While you are correct about the uncertainty of the job market, buying a house is still a good decision. If you lose your job after a few years and are unable to pay the EMI, you can always sell the apartment and repay the loan. You will still come out on top because you will get back the equity you put (down payment) + 100% of the increase in property value will belong to you.
3/3 Premium assets grow faster
Earlier, the advice was to buy โundervaluedโ property far from the city and wait. In recent years, putting the same money into a prime, central location has outperformed that strategy.
Buying in the outskirts is a bet. Buying in a great central location is buying a proven winner.
1/3
Urban residential real estate has shown a few counterโintuitive trends lately:
1.Poorer public infrastructure โ higher valuations
2.Larger ticket size assets โ higher โน/sq ft
3.Premium assets โ faster appreciation than mass assets
Let me explain:
1. Poorer infrastructure = higher valuations
We grew up believing: metro connectivity, wider roads, better infra = higher prices.
That logic breaks down in centrally located premium areas.
Poor public infrastructure there makes longโdistance commuting impractical.
As a result, people must live close to work and social hubs โ demand concentrates โ valuations shoot up.
Scarcity + compulsion > connectivity.
2/3 Bigger & premium property beats mass
The top 1% in India has seen disproportionate income and wealth growth. Demand for 4/5 BHKs and 4,000+ sq ft plots has far outpaced demand for 2/3 BHKs. In some cities, prices are now inverted. Larger homes command higher perโsqโft rates. Larger ticket size = higher โน/sq ft.
Sitting in a meeting hearing some leader ramble on about 2026 priorities endlessly. The same thing could have been made interesting and covered in just a couple of minutes. In the India corporate space, many people think that speaking a lot is a measure of their value or contribution in a meeting.
I too used to think that reading fiction is useless and one should rather spend time reading more "meaningful" books, but I couldn't have been more wrong. What is more important is the habit of reading. Fiction also teaches one a lot about the world, and it eventually leads you to explore non-fiction books as well.
@ritujoon2j It is mainly because hiring in india is conducted with a very narrow mindset and requirements of having experience in the very same field. Otherwise, i'm sure people would love to explore different fields.
Yes @theliverdoc people hate you for that. And I am with you on calling out the fraud of alternative medicines. Great job!
But they hate you also for being an insufferable person who CHOOSES to be unnecessarily rude and quarrelsome to even the most reasonable, humble and neutral people.
100% agree. @theliverdoc is an insufferable attention seeker who CHOOSES to be extremely rude and quarrelsome to even the most reasonable, humble and neutral people.
Hahahahaha. @deepigoyal calling Liver Doc exactly what he is - RANT DOC ๐๐๐
The most Vella Toxic Obnoxious doctor I have seen in life actually
Big fan of @elonmusk but it is just ridiculous what he says at times. When the "Grok, put me in a bikini" trend was at peak, I got fed up of it and uninstalled X for a week.