Let me break down the expenses of raising a child in this economy
Pregnancy (now to birth)
Pregnancy test / confirmation: ₦1,000–₦5,000
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Antenatal package (visits, labs, scans, supplements)
public ₦30,000–₦80,000
private ₦80,000–₦400,000
Extra scans, drugs, emergencies: ₦20,000–₦150,000+
RhoGAM if needed (Rhesus negative)₦110,000
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Delivery
Normal delivery
Public ₦50,000–₦150,000
Private ₦150,000–₦800,000
C-section: public ₦130,000–₦350,000
Private ₦400,000–₦2,000,000+ (high-end hospitals can hit ₦3m)
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Extra: blood, phototherapy for jaundice, extra days, ICU deposit ₦60,000–₦3m
if things go wrong
Realistic "be ready" pot for birth + first hospital stay: ₦200,000–₦1.5m+
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Baby items (one-off, first months)
Diapers (first months)
Jumbo packs ₦5,000–₦13,000 Monthly burn ₦15,000–₦40,000
Formula if not breastfeeding: ₦7,000–₦60,000+ per tin depending on brand; can be ₦20,000–₦80,000/month
Clothes, wipes, toiletries, bottles: ₦50,000–₦150,000
Cot/mattress, bath, carrier, basic gear: ₦50,000–₦300,000
Stroller/car seat (if you buy): ₦30,000–₦150,000
Total starter kit: ₦150,000–₦500,000 (many people get gifts and still spend ₦200k+)
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Monthly upkeep (first 1–2 years)
Diapers + wipes: ₦15,000–₦40,000
Food/formula + later solids: ₦20,000–₦60,000
Clinic visits, vaccines, small illnesses: ₦10,000–₦40,000
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Clothes as they grow: ₦5,000–₦20,000
Transport for hospital/clinic: variable
Rough monthly running cost for the baby alone: ₦50,000–₦150,000 (higher if formula + private clinics)
Daycare / nanny (when mum works)
Local creche / small daycare: ₦30,000–₦80,000/month
Better private preschool/kindergarten: ₦60,000–₦200,000+/month (Lagos mid-range often ₦80k–₦150k)
Live-in or dedicated nanny: ₦50,000–₦90,000/month + feeding
Numbeo-style "private full-day preschool" can look much higher at the top end
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Schooling (from age 2–5 onward)
Public / low-cost private nursery-primary: ₦15,000–₦80,000 per term + uniforms, books, PTA (annual all-in often ₦80,000–₦300,000)
Mid-range private primary: ₦80,000–₦250,000 per term; real annual cost with bus, books, levies often ₦400,000–₦1.5m
Higher private / international school: ₦800,000–several million per year
Hidden extras every term: bus ₦25k–₦100k, books, uniform, development levy
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Other things you actually have to do
Register the birth (cheap or free at NPC; keep the certificate)
Vaccines and regular paediatric checks
Decide support arrangement with the mother (money, time, housing). Courts can order child maintenance if you don't agree
Health cover: basic HMO ₦80k–₦200k/year individual; family plans more. Maternity waiting period is usually 9–12 months so it may not cover this pregnancy
Emergency buffer: extra ₦200,000–₦1m for jaundice, CS complications, or hospital hold
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Summary
Conception to leaving hospital: ₦250,000 – ₦2m+
First year (items + monthly): ₦800,000 – ₦2.5m+
Then every year after that is food, health, daycare then school... education is usually the biggest long bill
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😂😂😂 Unless you are prepared to raise a child, be disciplined with your sexual life and activities.
All these are just for the baby. We haven't come to the home upkeep, parents upkeep, personal life, etc...
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This isn't to cause fear. But just to show you that when you don't properly plan for something, the consequences can be very uncomfortable.
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Thanks for reading and Remember to stay hydrated today 💦
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✍️ Vincent the Therapist
Nwankwo Kanu own a heart foundation and Papilo football academy.
Odious Ighalo owns a football academy to uplift Nigerian youths.
Ahmed Musa owns a football academy to uplift Nigerian youths.
Moses Simon own a football academy in Kaduna to uplift Nigerian youths.
Emmanuel Amunike — The former African Footballer of the Year and FC Barcelona star set up the Emmanuel Amunike Football Academy near Lagos to provide professional training and education.
Meanwhile, JJ Okocha:
Familiarity is an interesting thing.
If you've never been to London and someone says they are going to London, your reaction is one of awe. If you've been there, your reaction is more of "alright."
2 weeks ago, I was asking my friend if she has visited London since she moved back to Nigeria and her response was "what is happening there?" Her visa is still valid.
Last week, I spoke to my coursemate from UNIBEN who did her Masters at University College London, if she has visited since she moved back and her response was "Wisdom abeg! Na who never go, London dey impress. If I want a holiday, UK is not the place to go."
Basically, na see finish.
@Morris_Monye Told my wife yesterday to send me September bills for my kids school and groceries and this is it.
Before APC , this amount is enough to set up Business for someone.
I love UEFA so much. Standing on fuckin business.
Africans and South Americans @CAF_Online@Concacaf shame on you ball-less, greedy asses. Zero conjones, beating around the bush over a simple decision cos you’re hungry & greedy.
Clowns!