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Ebonie Beaco -NMLS 2389954 |NEXA Lending NMLS 166069 Licensed in AL, AR, CA, FL, GA, IL, IN, KY, LA, MI, MO, VA

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Mortgage Rates Drop First Time in 2 Months 📉 30-yr fixed 7.32% per Freddie Mac, first drop after 7 weeks of gains. Strategy beats timing. Ebonie Beaco, Mortgage Strategist, NEXA Lending, 312-392-0664. #MortgageRates #HousingMarket

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CRE Deals Repriced as Rate Uncertainty Lingers 🏢 10Y Treasury at 4.96%, CBRE warns recovery could wait until H2 2027. Deals still close when rate risk is priced upfront. Ebonie Beaco, Mortgage Strategist, NEXA Lending, 312-392-0664. #CommercialRealEstate #MortgageNews

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South Bend: match FHA, conventional, VA or USDA to your budget in East Bank, Roseland or Granger-adjacent areas. Ask a realtor and mortgage strategist to plan your offer. #SouthBend #Homebuyer #Indiana #MortgageTips

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Augusta: Fort Eisenhower, Medical District, Evans. W-2 conventional; eligible veterans VA 0% down. DM me.

Ebonie Beaco | Mortgage Strategist | NMLS 2389954 | 312-392-0664

#AugustaGA #Veterans #VAloan #GeorgiaMortgage

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Covington’s riverfront and older homes draw investors. Fix-and-flip, bridge, renovation loans or cash-out refis fund updates. Team with a local Realtor; act fast. Explore options. #Covington #FixFlip #Renovation #Kentucky

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NW Arkansas DSCR appeal: U of A rentals, relocations, attainable prices. $325K purchase, 20% down, ~1.08 DSCR. Model the rent before you offer. #DSCRLoans #ArkansasRealEstate #InvestorFinancing #FayettevilleAR

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Short sales require lender approval; REOs are bank-owned. Verify title and condition, inspect with utilities on, and plan renovation financing before waiving contingencies. #REO

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Primary, second home, or investment status affects rates, down payment, DTI and occupancy rules. Mislabeling a rental risks misrepresentation. 🏡 #MortgageTips #InvestmentProperty #RealEstateInvesting #HomeFinancing

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Champaign student rentals: DSCR financing compares property income with debt, making rent, vacancy and expenses central to the deal. Stress-test cash flow before you buy. #DSCR

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Waukegan homeowners: A HELOC keeps your first mortgage; a cash-out refi replaces it. Compare total costs, payment changes and timeline before tapping equity. Explore both options. #HomeEquity

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Steady Tampa demand: get pre-approved before tours. Review low-down conventional, FHA, VA, eligible USDA and Florida aid with local pros. DM to plan. #TampaRealEstate #FirstTimeHomeBuyer #TampaBayHomes #MortgageExpert

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Flint flips: verify comps, pad bids 10-15%, allow for permits and draws, and match your exit to the loan. ARV is no guarantee. Run full rehab numbers. #FlintMichigan #FixAndFlip #RenovationFinancing #RealEstateInvesting

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Champaign investors: ground-up and renovation loans release funds in draws; interest applies to funds used. Plan your next project. #ChampaignIL #ConstructionLoans #GroundUpDevelopment #IllinoisRealEstate

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Houma homeowners: A HELOC can access equity while keeping your first-mortgage rate. Assess available equity and variable-rate risk before drawing. Review your options. #HoumaLA #HELOC #HomeEquity #LouisianaRealEstate

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Monroe equity: A HELOC keeps your low first-mortgage rate; a cash-out refi replaces it. Compare costs, timeline and goals. Ready to run the numbers? #HELOC

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Waukegan mixed-use: retail below, apartments above. Before choosing a residential loan, explore blended commercial-residential financing. Compare options. #WaukeganIL #MixedUse #CommercialFinancing #IllinoisInvestors

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Elgin families outgrowing the starter home: a conventional fixed-rate loan keeps your payment predictable. Rate stability is the quiet win. Explore options. #ElginIL #ConventionalLoan #FixedRate #IllinoisHomebuyers

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Elgin’s older Fox River homes may need updates. FHA 203(k) can combine a purchase and eligible renovation costs in one mortgage, subject to program rules. Ask whether it fits your plan. #ElginIL

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Peoria flippers: fix-and-flip loans fund purchase and rehab; bridge loans let you buy the next deal before the last sells. Speed matters. Plan funding early. #PeoriaIL #FixAndFlip #BridgeLoans #RealEstateInvesting

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Springfield veterans: VA loans may offer zero down and no monthly mortgage insurance. Your earned benefit may go further than you think. Ask about your COE. #SpringfieldIL #VALoan #VeteransHomeownership #IllinoisMortgage