official_YOLOTG

Soon to be professional Forex trader but for now let's focus on the growth 📈

[official_YOLOTG @Horpeh09]

@Pressman2040 May God continue to protect our troops 💪🏿

[official_YOLOTG @Horpeh09]

@Naplaymaker For this amount? I doubt it
He will definitely get football time

[official_YOLOTG @Horpeh09]

@officialABAT At this level that we've gotten to, can't the president give a "shot on sight order" for these bandits?
Or have we not gotten to that stage yet?

[official_YOLOTG @Horpeh09]

@HRoters @DermotThfc 🤡

[official_YOLOTG @Horpeh09]

@Casemiro @ManUtd Thank you Case
Once a red always a red ♥️

[official_YOLOTG @Horpeh09]

@giddy_fx The same guy that will probably cost Westham relegation with that sitter that he lost against Arsenal

[official_YOLOTG @Horpeh09]

@Oludeewon Why I no deh see conoil for all of una post. Shey no be say my money don enter one chance bayi

[Feji Iyeke YMG @iyekefejiymg]

🚨 A bank you barely took seriously just dropped a 70% profit growth.

Optimus Bank just posted ₦24.14bn PBT (+69.94%)

But sure… keep thinking all Nigerian banks are “the same.”

Let me translate this into street language:

This is like that quiet guy in your compound…
No noise. No flex.

Next thing he buys land, builds house, and rents it out.

You’re still arguing about vibes.

Gross earnings?
From ₦29bn �� ₦50.67bn (+73%)

That’s not growth.
That’s aggression with structure.

Now here’s where it gets crazy…

Loans grew 137% to ₦118bn.

Meaning:
They are actually putting money into the economy, not just sitting pretty collecting fees.

This is how real banks scale.

“But Nigerian banks just chop money na…”

Okay.

Then explain:
👉 Cost-to-income: 43.5%
👉 NPL: 0.20% (almost nonexistent bad loans)

They are growing FAST…
But still managing risk like adults.

And the part many of you will miss:

They already hit ₦200bn capital requirement BEFORE deadline.

In Nigeria.

Where raising ₦5k sometimes requires prayer and fasting.

Translation:

While others are still doing
“Dear investors, please consider…”

Optimus said:
“We’ve already sorted it.”

This is what a digital-first bank looks like when it’s working:

👉 Faster customer growth
👉 Better margins
👉 Lower cost structure

Not vibes. Not PR.
Execution.

If you’re a Nigerian investor reading this…

Understand something:

The next big winners don’t always look like GTCO or Zenith at the beginning.

They look exactly like this.

Are you paying attention early…

Or will you wait until headlines say “next big bank” before you move?

[official_YOLOTG @Horpeh09]

@CRA27_Advocacy @ADCVanguard_ @PH_Socials See this man tie for God sake🤦����

[official_YOLOTG @Horpeh09]

@niff_wizzy Ball wey I buy 350? Who be this one

[official_YOLOTG @Horpeh09]

@AsakyGRN You never see the one wey he wan sell for 100milli?

[official_YOLOTG @Horpeh09]

@spiRiituaL Hmmmm.... If wishes were truly horses

[official_YOLOTG @Horpeh09]

@wizkidayo This bros😂😂😂

[official_YOLOTG @Horpeh09]

@DailyLoud All I see here is God's greatness 🙏

[official_YOLOTG @Horpeh09]

@OzorNdiOzor We're fucked in this country... No wonder these guys do all sorts of other jobs cos how on earth can they survive with this peanut payment 😭

[official_YOLOTG @Horpeh09]

@Teeniiola Lol... He knows what he's doing
VDM cannot do anything with this post. He should have used his picture to promote his business if truly he wants to dare VDM

[official_YOLOTG @Horpeh09]

@ChuksEricE @Pressman2040 is this correct?

[official_YOLOTG @Horpeh09]

@topskillsportuk @grok is this true?

[official_YOLOTG @Horpeh09]

@Teeniiola Omo na daylight robbery be this ooo... Ahhhh
13M ? Just like that

[official_YOLOTG @Horpeh09]

@lilkeshofficial Most of these actions are real reflections of the kind of homes these kids come from. May God continue to protect our children 🙏.

[official_YOLOTG @Horpeh09]

@lilkeshofficial Immediately he noticed this, he bent down and started using his hand to clean this senior's shoe he was also apologizing while doing this. When he was done as he was about to stand up this senior met my guy with a very hot slap. omo I can never forget that day in my life. Cont'd