Homeppl

👋 We create financial inclusion in rentals by giving tenants the opportunity to rent on fair terms, while keeping our clients safe from fraud and defaults.

[Homeppl @HomepplLtd]

We received a #Halifax bank statement that we found:

✅ Was edited 2 years (!) after it was created
✅ Showed clear edits to the money out and balance columns
✅ Had all dates on the statement obviously changed
✅ 5 suspicious fonts detected

All in under 30 seconds ⏱

[Homeppl @HomepplLtd]

Homeppl are delighted to appear in this month's digital issue of @insightssuccess's business magazine 🎊 📖

Read 'How well do you know your customers? Protecting finance providers from the rising time of document fraud' by clicking below 👇

https://t.co/tbFMpX50vs

[Homeppl @HomepplLtd]

⏰ A reminder to all UK #lettingagents that there is an unfortunately infallible trend linking high rent prices, less disposable income and a rise in #lettingsfraud.

It is imperative that #lettings businesses are diligently checking #rentalapplications.

https://t.co/NIqg7geAe6

[Homeppl @HomepplLtd]

Here's everything you need to know about the transformative role of AI and technology in document verification 👇

https://t.co/UwMLwSOFnK

#documents #ai #documentverification #bankstatements #applicationfraud

[Homeppl @HomepplLtd]

👋 #Barbie movie made a splash with $155M on opening weekend 🚀 💫

🕵‍♀️ We ran Barbie's "ID" through our cool Fraud Finder tool 🛂 Spoiler alert: It's not a real ID! 🤣 Check it out 👇

💼 Keep your business safe from suspicious docs with Fraud Finder 🔍

#BarbieMovie

[Homeppl @HomepplLtd]

🚀 Excited to share our case study with @Portman_Asset!

After implementing our document fraud detection tool:

🚩 21% of docs flagged as high-risk.
⏱️ 96% of results returned in under 1 min
⌛ 30.33 seconds average processing time per doc

More 👇
https://t.co/8ru2d7vWii

[Homeppl @HomepplLtd]

£122,000 financial product successfully protected by Fraud Finder ✅

In under 30 seconds, our tool found:

✅ Data change
✅ Name change
✅ Edited transactions
✅ Edited account holder information
✅ Irregular fonts

See the old vs new document side by side 🎥 👇

[Homeppl @HomepplLtd]

Misrepresentation makes up a huge proportion of #mortgagefraud in the UK 🕵‍22.71% from the falsification of documents!

With many UK homeowners scrambling to secure #mortgagerates lenders MUST use document fraud automation to find financial risk 📈

👉 https://t.co/qeeVSWs1PA

[Homeppl @HomepplLtd]

How long does it take your underwriters to review 3 bank statements & decide on affordability?⏰

It takes us seconds! Even without #OpenBanking connection, transactions > JSON code = FAST assessment.

#affordabilityassessment #transactions #credit #loan #lending #fraud #kyc

[Homeppl @HomepplLtd]

🚀 Exciting news for vehicle lenders! Crucial facts:

1️⃣ Motor finance application fraud surged 16% since last year 🕵️‍♂️

2️⃣ UK car finance debt: £40B.

Combat fraud, and automate motor finance lending with Fraud Finder: https://t.co/GHkxaspcJV 🚘💰

#MotorFinance #FraudDetection

[Homeppl @HomepplLtd]

🌟 Exciting News! 🌟 Homeppl achieved a phenomenal 4.5-star rating on Trustpilot! 🎉 Huge thanks to our incredible Customer Service team for their hard work. We're grateful for your support and feedback! 🙌 #HappyHomeppl #TrustpilotRating #CustomerServiceChampions

[Homeppl @HomepplLtd]

There are currently 5.4 million Britons currently invisible to financial services for having ‘thin’ credit files. There are way more overseas invisible to UK Credit Reference Agencies due to a lack of technology 💳

Homeppl is trying to solve that issue... one person at a time ⚖

[Homeppl @HomepplLtd]

In today's rapidly evolving world of auto finance, lenders are confronted with a multitude of challenges, ranging from lengthy approval cycles to the crucial need for efficient credit evaluation 💰

More 👇

https://t.co/UFORr102Ne

[Homeppl @HomepplLtd]

As #lendingfraud continues to increase, small and medium businesses are being identified as the most vulnerable targets.

Businesses are at risk of revenue losses, and reputation damage.

Read more 👇 👇

https://t.co/xVGuoHHks5

#documentfraud #lenders #loans #compliance #risk

[Homeppl @HomepplLtd]

Take a look at this #Monzo bank statement that we recently analysed using #FraudFinder. 👀

Fraud Finder displays various edited versions of the same document side by side. Shockingly, the income source on the original submitted statement has been completely altered!

[Homeppl @HomepplLtd]

Finding #documentfraud is almost impossible for #underwriters and #lenders still reviewing bank statements and payslips manually.

Here's a fraudulent #Citibank statement.

The final bank balance was edited and a whole new person was added to the statement 😱

Check it out... 🎥

[Homeppl @HomepplLtd]

On Wednesday, the story of fraud in the #financialservices and #tech sectors was discussed in Parliament.

Homeppl's document analysis tool, Fraud Finder, can blacklist software that is used to edit documents & secure large sums of money 💸

Interested? 👉 https://t.co/Z3imDEAQVA

[Homeppl @HomepplLtd]

Read the latest tenancy fraud stats and stories from April 2023!

The headlines 📰:

✅ The majority of fraud comes from UK nationals 🇬🇧
✅ East London remains the epicentre of tenancy fraud 🎡
✅ 89% of cases committed by modifying documents 📄

More 👇

https://t.co/Gx5WrrsLQe

[Homeppl @HomepplLtd]

Here's what companies without document analysis see vs what our fraud tech sees when examining bank statements:

This financial document includes:

✅ Edited transaction dates
✅ Edited currencies
✅ Edited transactions
✅ Edited name and address

More 👉 https://t.co/JUTYvgxlPK

[Homeppl @HomepplLtd]

Gross lending by the main high street banks was £18.4bn in '22 & overdrafts, loans, credit cards & commercial mortgages made up the bulk of business lending.

Using automation to check business statements & financial docs for fraud should be essential.

👉 https://t.co/a9pnhEnIEo