Rs of Divorce: Being RIGHT doesn't matter, new ROLES will be developed, RELATIONSHIPS are changing, and you're in control of your new REALITY. #thenextchapter

[Heather Locus @HeatherLocus]

What is my role in a client’s #divorce? As a financial professional, I work with clients and their attorney to get through the divorce with the least cost, complexity, and collateral damage. #thenextchapter

[Heather Locus @HeatherLocus]

Divorce vocabulary lesson, abbreviated version: #dissipation. Property used for the sole benefit of one spouse for a purpose unrelated to the #marriage when it is undergoing an irretrievable breakdown. #thenextchapter