Great tip for long-term purchases:
"We're going on an Alaskan cruise next year and I need a lot of stuff. I created an Amazon list and every paycheck, I will buy one thing that is on sale that week. By the time we cruise, I will have everything I need and no debt!"
Growing up, we always told kids "let's go potty."
Today, I learned from my grandma that potty training kids, they had literal pots with handles on it for the kids to use who couldn't reach the toilet.
Potty is because it was a literal POT. Never even thought about it.
So many young adults are uncomfortable or unsure how to handle simple phone calls.
To help my kids get comfortable dealing professional offices, I have my kids, 8+ call to pay their own bills when they come. I'm there to help and the pediatrician is always patient and reassuring.
5 of the simplest wealth hacks:
- Drive a reliable, paid-off car
- Live in a smaller house than you prefer
- Bring your lunch to the office
- Eat-in 6 nights a week
- Pay yourself first
What else?
I spent the last month writing and developing my new children's book. It is now live on Amazon. A new spin in a classis story.
Teach children to think critically and accomplish great things while having fun. https://t.co/dnNPxyEeQz
New baby bouncer- $35
Bought one off FB marketplace for $5
Cleaned it up and used it for 7 months.
Sold it today for $20
While your income is low, find a way to be resourceful!
42% of Americans go into debt during the holidays.
Save yourself from that fate by starting a holiday savings account now. Create a budget and start saving a little from every check for the next 6 months.
Then enjoy Happy Holidays in December.
@GuyTalksFinance Absolutely! So many people go into buying a home without taking the true cost onto consideration and have no idea what it will do to their finances.
https://t.co/Nborw5kDrF
After this crazy flight, its time to plan a podcast episode on air travel with kids (and pets!).
What are your favorite/best tips for flying with kids?
Personally, I like to get a 401k match then max out my IRA before putting more in my 401k.
But that is too much work for most people and they just won't make the effort to do it.
Just add more to your 401k.
Every raise, add a little more.
Done is better than perfect.
There are people right now worried about 30 year fixed rate home loans between 6-7%.
But they don't worry about their 22% credit card or their 8.5% BMW...